10 Financial Resolutions for 2025 You Can Make Now, According to Financial Activist Dasha Kennedy

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It’s hard to believe that 2025 is just around the corner. Now, before the new year, is the perfect time to start thinking about your future financial goals. By setting clear and actionable resolutions now, you can enter the new year with a plan that helps you build wealth, reduce financial stress and set the stage for a prosperous new you in 2025.

Financial activist and influencer, Dasha Kennedy has made her life’s work about helping others set and achieve their financial goals. Here are some great money moves and financial resolutions to make according to Kennedy herself. 

Build a Better Budget and Become More Financially Literate

Budgeting may sound simple, but it’s also one of the most effective tools to take control of your finances. A solid budget helps you track your income, expenses and savings to ensure you are living within or even beneath your mean.

Here are three budgeting and financial education resolutions Kennedy swears by: 

• Create two budgets — a monthly zero-based budget and a basic emergency budget for unexpected situations.
• Take steps to manage and organize your debt, even if you can’t make an immediate payment.
• Once a day, read something about finances for three to five minutes.

Keep Your Financial Plan and Path Organized 

Organizing your finances helps keep you on track and get you where you want to be by letting you know where you’re starting. Whether it’s past debts, present transactions or future career moves, having your financial house in order will keep you saving where you can and spending only when you have to.

Here are two resolutions Kennedy says to establish in 2025:

• Establish a system to organize financial documents for easy access and reference.
• Work on developing a structured career path with your current employer if you plan to stay there longer than a year.

Preserve Your Assets in Case of Emergency

Protecting your assets by estate planning and creating emergency savings is not only important for you but also for the ones you love. These accounts and procedures protect you against unforeseen financial shocks like medical emergencies, car repairs, job loss or untimely death.

Kennedy advises making the following resolutions to protect your money and assets:

• Set aside $20 each week to start building an emergency fund, aiming for a year-end cushion of $1,040.
• Regardless of assets, create a will to ensure your wishes are known and respected.
• Regularly review and update insurance policies, making sure beneficiaries are up to date.

Invest in Yourself and Your Future

Retirement may feel like a distant future, but the earlier you start saving, the more time your money has to grow. For example, if you haven’t been contributing regularly to a retirement account, 2025 is the perfect year to change that. You can also learn about investing in other ways such as stocks and bonds, or in developing new skill sets for higher earning potential. 

Kennedy says these are also great resolutions to try in the new year:

• Explore monetizing at least one skill to create an additional income stream.
• Start investing, even with a small amount, to initiate the habit and learn about the process.

Final Take To GO

The bottom line is that there is no time like the present to make plans for the future. Kennedy outlines clear-cut and actionable steps to take in preparation for next year to make sure you are putting your best financial foot forward. Though resolutions are easy and sticking to them is tricky, having this outline will help you better achieve your 2025 financial goals.

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