The Best $20 You Can Spend on Subscriptions That Actually Save You Money
Written by
Dawn Allcot
Edited by
Cory Dudak
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Canceling subscriptions you don’t use can save hundreds of dollars a year. But hanging onto the right subscriptions is also a smart money move.
Choosing the best subscriptions is a personal decision. Run the numbers to decide. Does the subscription save you more money than it costs through discounts, free shipping or even peace of mind?
Here are six subscriptions worth considering. Best of all, each one will set you back less than $20 a month.
Amazon Prime
Price: $14.99/month
With free shipping, exclusive deals for Prime Day twice a year and access to more than 20,000 movies plus exclusive programming on Prime Video, an Amazon Prime membership could pay for itself in shipping after just a few purchases or one Prime Day sale.
GasBuddy+ Premium
Price: $9.99/month
GasBuddy is a free app that helps you track down the lowest prices for fuel near your location. The free Pay with GasBuddy+ debit card delivers up to 33 cents per gallon back in cash rewards. A Premium membership guarantees savings of at least 20 cents per gallon, with potential savings of up to 50 cents per gallon. Plus, gain access to 24-hour roadside assistance through Allstate.
AAA
Prices: $4.40/month (Basic), $7.36/month (Plus), $9.54/month (Premier)
Many people invest in the AAA membership for 24/7 roadside assistance. However, your membership also puts money in your pocket, with a $100 annual travel discount, 20% savings on Hertz rental cars, identity theft monitoring and discounts at hotels and tourist attractions nationwide.
AARP
Price: $15 the first year, $20 after that
It might seem strange to whip out an AARP card if you’re closer to college than retirement, but it’s growing increasingly common. Gen Z has learned that membership in the nonprofit organization yields money-saving discounts on travel, shopping, entertainment, dining out and more.
CVS ExtraCare+
Price: $5
National drug store chain CVS has a two-tiered membership program. Both tiers offer 2% back in ExtraBucks Rewards, a $3 birthday reward and access to sale prices. Enrolling in ExtraCare+ unlocks perks like free shipping, free same-day delivery and 20% off CVS Health brand products. The best part? Each month, you’ll get a $10 reward delivered to your inbox. As long as you shop at least once a month at CVS, the subscription literally pays for itself and then some.
YNAB
Price: $14.99/month
You don’t need to spend money to set — or stick to — a budget. Of course, an app that helps you track spending and allocate your cash to different categories can help. YNAB (You Need a Budget) doesn’t directly help you save money with discounts or cashback. However, when you set a budget and stick to it with help from YNAB, you might start seeing your money go further and your savings account grow. The average YNAB user saves $6,000 their first year using the app, according to the YNAB website.
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