Bank loan standards loosened in 2011 after years of strict requirements following the financial crisis. As a result, household borrowing through credit cards, auto loans, student loans and other installment debt rose significantly at the end of the year, according to a new report from the Federal Reserve.

Bank Loan Requirements Loosened

Coastal Community and Teachers Credit Union is currently offering a generous 3.82% APY checking account rate –with deposit rates near rock bottom, taking advantage of this high-yield interest rate can help depositors in Corpus Christi, TX maintain healthy savings.

Checking Account Rate Terms and Conditions

A money market account rate is a great option for Washington, PA investors to secure more returns in a flexible way. Washington Community Federal Credit Union now offers a 0.75% APY that offers more forgiving account terms than a CD, but with just as competitive interest.

Money Market Account Rate Terms and Conditions

Generations Bank takes positive strides to help customers in Centre, AL save money while also helping the environment. They currently have a checking account rate at an incredible 2.00% APY rate. With this checking rate, managing your daily funds can start earning you significant returns toward your financial goals.

Checking Account Rate Terms and Conditions

Russell Simmons has announced plans to slash several fees on his well-publicized RushCard in order to accommodate the rapidly growing demand for his product. But many say his decision to reduce fees on his prepaid debit card had more to do with increased competition after the introduction of Suze Orman’s prepaid product.

Building your nest egg has never been more convenient with a money market account from Advantage Credit Union. Now, members in the Newton, IA community can earn more with a 1.01% APY money market account rate. Not only is this interest rate a rare find at just over 1 percent, but it empowers new investors with a low-risk way to grow funds.

Money Market Account Terms and Conditions

Making the most of your hard-earned money is easy thanks to Members First Credit Union in Corpus Christi, TX. Their money market account rate not only provides depositors with a competitive interest rate, but also gives members the freedom to withdraw their money whenever its needed. Unlike other investment options that lock-in your funds and incur harsh penalties for withdrawing, a money market account is flexible and accommodating to even the most demanding of circumstances.

Money Market Account Rate Terms and Conditions

Velocity Credit Union knows you have enough on your plate and it can be hard to find new ways to save money. With a Check Plus checking account from Velocity, Austin, TX depositors can put their savings on auto pilot with a 0.50% APY checking account rate. Open a checking account at this money-saving rate without skipping a beat.

Checking Account Rate Terms and Conditions

By Stacey Bumpus

Debit card fraud has become a major issue for checking account customers who choose to use this form of payment when making purchases. Despite their ease of use, debit cards pose a number of risks that can impact owners for the rest of their lives. So what is it about debit cards that make them the riskiest form of payment out there?

By Casey Bond

2011 wasn’t such a great year for the banking industry, to say the least. After major issues like robo-signing, wrongful foreclosures and protests over fees, banks may never fully recover their reputations.