| Local Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
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First Entertainment Credit Union
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Hollywood, CA |
Savings Account |
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| National Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
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Flagstar
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National |
CD Account |
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| Online Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
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Discover Bank
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Online |
CD Account |
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Find The Best Rates
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BANKING » Compare Best Rates
If you're looking for a great rewards checking rate, Keystone Bank in Alabama is offering 4.04% APY on its Rewards Checking Account. The following rates and features are available if you meet the account's requirements:
- 4.04% APY on balances up to $25,000
- 1.15% APY on balances over $25,000
- 0.25% APY base rate if requirements aren't met
- ATM fees nationwide automatically refunded
Here are the account's monthly requirements:
- 10 Mastercard debit card transactions
- Set up 1 direct deposit or ACH debit from your account
- Enroll and receive e-Statements
There is no minimum balance required to open the account. There are also no monthly fees. Apply online.
>> Checking Account Rate Deals
Other Terms and Conditions may apply to this offer - please contact the financial institution to review.
At Montgomery Bank in Florida, the Montgomery Gold Money Market Account is offering 1.40% APY. Here are the rate tiers for the account:
- 1.40% APY for balances of 100,000 or higher
- 0.76% APY for $10,000 - $99,999
- 0.06% APY for $0 - $9,999
The minimum to open the money market account is $100. If you daily balance falls below $100, you will be subject to a $10 service fee each month. The account is limited to 6 transfers per month. You will be charged $10 for exceeding your transfer limit.
>> Money Market Interest Rates
Other Terms and Conditions may apply to this offer - please contact the financial institution to review.
Evantage Bank is offering a competitive 2.00% APY money market rate for balances through $35,000 . Here are some specifics of the Mega Money Market account :
- 2.00% APY - balances through $35,000
- 1.00% APY - balances over $35,000
- 6 pre-authorized withdrawals every cycle ($5 fee incurred for more...
Read Full Article: 2.00% APY Money Market Rate - Evantage Bank in Oklahoma
In May, the FDIC established new rate cap rules that would prevent banks that were considered less than well capitalized from seeking deposits in exchange for interest rates that significantly exceeded the FDIC's rates. Now, according to a recent post from Bank Deals, some customers are seeing...
Read Full Article: New Checking Account Rate Caps Imposed
Centura Bank is offering a competitive 4.01% APY for its reward checking account . The following rates are available if monthly requirements are met:
- 4.01% APY - balances up to $25,000
- 1.01% APY - balances over $25,000
- 0.25% base rate if requirements are not met
- Reimburses all ATM fees...
Read Full Article: Take Advantage of 4.01% APY Reward Checking Account - Centura Bank in Kansas
Recently, we reported that First East Side Savings Bank had lowered its top money market rate from 2.25% to 2.00%. Well, we just found that the rate has dropped even lower. The new rate for the top tier is 1.85% APY .
Here is a list of all of the tiers for the account:
- 1.85% APY on $100,000.00...
Read Full Article: First East Side Savings Bank's Money Market Rate Drops Even Lower
Service Credit Union is offering a competitive 1.50% APY on the highest tier for its Service + High-Yield Money Market Account with Direct Deposit . Here is a list of the account's rate tiers:
- 1.50% APY - minimum to earn $50,000
- 1.25% APY - minimum to earn $25,000
- 1.15% APY - minimum to earn...
Read Full Article: Competitive 1.50% APY High-Yield Money Market Rate - Service Credit Union
If you're looking for some cash back opportunities and live Missouri, you could take advantage of a $300 cash back promotion from National City Bank . The promotion is actually not listed on the site, but can be found on the St. Louis Post Dispatch's website . Here are the details of the...
Read Full Article: National City Bank Offers $300 Checking Account Bonus
Bank of Internet is offering an impressive 1.70% APY for all balances with the Money Market Savings Account . Here are the rate tiers for this account:
- No minimum balance required
- Unlimited access to your account 24/7
- FDIC insured
The account requires a $100 minimum to open and is available...
Read Full Article: 1.70% APY Money Market Rate from Bank of Internet
BBVA Compass is offering an impressive checking promotion that brings with it an 8 GB iPod Touch. You get the iPod if you open a new Build-to-Order Free Checking account by Dec. 15, 2009 . See the promotion page for more details and don't forget to first register so that you can receive the claim...
Read Full Article: Free iPod Touch with BBVA Compass Checking Account
Banking Rates
With an economic recession looming on the horizon, many people have been rattled by recent job losses and a decline in most housing markets. But curiously, the outlook for interest rates may actually be improved by recent developments in the economy. With easing inflation, not only housing prices, but also yields on treasury bonds, tend to go lower. Since 30 year fixed rate mortgage rates usually track with yields on treasury notes, you may find the lowest interest rates on loans during a recession.
The Federal bank bailout may also keep interest rates low in the coming months. In November, when the Federal Reserve announced its plan to buy up debt and mortgage-banked securities from the distressed mortgage lenders Fannie Mae and Freddie Mac, that also reduced those lender’s financing costs, enabling them to pass on savings to consumers in the form of lower interest rates.
If you are shopping for a home loan, now may be a good time to compare interest rates and find the best rates on home loans.
Most Recent Banking Rate Changes
| Seacoast Commerce Bank 2 Year CD Account |
N/A to
2.08% Date: Nov 5, 2009
|
| Space Coast Credit Union Savings Account |
N/A to
0.80% Date: Nov 5, 2009
|
| Space Coast Credit Union 6 Month CD Account |
N/A to
1.25% Date: Nov 5, 2009
|
| Space Coast Credit Union 12 Month CD Account |
N/A to
1.51% Date: Nov 5, 2009
|
| Space Coast Credit Union 2 Year CD Account |
N/A to
2.02% Date: Nov 5, 2009
|
Banking 101
Curious about banks and how they work? Here is what you should know when it comes to banking:
- What is a Bank's Routing Number?
- What is the Federal Reserve?
- Reading and Writing Checks for Beginners
- Why Different Banks Offer Different Interest Rates
- Using Online Bill Pay and Notices
- Balancing and Reconciling a Checkbook
- Linking Checking Accounts
- How Banks Make Money
- How An Institution Become a Bank
- How Interest Rates Are Determined
- Traditional Banking Activities
- How Banks Are Rated
Current Banking News
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11/20/09
Dollar Advances as Equities Drop, Short-Term Treasuries Rise
The bank raised its monthly assessment, saying the economy is picking up. “The yen won't materially sell off until we see a rise in US interest rates,” Adam ...
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11/20/09
City Center Could Make Or Break Las Vegas
Indeed, while MGM Mirage maintained a 95% average occupancy rate in the third quarter, it did so only via deep discounting, cutting daily rates by half or ...
Recent Banking Articles
- Zions Bank Money Market Rate Drops to 1.35% APY
- Money Market Funds for a Down Market
- $100 Checking Account Promotion - Bank of the West
- 2.00% APY Money Market Rate at Geddes Federal Savings and Loan Association in New York
- 1.75% APY Top Tier Money Market Rate with St. Mary's Bank
- South Division Credit Union in Illinois 4.01% APY Freedom Green Checking Account
- 5.01% APY Checking Rate - CharterBank in Georgia
- 1.49% APY Money Market Account - Century Bank Direct
- Money Market Account 2.10% APY - One Georgia Bank
- 5.00% APY Green Checking Account at Neighbors Credit Union in Missouri











