| Featured Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
|---|---|---|---|---|---|
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1.18%
As of January 24, 2012
2-Year CD Rate
|
 Ally Bank
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Online
|
CD Account
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   |
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0.90%
As of January 25, 2012
|
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 American Express Bank FSB, Member FDIC
|
National
|
Savings Account
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| Best Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
|
2.25%
As of January 25, 2012
|
View Rate Details | Euclid, OH | CD Account |
|
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2.07%
As of February 1, 2012
|
View Rate Details | New York, NY | CD Account |
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|
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2.02%
As of January 26, 2012
|
View Rate Details | Houston, TX | Savings Account |
|
|
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2.00%
As of January 26, 2012
|
View Rate Details | Baltimore, MD | CD Account |
|
|
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2.00%
As of January 25, 2012
|
View Rate Details | Garden City, KS | Savings Account |
|
|
Banks: Submit Your Rates!
Number of Rates Per Page
Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.
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Generations Bank takes positive strides to help customers in Centre, AL save money while also helping the environment. They currently have a checking account rate at an incredible 2.00% APY rate. With this checking rate, managing your daily funds can start earning you significant returns toward your financial goals.
Checking Account Rate Terms and Conditions 
Russell Simmons has announced plans to slash several fees on his well-publicized RushCard in order to accommodate the rapidly growing demand for his product. But many say his decision to reduce fees on his prepaid debit card had more to do with increased competition after the introduction of Suze Orman’s prepaid product.
Building your nest egg has never been more convenient with a money market account from Advantage Credit Union. Now, members in the Newton, IA community can earn more with a 1.01% APY money market account rate. Not only is this interest rate a rare find at just over 1 percent, but it empowers new investors with a low-risk way to grow funds.
Money Market Account Terms and Conditions
Making the most of your hard-earned money is easy thanks to Members First Credit Union in Corpus Christi, TX. Their money market account rate not only provides depositors with a competitive interest rate, but also gives members the freedom to withdraw their money whenever its needed. Unlike other investment options that lock-in your funds and incur harsh penalties for withdrawing, a money market account is flexible and accommodating to even the most demanding of circumstances.
Money Market Account Rate Terms and Conditions
Velocity Credit Union knows you have enough on your plate and it can be hard to find new ways to save money. With a Check Plus checking account from Velocity, Austin, TX depositors can put their savings on auto pilot with a 0.50% APY checking account rate. Open a checking account at this money-saving rate without skipping a beat.
Checking Account Rate Terms and Conditions
Debit card fraud has become a major issue for checking account customers who choose to use this form of payment when making purchases. Despite their ease of use, debit cards pose a number of risks that can impact owners for the rest of their lives. So what is it about debit cards that make them the riskiest form of payment out there?
2011 wasn’t such a great year for the banking industry, to say the least. After major issues like robo-signing, wrongful foreclosures and protests over fees, banks may never fully recover their reputations.
Suze Orman has long been a champion of smart financial choices. As the author of books including The Money Class and The Money Book for the Young, Fabulous and Broke, not to mention the host of her wildly popular show on CNBC, her no-nonsense attitude has helped inspire many readers and callers to get out of debt and get their finances in order.
Suze has never shied away from opportunities. The best-selling author’s latest venture is a financial product that has caused a stir in the media. She has offered her image and reputation in support of a prepaid debit card.
Hey, everybody this is David Bach, and I wanted to start by saying thank you so much for voting for me as your favorite financial expert of 2011. It was awesome to be part of the competition and I’m thrilled to be here right now.
I was asked, “David, what do you think is the #1 mistake investors make?” And I have an answer for you right now. Super simple. The #1 mistake people make is they don’t make their financial plan automatic.
Gundersen Lutheran Credit Union supports changing lifestyles of their members with a flexible investment account that keeps funds accessible, yet growing strong. Today, their money market account rate is at 0.85% APY, providing depositors in La Crosse, WI with a way to save in the midst of their everyday expenses.
Money Market Account Rate Terms and Conditions
Banking Rates
With an economic recession looming on the horizon, many people have been rattled by recent job losses and a decline in most housing markets. But curiously, the outlook for interest rates may actually be improved by recent developments in the economy. With easing inflation, not only housing prices, but also yields on treasury bonds, tend to go lower. Since 30 year fixed rate mortgage rates usually track with yields on treasury notes, you may find the lowest interest rates on loans during a recession.
The Federal bank bailout may also keep interest rates low in the coming months. In November, when the Federal Reserve announced its plan to buy up debt and mortgage-banked securities from the distressed mortgage lenders Fannie Mae and Freddie Mac, that also reduced those lender’s financing costs, enabling them to pass on savings to consumers in the form of lower interest rates.
If you are shopping for a home loan, now may be a good time to compare interest rates and find the best rates on home loans.
Banking 101
Curious about banks and how they work? Here is what you should know when it comes to banking:
- What is a Bank's Routing Number?
- What is the Federal Reserve?
- Reading and Writing Checks for Beginners
- Why Different Banks Offer Different Interest Rates
- Using Online Bill Pay and Notices
- Balancing and Reconciling a Checkbook
- Linking Checking Accounts
- How Banks Make Money
- How An Institution Become a Bank
- How Interest Rates Are Determined
- Traditional Banking Activities
- How Banks Are Rated
Most Recent Banking Rate Changes
| Capitol View Credit Union 2 Year CD Account |
1.46% to
1.36% Date: Feb 3, 2012
|
| Mclennan County Employees Credit Union 2 Year CD Account |
1.30% to
1.31% Date: Feb 3, 2012
|
| Kemba Louisville Credit Union 2 Year CD Account |
1.25% to
1.20% Date: Feb 3, 2012
|
| Newark Firemen Credit Union 2 Year CD Account |
1.10% to
1.20% Date: Feb 3, 2012
|
| The Sacramento Deposit Bank 2 Year CD Account |
1.40% to
1.14% Date: Feb 3, 2012
|
Recent Banking Articles
- Checking Account Rate Deal of the Day: Golden Key Federal Credit Union at 0.75% APY
- Bank of America May Sell Off Branches to Resolve Financial Issues
- The Approved Card by Suze Orman: Not Such a Bad Product for the Unbanked
- Checking Account Rate Deal of the Day: NavyArmy Credit Union at 3.51% APY
- How the Fed’s Wall Street Fix Could Impact Consumer Lending
- Money Market Account Rate Deal of the Day: Northern Tier Federal Credit Union at 0.50% APY
- Tired of Paying to Withdraw? No Fee ATMs May Be on the Way
- Money Market Account Rate Deal of the Day: Self-Help Credit Union at 0.87% APY
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