When Are Property Taxes Due in Every State? 2026 Deadlines Explained

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Property taxes are due once or twice per year in most of the U.S., but the exact deadlines usually depend on the county and city you live in. That’s because the taxes mostly fund local governments, so it’s local governments that levy them.

This guide takes a state-by-state look at due dates and offers tips for finding out exactly when your property tax is due.

How Property Tax Due Dates Work

Property taxes are usually due once or twice per year, but the exact due date depends on where you live.

Why Property Tax Deadlines Vary by State — and County

States may establish a particular payment schedule. Maryland and Indiana, for example, have mandatory semiannual systems. Delaware sets the due date but allows counties to accept installments.

For the most part, though, local districts set their own dates, so they can vary between states and even within districts in the same state.

Billing periods also vary. Whereas some districts use the calendar year, others follow the fiscal year.

Single Payment vs. Installment Payments

Single-payment due dates may fall at any time of year. In Alabama and Louisiana, property tax is due on Dec. 31. The date is Sept. 30 in Delaware, and March 31 in Florida.

You’ll find even more variation in states with semiannual payments, but generally speaking, you’ll pay in spring and fall or summer and winter in those districts. However, some districts have second payments due the following year, which causes some homeowners to worry they’ve missed deadlines.

When Are Property Taxes Due in Every State? 2026 Overview

Some states have just one due date, and some have two. Or four. The exact dates often vary by county.

State-by-State Property Tax Due Dates

The following table provides a state-by-state look at property tax payment schedules and due dates, as listed by the National Property Tax Group and the global tax services firm Ryan.

States Where Property Tax Due Dates Vary the Most

Varied due dates — and the number and timing of payments — make property owners in the following states especially prone to losing track of what they need to pay, and when.

• California: Tax bills go out on Oct. 1. While the first 2026 installment is due on Dec. 10, the second isn’t due until April 10, 2027.
• Florida: Florida only has one payment, but for the 2026 tax, it isn’t due until March 31, 2027.
• New York: New York City homeowners might have a single payment or two installment payments, with the single or first installment payment due July 1, 2026, and the second installment due Jan. 1, 2027. Outside of the boroughs, bills go out Jan. 1, and you have just 30 days to pay.
• Virginia: Tax bills go out on Oct. 1, and if you have a single payment, the due date is simple: pay before Dec. 5 to avoid delinquency. But if you have two payments due, the installments won’t be due until June 2027 and December 2027.

What Happens if You Miss a Property Tax Deadline?

Some jurisdictions offer a grace period that gives you time after the due date. As long as you pay before the end of the grace period, you won’t have to worry about penalties. If you miss the due date in a jurisdiction with no grace period, you may face interest and/or late fees.

The longer your account remains delinquent, the more severe your penalties can be. States may place liens on the property and look for other ways to collect your past-due property tax balance, such as wage garnishment or, in the worst case, asset seizure. However, you’ll have options for catching up on what you owe long before that happens, so contact your tax office right away if you think you’ll miss a deadline.

Do You Still Have a Due Date if Property Taxes Are Paid Through Escrow?

Yes. When you pay through escrow, your monthly mortgage payment includes 1/12th of your tax bill. The lender holds that money in the escrow account until the tax is due. It then pays the bill on your behalf. So the escrow account is simply an arrangement you make with your lender to handle your payments.

You’ll still receive your property assessments and tax bills. In addition, your lender will send you an escrow analysis each year showing how much your tax is and what your escrow payments will be. It’s important to read these documents so you can reconcile the amounts to ensure they’re accurate, and verify your mortgage lender is paying the tax bills on time.

How To Find Your Exact Property Tax Due Date: A Step-by-Step

You have several options for finding your property tax due date.

3 Reliable Ways To Confirm Your Deadline

These are sure-fire ways to confirm the deadline for paying your property tax.

1. Check your county treasurer’s, tax collector’s or tax assessor’s website, and look for “real property tax.” The site should list the date the bills go out, the type of taxes and the rates you’ll pay, and payment due dates. Alternatively, call the office to request the information.
2. Review your most recent tax bill. In addition to listing the due date, the bill provides useful information about the type of tax due, the tax rate and your property’s assessed value.
3. Contact your mortgage servicer if taxes are escrowed. The lender receives duplicates of your tax assessments and bills. You can find the information online, in your mortgage account information, or call to receive it by phone.

Key Property Tax Timing Tips for Homeowners

The best way to make sure you pay your property taxes on time is to prepare for them far in advance of your state’s due date. This will leave you with enough time to move money around or save up for the bill if necessary. Here are some tips for staying on top of the bills:

• Set calendar reminders for installment due dates.
• Confirm due dates if you move to a different municipality.
• Watch for property tax reassessments — they can change your valuation and therefore your tax bill.

How To Stay on Top of Your Property Tax Due Dates

Getting organized now can save you from having to worry about tax due dates later. Here’s how to do it:

• Check deadlines each year on your county website.
• Set reminders for payment due dates and amounts as soon as you receive your tax bill.
• Confirm due dates and tax owed when you have a major change such as a move, refinance or reassessment.

More on Taxes

• The Best Tax Deductions and Tax Breaks
• How Long Does It Take To Get Tax Refunds?
• IRS Tax Brackets: Federal Tax Rates and Tax Brackets
• FICA Tax Rate: Everything You Need To Know
• Capital Gains Tax Rates

Data is accurate as of Jan. 12, 2026, and is subject to change.

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