| Local Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
|---|---|---|---|---|---|
|
|
|
First Entertainment Credit Union
|
Hollywood, CA |
Savings Account |
    |
| National Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
|
|
|
The Huntington National Bank
|
National |
CD Account |
|
| Online Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
|
|
|
Discover Bank
|
Online |
CD Account |
|
Banks: Submit Your Rates!
Find The Best Rates
We survey thousands of banks each week to find you the best rates, complete the form below to see all the Best Rates. It's 100% FREE
Already Signed Up? Login
Rates can change, rates based on $10,000 deposit, see individual banks for the latest details and requirements.
Banking
How to Save a Million Dollars
Go Banking Rates has a
special calculator
to show you what it takes to
save $1,000,000.
Click Below
to see how you can
be a Millionaire
Receive a free financial newsletter with the latest rates, special offers and informative articles.
Your email will not be shared and you can opt-out of alerts at anytime
BANKING » Compare Best Rates
Contra Costa Federal Credit Union is offering a competitive 1.11% APY checking account interest rate. Although the checking account interest rate is not as high as other reward checking accounts, the account has few rules to qualify for the earnings rate. To qualify for the stress free checking account terms include:
- Earning rate applies to balances of $500
- No minimum balance required
- No hidden monthly service charges
- Unlimited check writing privileges
- Complimentary check card or ATM
- NCUA insured
Membership to the East Bay area Contra Costa credit union is required to take advantage of all the banks products and offerings. Anyone who is an employee of local municipalities or of the county, city, state or school system can apply for membership. Additionally, their immediate family members or roommates and employees of special districts in Contra Costa County, Alameda County, and Solano County can also join the credit union.
Contra Costa Federal Credit Union has been serving their community for over 50 years. There are Contra Costa FCU branches located in Antioch, Martinez and Richmond California.
Current Contra Costa Federal Credit Union CD Rates
- 6 Month CD Rate - Contra Costa Federal Credit Union
- 12 Month CD Rate - Contra Costa Federal Credit Union (for deposits up to $10,000)
Other Contra Costa Federal Credit Union Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
The web's first "black-owned" internet bank, OneUnited Bank, is offering a 1.01% APY money market account rate. To earn this top money market rate, customers must meet certain qualifications when opening the United Gold E-Money Market account including:
- Rate applies to balance amounts ranging from$1,000 - $24,999.99
- $1,000 minimum opening deposit required
- Features complimentary online banking with e-statements and balance alerts
- Free ATM card included
- FDIC insured
OneUnited Bank has offices in Los Angeles, Calif., Boston, Mass. and Miami, Fl. and has nearly one dozen branch locations in those areas. Applications for the Unity Gold-E Money Market account can be completed online.
OneUnited Bank's history dates back nearly 50 years to the founding of theUnity Bank & Trust in Boston, Mass. Since then, the financial institution has grown to nation's largest black-owned and managed bank.
>>Best Money Market Account Interest Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
California based American Plus Bank N.A. is offering a 1.56 percent rate of return on Personal Money Market Account deposits through the financial institution. Although not as high as in the past, this is the top money market rate you can get from this bank.
- APY earned on deposit amounts...
Read Full Article: American Plus Bank N.A. has a 1.56% APY On Money Market Account Deposits
With savings account interest rates at historical lows, depositors can actually earn more bang for their buck when depositing money into the best checking accounts . One option with a 2.51% APY checking account rate comes from the Community Bank of Pleasant Hill based in Missouri.
Some of the...
Read Full Article: Earn 2.51% APY With a Rewards Checking Account at Community Bank of Pleasant Hill
An exclusive group of California residents can join the SAFE credit union and take advantage of all the financial institutions offerings, including a 1.16% APY checking account interest rate. There are specific rules to qualify for the highest rate offered on their Prestige Checking account...
Read Full Article: SAFE Prestige Checking Generates 1.16% APY On Checking Account Deposits
Southern California residents are entitled to apply for a healthy 1.25% APY money market rate on a Premium Money Market account through OneWest Bank . To qualify for the money market rate, customers need to be aware of certain terms including:
- $1,000 minimum opening balance
- Interest compounded...
Read Full Article: Premium Money Market Accounts at OneWest Bank Earn a 1.25% APY
Depositors can earn a competitive 1.45% APY with money market account rates from United Central Bank . Some terms to qualify for the competitive money market interest rate include:
- Minimum opening balance of $100
- Minimum balance of $5,000 to avoid monthly service fee of $10
- Only six withdrawal...
