Here’s the Salary Needed To Actually Take Home $100K in Every State

If you’ve landed a job making $100,000 or more, the reality is that money isn’t all yours for the keeping.

Federal income taxes and Social Security and Medicare take a chunk, too. Then state and local taxes can take another bite. That six-figure salary could quickly shrink to a take-home pay of five figures.

So what do you need to earn to actually take home six figures? GOBankingRates determined the exact salary you would need to earn to take home an annual pay of $100,000 in each state after taxes.

• The five states where you need the most to net $100,000 are Oregon, Maryland, Hawaii, California and Minnesota. The salary needed ranges from $143,539 in Minnesota to $148,309 in Oregon.
• Nine states do not tax income and thus tied for the least amount needed to net $100,000: $130,999. Those states are Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming.
• Four states have income tax below 3% and came in just above the states with no income tax: Louisiana, Ohio, Arizona, North Dakota.

Click through to see the salary you really need to take home a six-figure paycheck in every state, ranked from most to least.

Also see five states where you will keep more of your paycheck than anywhere else.

• Salary needed for $100K: $148,309
• Tax burden: 32.6%

• Salary needed for $100K: $146,521
• Tax burden: 31.8%

• Salary needed for $100K: $144,939
• Tax burden: 31.0%

• Salary needed for $100K: $144,879
• Tax burden: 31.0%

• Salary needed for $100K: $143,539
• Tax burden: 30.3%

• Salary needed for $100K: $143,206
• Tax burden: 30.2%

• Salary needed for $100K: $142,135
• Tax burden: 29.7%

• Salary needed for $100K: $142,121
• Tax burden: 29.6%

• Salary needed for $100K: $141,923
• Tax burden: 29.5%

• Salary needed for $100K: $141,801
• Tax burden: 29.5%

• Salary needed for $100K: $141,777
• Tax burden: 29.5%

• Salary needed for $100K: $141,600
• Tax burden: 29.4%

• Salary needed for $100K: $141,429
• Tax burden: 29.3%

• Salary needed for $100K: $141,359
• Tax burden: 29.3%

• Salary needed for $100K: $141,351
• Tax burden: 29.3%

• Salary needed for $100K: $141,338
• Tax burden: 29.3%

• Salary needed for $100K: $141,187
• Tax burden: 29.2%

• Salary needed for $100K: $141,010
• Tax burden: 29.1%

• Salary needed for $100K: $140,939
• Tax burden: 29.1%

• Salary needed for $100K: $140,929
• Tax burden: 29.1%

• Salary needed for $100K: $140,643
• Tax burden: 28.9%

• Salary needed for $100K: $139,830
• Tax burden: 28.5%

• Salary needed for $100K: $139,681
• Tax burden: 28.4%

• Salary needed for $100K: $139,656
• Tax burden: 28.4%

• Salary needed for $100K: $139,547
• Tax burden: 28.3%

• Salary needed for $100K: $139,333
• Tax burden: 28.2%

• Salary needed for $100K: $139,321
• Tax burden: 28.2%

• Salary needed for $100K: $139,313
• Tax burden: 28.2%

• Salary needed for $100K: $139,293
• Tax burden: 28.2%

• Salary needed for $100K: $139,188
• Tax burden: 28.2%

• Salary needed for $100K: $139,130
• Tax burden: 28.1%

• Salary needed for $100K: $139,054
• Tax burden: 28.1%

• Salary needed for $100K: $139,008
• Tax burden: 28.1%

• Salary needed for $100K: $138,944
• Tax burden: 28.0%

• Salary needed for $100K: $138,408
• Tax burden: 27.8%

• Salary needed for $100K: $138,009
• Tax burden: 27.6%

• Salary needed for $100K: $137,071
• Tax burden: 27.1%

• Salary needed for $100K: $136,927
• Tax burden: 27.0%

• Salary needed for $100K: $136,911
• Tax burden: 27.0%

• Salary needed for $100K: $135,420
• Tax burden: 26.2%

• Salary needed for $100K: $133,033
• Tax burden: 24.8%

• Salary needed for $100K: $130,999
• Tax burden: 23.7%

• Salary needed for $100K: $130,999
• Tax burden: 23.7%

• Salary needed for $100K: $130,999
• Tax burden: 23.7%

• Salary needed for $100K: $130,999
• Tax burden: 23.7%

• Salary needed for $100K: $130,999
• Tax burden: 23.7%

• Salary needed for $100K: $130,999
• Tax burden: 23.7%

• Salary needed for $100K: $130,999
• Tax burden: 23.7%

• Salary needed for $100K: $130,999
• Tax burden: 23.7%

• Salary needed for $100K: $130,999
• Tax burden: 23.7%

Methodology: To generate the income for what it takes to bring home a $100,000 salary by state, GOBankingRates surveyed income taxes at both the federal and state level (including FICA). Income tax estimates were created by using an in-house calculator for a person who was filing their taxes as a single person and using the standard deduction (with 2024 tax brackets). Once the three income taxes were calculated as an annual amount, GOBankingRates found each state’s (4) total annual income taxes paid and (5) total income tax burden. All data was collected on and is up to date as of March 12, 2025.