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Best Banking Rates

 
 
Local Rates (APY) Bank / Credit Union Location Account Type Share
7.00%
As of October 22, 2009
View Rate Details
 
First Entertainment Credit Union
 
Hollywood, CA
 
Savings Account
 
 
National Rates (APY) Bank / Credit Union Location Account Type Share
2.26%
As of October 22, 2009
View Rate Details
 
Flagstar
 
National
 
CD Account
 
 
Online Rates (APY) Bank / Credit Union Location Account Type Share
2.35%
As of October 22, 2009
View Rate Details
 

Discover Bank
 
Online
 
CD Account
 
 
Rates can change, rates based on $10,000 deposit, see individual banks for the latest details and requirements.
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BANKING » Compare Best Rates

Posted in Banking, Checking Accounts, Local Banks, Rates

If you're looking for a great rewards checking rate, Keystone Bank in Alabama is offering 4.04% APY on its Rewards Checking Account. The following rates and features are available if you meet the account's requirements:

  • 4.04% APY on balances up to $25,000
  • 1.15% APY on balances over $25,000
  • 0.25% APY base rate if requirements aren't met
  • ATM fees nationwide automatically refunded

Here are the account's monthly requirements:

  • 10 Mastercard debit card transactions
  • Set up 1 direct deposit or ACH debit from your account
  • Enroll and receive e-Statements

There is no minimum balance required to open the account. There are also no monthly fees. Apply online.

>> Checking Account Rate Deals

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Posted in Banking, Local Banks, Money Market, Rates

At Montgomery Bank in Florida, the Montgomery Gold Money Market Account is offering 1.40% APY. Here are the rate tiers for the account:

  • 1.40% APY for balances of 100,000 or higher
  • 0.76% APY for $10,000 - $99,999
  • 0.06% APY for $0 - $9,999

The minimum to open the money market account is $100. If you daily balance falls below $100, you will be subject to a $10 service fee each month. The account is limited to 6 transfers per month. You will be charged $10 for exceeding your transfer limit.

>> Money Market Interest Rates

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Posted in Banking, Local Banks, Money Market, Rates

Evantage Bank is offering a competitive 2.00% APY money market rate for balances through $35,000 . Here are some specifics of the Mega Money Market account :

  • 2.00% APY - balances through $35,000
  • 1.00% APY - balances over $35,000
  • 6 pre-authorized withdrawals every cycle ($5 fee incurred for more...


Read Full Article: 2.00% APY Money Market Rate - Evantage Bank in Oklahoma

Posted in Banking, Checking Accounts, Financial News, Rates

In May, the FDIC established new rate cap rules that would prevent banks that were considered less than well capitalized from seeking deposits in exchange for interest rates that significantly exceeded the FDIC's rates. Now, according to a recent post from Bank Deals, some customers are seeing...



Read Full Article: New Checking Account Rate Caps Imposed

Posted in Banking, Checking Accounts, Local Banks, Rates

Centura Bank is offering a competitive 4.01% APY for its reward checking account . The following rates are available if monthly requirements are met:

  • 4.01% APY - balances up to $25,000
  • 1.01% APY - balances over $25,000
  • 0.25% base rate if requirements are not met
  • Reimburses all ATM fees...


Read Full Article: Take Advantage of 4.01% APY Reward Checking Account - Centura Bank in Kansas

Posted in Banking, Local Banks, Money Market, Rates

Recently, we reported that First East Side Savings Bank had lowered its top money market rate from 2.25% to 2.00%. Well, we just found that the rate has dropped even lower. The new rate for the top tier is 1.85% APY .

Here is a list of all of the tiers for the account:

  • 1.85% APY on $100,000.00...


Read Full Article: First East Side Savings Bank's Money Market Rate Drops Even Lower

Posted in Banking, Local Banks, Money Market, Rates

Service Credit Union is offering a competitive 1.50% APY on the highest tier for its Service + High-Yield Money Market Account with Direct Deposit . Here is a list of the account's rate tiers:

  • 1.50% APY - minimum to earn $50,000
  • 1.25% APY - minimum to earn $25,000
  • 1.15% APY - minimum to earn...


Read Full Article: Competitive 1.50% APY High-Yield Money Market Rate - Service Credit Union

Posted in Banking, Checking Accounts, Local Banks, Rates

If you're looking for some cash back opportunities and live Missouri, you could take advantage of a $300 cash back promotion from National City Bank . The promotion is actually not listed on the site, but can be found on the St. Louis Post Dispatch's website . Here are the details of the...



Read Full Article: National City Bank Offers $300 Checking Account Bonus

Posted in Banking, Money Market, Online Banks, Rates

Bank of Internet is offering an impressive 1.70% APY for all balances with the Money Market Savings Account . Here are the rate tiers for this account:

  • No minimum balance required
  • Unlimited access to your account 24/7
  • FDIC insured

The account requires a $100 minimum to open and is available...



Read Full Article: 1.70% APY Money Market Rate from Bank of Internet

Posted in Banking, Checking Accounts, National Banks, Rates

BBVA Compass is offering an impressive checking promotion that brings with it an 8 GB iPod Touch. You get the iPod if you open a new Build-to-Order Free Checking account by Dec. 15, 2009 . See the promotion page for more details and don't forget to first register so that you can receive the claim...



Read Full Article: Free iPod Touch with BBVA Compass Checking Account

Banking Rates

With an economic recession looming on the horizon, many people have been rattled by recent job losses and a decline in most housing markets. But curiously, the outlook for interest rates may actually be improved by recent developments in the economy. With easing inflation, not only housing prices, but also yields on treasury bonds, tend to go lower. Since 30 year fixed rate mortgage rates usually track with yields on treasury notes, you may find the lowest interest rates on loans during a recession.

The Federal bank bailout may also keep interest rates low in the coming months. In November, when the Federal Reserve announced its plan to buy up debt and mortgage-banked securities from the distressed mortgage lenders Fannie Mae and Freddie Mac, that also reduced those lender’s financing costs, enabling them to pass on savings to consumers in the form of lower interest rates.

If you are shopping for a home loan, now may be a good time to compare interest rates and find the best rates on home loans.

 

Most Recent Banking Rate Changes

Seacoast Commerce Bank 2 Year CD Account
   N/A to
2.08%
Date: Nov 5, 2009
Space Coast Credit Union Savings Account
   N/A to
0.80%
Date: Nov 5, 2009
Space Coast Credit Union 6 Month CD Account
   N/A to
1.25%
Date: Nov 5, 2009
Space Coast Credit Union 12 Month CD Account
   N/A to
1.51%
Date: Nov 5, 2009
Space Coast Credit Union 2 Year CD Account
   N/A to
2.02%
Date: Nov 5, 2009
 

Current Banking News

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