5 Best Places To Live in Michigan on Only a Social Security Check
Written by
Josephine Nesbit
Edited by
Rebekah Evans
Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 Years
Helping You Live Richer
Reviewed
by Experts
Trusted by
Millions of Readers
Many retirees rely on Social Security checks as their main or only source of income. How far your benefits stretch largely depends on where you live. In Michigan, retirees enjoy an overall lower cost of living, natural attractions and tax-friendly benefits.
The average Social Security retirement check was about $1,865 as of March 2024, according to the Social Security Administration. You could live only on your monthly benefit check in Michigan, but it depends on where you live and your monthly expenses.
If you want to retire in Michigan, here are the best places to live only on a Social Security check based on data gathered by PODS.
Also here are 12 other states where you can afford a home on only a social security check.
Frankenmuth, MI
Located on Cass River, Frankenmuth is a vacation destination known as Michigan’s “Little Bavaria.” The town is two square miles in size, but it has plenty of things to do, including festivals, world-famous chicken dinners, horse-drawn carriage rides, riverboat cruises and more. Downtown, you’ll find boutiques and The River Place Shops, a shopping mall with over 40 different stores.
Stevensville, MI
- Average rent (one-bedroom): $972
- Median sold home price: $299,069
- Great for: Outdoor recreation, parks and playgrounds
Located on Michigan’s southwest corner along Lake Michigan, Stevensville has restaurants, shopping, a bar and a brewery downtown. According to PODS, Grand Mere State Park is nearby, with acres of sand dunes, two inland lakes and part of the lakeshore. Head to North Lake Park with the grandkids to spend time at the playground and picnic area.
Charlevoix Township, MI
- Median rent: $1,018
- Average home value: $374,556
- Great for: Outdoor recreation, golfing and wineries
Charlevoix Township, located in Michigan’s Northern Lower Peninsula, has a suburban rural mix feel with a wide range of outdoor recreation activities to enjoy. Take the boat out and go fishing on Lake Charlevoix and the Jordan River or enjoy nearby Depot Beach Park and East Park. Golfers can head over to Charlevoix Country Club and the Belvedere Golf Club, which has won the Best Courses and 100 Greatest awards from Golf Digest. Enjoy wine? Wines local to Charlevoix Township are available at Blu Dot Farm and Vineyard and Lost Cellars.
Ford River Township, MI
- Median rent: $700
- Median home value: $151,932
- Great for: Outdoor recreation, restaurants and a friendly community
In the northwestern region of Michigan, you’ll find Ford River Township, a friendly and peaceful community with access to the Ford River, according to PODS. Active retirees can enjoy kayaking or canoeing down the Ford River and you may even spot a bald eagle or a whitetail deer. Some of the community’s best restaurants are located near the Ford River boat launch, where retirees can dine on a variety of comfort food dishes and enjoy beautiful views.
Marion Township, MI
- Average rent (two-bedroom): $920
- Median sold home price: $345,000
- Great for: Outdoor recreation, natural beauty and biking
Marion Township, located on the southwestern border of Saginaw County, is perfect for retirees who prefer a more peaceful and relaxing lifestyle. Local residents enjoy outdoor recreation activities at nearby lakes and local trains, PODS reported. There’s also a network of interconnected paths and PODS noted that it was ideal for cross-country skiing, snowshoeing and hiking. You can also find fruit stands and farms in the area’s surrounding countryside.
More From GOBankingRates
