| Local Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
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First Entertainment Credit Union
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Hollywood, CA |
Savings Account |
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| National Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
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Flagstar
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National |
CD Account |
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| Online Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
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Discover Bank
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Online |
CD Account |
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Find The Best Rates
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BANKING » Compare Best Rates
One Georgia Bank is offering a highly competitive 2.10% APY for the Prime Money Market Account. The account requires a minimum of $100,000 to earn this top rate.
The bank offers other competitive money market account rates:
- 2.00% APY - $50,000 and over
- 1.75% APY - $25,000 - $49,999.99
- 1.50% APY - $10,000 - $24,999.99
- 1.00% APY - $0 - $9,999.99
All accounts require $5,000 to open and offer free online banking, bill pay and electronic statements. Interest is calculated daily and credited monthly.
To open an account, visit one of the branch locations in Atlanta.
Other Terms and Conditions may apply to this offer - please contact the financial institution to review.
Neighbors Credit Union is offering an impressive 5.00% APY with its Green Checking Account. Here are some details of the account:
- 5.00% APY on balances up to $25,000
- 0.50% APY on balances over $25,000
- ATM refunds of up to $10 if requirements are met
The following requirements must be met each month to receive the above rates:
- Make 12 signature-based debit card transactions
- Receive direct deposits
- Utilize PCrita (online banking)
- Receive electronic statements
If requirements are not met within 90 days of opening the account, it will be converted to a Basic Green Checking Account.
Membership is open to people who live or work in St. Louis City or County, St. Charles County, or Jefferson County. To apply, you can print an online application and mail it to the credit union, or visit a branch location.
Other Terms and Conditions may apply to this offer - please contact the financial institution to review.
Louisiana residents can benefit from an impressive 5.01% APY on balances up to $30,000 with the Reward Checking Account from Pelican State Credit Union . In order to receive this rate, you must meet the following requirements each month:
- 15 debit card purchases
- 1 direct deposit or payroll...
Read Full Article: Pelican State Credit Union Offers 5.01% APY Reward Checking Account
FlagstarDirect.com is the new internet bank website recently opened by Flagstar Bank that offers new online applications for various accounts, including an impressive 1.82% APY Express Money Market Account rate and a corresponding online application .
The specifics of the money market account ...
Read Full Article: Flagstar Bank Opens New Website, Offers Competitive Money Market Rate
North Carolina residents can benefit from a great 1.80% APY money market promotion from Southern Community Bank and Trust . The promotion is listed on the bank's checking account page . Here are the basics of the account:
- 1.80% APY guaranteed through Jan. 31, 2010
- Minimum balance to obtain rate...
Read Full Article: 1.80% APY Money Market Promotion at Southern Community Bank & Trust
Georgia residents can take advantage of a 4.15% APY Reward Checking Account from Greater Rome Bank . In order to receive the following rates, you must meet certain monthly requirements:
- 4.15% APY on balances up to $20,000
- 1.15% APY on balances over $25,000
- 0.15% APY base rate if qualifications...
Read Full Article: Greater Rome Bank in Georgia Offers 4.15% APY Reward Checking Account
Take advantage of competitive money market rates from Neighbors Federal Credit Union . The rate tiers for the Money Market Account are as follows:
- 1.51% APY - balances over $50,000
- 1.25% APY - $25,000 - $49,999.99
- 1.00% APY - $10,000 - $24,999.99
- 0.75% APY - $2,500 - $9,999.99
- 0.00% APY - $0 -...
Read Full Article: Neighbors Federal Credit Union in Louisiana Offers Competitive Money Market Tiers
At American Eagle Credit Union , new customers only can earn up to $100 with the Bonus Bucks Checking Account . In order to earn the bonus bucks, you must add one of the following within 30 days of opening the account:
- Visa Check Card (earns $25)
- Direct Deposit plus one transaction (earns $25)
- ...
Read Full Article: Up to $100 with Bonus Bucks Checking from American Eagle Credit Union
The All Access Advantage Checking Account at La Capitol Federal Credit Union offers a highly-competitive 5.25% APY . Here are the rate tiers:
- 5.25% APY on all balances up to $5,000
- 0.15% APY on balances exceeding $5,000 (or if you don't meet the account qualifications)
In order to receive the...
Read Full Article: 5.25% APY with All Access Advantage Checking Account at La Capitol FCU in Louisiana
Urban Trust Bank is offering 1.55% APY with its Urban Select Money Market program . The rate tiers for the program are as follows:
- 1.55% APY - balances of $50,000 or more
- 1.45% APY - $10,000 - $49,999.99
- 1.35% APY - $2,500 - $9,999.99
Account requires $1,000 to open and $5,000 to avoid monthly...
Read Full Article: 1.55% APY Money Market Account at Urban Trust Bank
Banking Rates
With an economic recession looming on the horizon, many people have been rattled by recent job losses and a decline in most housing markets. But curiously, the outlook for interest rates may actually be improved by recent developments in the economy. With easing inflation, not only housing prices, but also yields on treasury bonds, tend to go lower. Since 30 year fixed rate mortgage rates usually track with yields on treasury notes, you may find the lowest interest rates on loans during a recession.
The Federal bank bailout may also keep interest rates low in the coming months. In November, when the Federal Reserve announced its plan to buy up debt and mortgage-banked securities from the distressed mortgage lenders Fannie Mae and Freddie Mac, that also reduced those lender’s financing costs, enabling them to pass on savings to consumers in the form of lower interest rates.
If you are shopping for a home loan, now may be a good time to compare interest rates and find the best rates on home loans.
Most Recent Banking Rate Changes
| Seacoast Commerce Bank 2 Year CD Account |
N/A to
2.08% Date: Nov 5, 2009
|
| Space Coast Credit Union Savings Account |
N/A to
0.80% Date: Nov 5, 2009
|
| Space Coast Credit Union 6 Month CD Account |
N/A to
1.25% Date: Nov 5, 2009
|
| Space Coast Credit Union 12 Month CD Account |
N/A to
1.51% Date: Nov 5, 2009
|
| Space Coast Credit Union 2 Year CD Account |
N/A to
2.02% Date: Nov 5, 2009
|
Banking 101
Curious about banks and how they work? Here is what you should know when it comes to banking:
- What is a Bank's Routing Number?
- What is the Federal Reserve?
- Reading and Writing Checks for Beginners
- Why Different Banks Offer Different Interest Rates
- Using Online Bill Pay and Notices
- Balancing and Reconciling a Checkbook
- Linking Checking Accounts
- How Banks Make Money
- How An Institution Become a Bank
- How Interest Rates Are Determined
- Traditional Banking Activities
- How Banks Are Rated
Current Banking News
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11/07/09
Bush and GOP set up current financial crisis
Have you noticed that those who got even more from this administration are now charging we the people 30% interest rates on credit cards? ...
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11/06/09
UPDATE 1-NY senate sees revenues down 1.5 pct this yr
Paterson has rejected that idea at least twice, saying the new interest rates would be too high. The Senate Democrats came up with the idea to refinance the ...
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- 2.53% APY Money Market from Red River Credit Union in Texas
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