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Best Banking Rates

 
 
Local Rates (APY) Bank / Credit Union Location Account Type Share
2.69%
As of August 25, 2010
View Rate Details
 
Suma Yonkers Credit Union
 
Yonkers, NY
 
CD Account
 
 
National Rates (APY) Bank / Credit Union Location Account Type Share
1.60%
As of August 25, 2010
View Rate Details
 
Flagstar
 
National
 
CD Account
 
 
Online Rates (APY) Bank / Credit Union Location Account Type Share
1.80%
As of August 30, 2010
View Rate Details
 
Discover Bank
 
Online
 
CD Account
 
 
Rates can change, rates based on $10,000 deposit, see individual banks for the latest details and requirements.
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BANKING » Compare Best Rates

Charter Bank of Iowa

Charter Bank offers a checking account with special features you won't find anywhere else. In addition to the excellent checking account interest rate of .50% APY, a Charter Complete Checking account combines benefits of interest checking and money market accounts.

The Charter Complete Checking account gives you the interest rate of having two accounts with the convenience of maintaining just one. You are allowed unlimited check writing with free checks and unlimited ATM and debit card use. A $20 per month service fee will be charged unless a balance of $10,000 or higher is maintained.

The Charter Bank of Iowa was founded in 1998 with the mission "to be a dependable, competitive and service-oriented bank, serving our customers and our community with a total commitment to excellence." All bank officers and directors are investors in the bank and live in the local communities it serves. There are three Iowa branch locations, all providing excellent financial products and services in Johnston, Grimes and Waukee. Stop by the location nearest you to find out more about the interest rates you can obtain with an account from Charter Bank.

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


Posted in Banking, Local Banks, Money Market, Money Market Accounts, Rates

First State Bank - Nebraska

The First State Bank, Nebraska offers competitive interest rates on all available accounts, including the FSB Money Market Account. Money market rates are generally quite low unless you deposit a very large sum of money, but FSB customers can currently earn an interest rate of .50% APY with as little as $2,500.

There are just a few requirements you should know before opening this money market account. A minimum balance of $2,500 is required to both open an account and waive the monthly fee. Additionally, a maximum of six withdrawals per month is allowed and the interest rate is subject to change without notice.

The First State Bank, Nebraska was chartered in 1912. It offers 11 full-service locations and is committed to serving the local communities and customers with high quality personal service. In fact, the mission of First State Bank Nebraska is "to deliver the best in banking for the financial well-being of our customers, employees and communities." Branches can be found in Cortland, DeWitt, Dorchester, Filley, Firth, Hallam, Hickman, Lincoln, Pickrell, Valley, Waverly, Western, Wilber and Yutan, Nebraska. Visit the location nearest you to find out more about the accounts and interest rates this bank offers.

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


Posted in Banking, FDIC

Looming Bank

Was it ever? Just kidding, folks.

Arguably, no industry's reputation took a harder hit during this recession than banks . By now, you probably have the idea in your head of some miserly Mr. Potter from It's a Wonderful Life trying to overdraft you into poverty, all the while some Gordon Gekko...



Read Full Article: Is It Safe to Start Trusting Banks Again?

Posted in Banking, Credit, Identity Theft, Infographics, Loans

Identity theft. You're hearing the words more and more, on TV and especially online. And there's good reason. Identity theft is among the largest growing crimes in the world, and it costs consumers millions per year. Here are some facts about identity theft and how you can prevent it from...



Read Full Article: How Does Identity Theft Work? (Infographic)

Posted in Banking, Local Banks

Local Banking

Lynnae McCoy is a freelance writer, homeschooling mom and frugal living enthusiast. She writes about frugal living at Being Frugal.net and about balancing work and homeschooling at Freelance Homeschool Mom . When she has a rare spare moment, you can find her on Twitter .

After the banking...



Read Full Article: Is it Better to Bank at a Local Bank?

Posted in Banking, Personal Finance

Marriage and Finance

Can income disparity cause strife in a relationship? Oh yeah.

I recall a young couple from my counseling days. The wife was vibrating mad and her husband was so sheepish he couldn't peel his eyes from the floor. Apparently, she had been busting herself to the max and earning bank. He, on the...



Read Full Article: You Make More. A Lot More. Does It Matter?

Everbank

Everbank currently has an offer for a high yield money market account that delivers 2.25% APY for the first three months. It's called the Yield Pledge Money Market Account and it offers a rate within the top 5 percent of competitive accounts.

This money market rate applies to account balances...



Read Full Article: Money Market Account Rates Deal of the Day: Everbank at 2.25% APY

Happy Valley Credit Union

You probably don't think about your checking account's interest rate. After all, checking accounts aren't really investments. However, if you could earn some interest on your checking balance, wouldn't you want to? At Happy Valley Credit Union , you can! Members can earn a checking account...



Read Full Article: Checking Account Rates Deal of the Day: Happy Valley Credit Union at .50% APY

Bank Phone

Smart phone applications are all the rage these days. There are so many available that it almost be a sin not to take advantage of at least a few. If you like the idea of making your banking transactions from your phone, you might consider downloading some of the latest, greatest smart phone...



Read Full Article: iPhone and Android Banking Apps You Should Know About

Posted in Banking, Personal Finance

A new set of banking regulations will take effect on August 15 that will crack down on fees banks are able to charge customers. This includes ATM fees, overdraft charges and more.

Since all banks are able to acquire nearly 27 percent of their revenue from these fees, experts predict that ...



Read Full Article: New Bank Regulations Could Affect Free Checking by Aug. 15

Banking Rates

With an economic recession looming on the horizon, many people have been rattled by recent job losses and a decline in most housing markets. But curiously, the outlook for interest rates may actually be improved by recent developments in the economy. With easing inflation, not only housing prices, but also yields on treasury bonds, tend to go lower. Since 30 year fixed rate mortgage rates usually track with yields on treasury notes, you may find the lowest interest rates on loans during a recession.

The Federal bank bailout may also keep interest rates low in the coming months. In November, when the Federal Reserve announced its plan to buy up debt and mortgage-banked securities from the distressed mortgage lenders Fannie Mae and Freddie Mac, that also reduced those lender’s financing costs, enabling them to pass on savings to consumers in the form of lower interest rates.

If you are shopping for a home loan, now may be a good time to compare interest rates and find the best rates on home loans.

 

Most Recent Banking Rate Changes

Credit Union of Colorado 6 Month CD Account
0.25% to
0.50%
Date: Sep 2, 2010
New South Federal Savings Bank 6 Month CD Account
0.61% to
0.76%
Date: Sep 2, 2010
New South Federal Savings Bank 12 Month CD Account
1.01% to
1.06%
Date: Sep 2, 2010
First Connectit Credit Union 2 Year CD Account
0.24% to
0.29%
Date: Sep 2, 2010
1st Community Credit Union 2 Year CD Account
1.11% to
1.12%
Date: Sep 2, 2010
 

Current Banking News

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