Read Full Article: United Central Bank Global Money Market Account Earns 1.45% APY Rate
California based Pacific Mercantile Bank has lowered earnings potential of their Premium Interest Checking account rates to 2.00% since our last checking interest rate report in May . Some terms to qualify for the new checking account rate include:
- Applies on balances between $1,500 and...
Read Full Article: Earn up to 2.00% APY With a Pacific Mercantile Bank Premium Interest Checking Account
Online banking superstar, Ally Bank , recently launched free online checking accounts that also earn a.5% APR on balances up to $15,000. Customers interested in taking advantage of Ally's free online checking account will also benefit from 24/7 customer service (via phone, chat, and email...
Read Full Article: Ally Announces Free Online Checking That Earns .5% APR
Sterling National Bank has a competitive 1.45% APY money market account rate for new banking customers. To take advantage of the competitive money market rate customers must meet terms including:
- Offer only available to new checking account customers
- Free checking available as long as a minimum...
Read Full Article: Sterling National Bank Offering a Money Market Account Rate of 1.45% APY
Banking Rates
With an economic recession looming on the horizon, many people have been rattled by recent job losses and a decline in most housing markets. But curiously, the outlook for interest rates may actually be improved by recent developments in the economy. With easing inflation, not only housing prices, but also yields on treasury bonds, tend to go lower. Since 30 year fixed rate mortgage rates usually track with yields on treasury notes, you may find the lowest interest rates on loans during a recession.
The Federal bank bailout may also keep interest rates low in the coming months. In November, when the Federal Reserve announced its plan to buy up debt and mortgage-banked securities from the distressed mortgage lenders Fannie Mae and Freddie Mac, that also reduced those lender’s financing costs, enabling them to pass on savings to consumers in the form of lower interest rates.
If you are shopping for a home loan, now may be a good time to compare interest rates and find the best rates on home loans.
Most Recent Banking Rate Changes
| Branson Bank Savings Account |
1.85% to
0.85% Date: Feb 8, 2010
|
| Branson Bank 6 Month CD Account |
1.65% to
1.51% Date: Feb 8, 2010
|
| Branson Bank 12 Month CD Account |
1.85% to
1.71% Date: Feb 8, 2010
|
| Branson Bank 2 Year CD Account |
2.20% to
2.02% Date: Feb 8, 2010
|
| Evergreen Direct Credit Union Savings Account |
0.50% to
0.25% Date: Feb 8, 2010
|
Banking 101
Curious about banks and how they work? Here is what you should know when it comes to banking:
- What is a Bank's Routing Number?
- What is the Federal Reserve?
- Reading and Writing Checks for Beginners
- Why Different Banks Offer Different Interest Rates
- Using Online Bill Pay and Notices
- Balancing and Reconciling a Checkbook
- Linking Checking Accounts
- How Banks Make Money
- How An Institution Become a Bank
- How Interest Rates Are Determined
- Traditional Banking Activities
- How Banks Are Rated
Current Banking News
-
02/08/10
US Stock-Index Futures Fluctuate; CIT, Home Depot Advance
The S&P 500 has still surged 58 percent since March as governments and central banks globally maintained low interest rates and committed more than $12 ...
-
02/08/10
Director of real estate center sees opportunities
But if you have a good-quality, good-location building, then it is probably cash flowing; interest rates are relatively low; so “pretend-and-extend” from ...
Recent Banking Articles
- Cross County Federal Savings Offers a 1.50% APY on Platinum Money Market Deposits
- ViewPoint Bank Offers 4.00% APY on Absolute Checking Accounts
- Royal Asian Bank Has 1.05% APY On Money Market Accounts
- KANZA Bank Has 4.00% APY on Their Rewards Checking Account
- BankOn Has a 1.85% APY Money Market Savings Account
- Earn a 4.04% APY With a Coulee Bank Rewards Checking Account
- Tioga State Bank Offering 4.10% APY on Reward Checking Accounts
- Marathon Bank of New York Has 1.05% APY Money Market Account Rate
- How Banks Are Losing Millions from Phishing (Infographic)
- Bank of the Wichitas Offers 4% APY on Rewards Checking Account