9 Budget-Friendly Gifts To Buy Your Partner or Spouse, According to Finance Experts
Written by
Cindy Lamothe
Edited by
Zuri Anderson
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Finding valuable holiday gifts for your partner doesn’t have to cost a pretty penny. While social media will tell you differently, there are plenty of budget-friendly, affordable options at your disposal.
“One of the most impactful gifts doesn’t have to come with a hefty price tag,” said Dennis Shirshikov, head of growth at GoSummer and professor of finance at City University of New York.
“Consider giving the gift of an experience tailored to your partner’s interests. For instance, planning a surprise picnic at a local park or setting up a cozy movie night at home with all their favorite snacks can create lasting memories without straining your finances.”
Below, experts share more of their top recommendations for gifts that are both meaningful and won’t break the bank.
Symbolic and Practical Gifts
Another thoughtful idea, according to Shirshikov, is to invest in something that contributes to your shared future.
“Starting a small investment account together or contributing to a joint savings goal can be both symbolic and practical,” he said.
Shirshikov noted it’s a gesture that says, “I’m thinking long-term with you,” and it doesn’t require a significant financial outlay.
Personalized Gifts
Additionally, Shirshikov recommended personalized gifts which often carry more sentimental value than their cost would suggest.
“Crafting a custom photo album or writing a heartfelt letter can resonate deeply,” he said. “In today’s fast-paced world, taking the time to create something personal can mean more than any store-bought item.”
Create a “Financial Wellness Day”
A thoughtful yet budget-friendly gift idea, according to Nischay Rawal, certified public accountant (CPA) and founder of NR Tax & Consulting, is creating a “financial wellness day” for your partner.
You can do this with a personal finance book like “The Total Money Makeover” by Dave Ramsey paired with a journal for setting shared financial goals.
“It’s an investment in your shared future and encourages financial literacy,” Rawal said.
Subscription Apps or Services
Another gift idea Rawal recommended is a subscription to a budgeting app like YNAB (You Need a Budget).
“It’s a low-cost but high-value tool that helps manage and improve spending habits together, leading to more informed financial decisions,” he said.
He added this kind of gift speaks to not just spending wisely but enhancing your partner’s overall financial well-being.
A subscription box tailored to their interests — be it books, wines, cheeses, or eco-friendly products– can be a gift that keeps on giving. Many companies allow you to choose the duration of the subscription, which can help manage costs.
DIY Gift Baskets
Create a personalized gift basket filled with their favorite snacks, small gadgets and a handwritten note. This can be tailored to any budget and still be a thoughtful and appreciated gift.
Tech Accessories
High-quality tech accessories like phone cases, earbuds or smart home devices can be both practical and exciting. Look for sales or deals from reputable brands to get the best value for your money.
Artwork or Décor
Another idea is to purchase a piece of art or home décor that matches their taste. Sites like Etsy or local art markets offer unique finds at reasonable prices, allowing you to support independent artists while giving a meaningful gift.
Handmade Goods
Consider gifts made by artisans, such as hand-knitted scarves, handmade soaps or pottery. These items often carry personal stories and unique craftsmanship that can make them more special than mass-produced goods.
Cook a Special Meal
Prepare a special dinner with their favorite dishes, or try out a new and exciting recipe. The effort and thought put into cooking a meal often hold more value than the cost of the ingredients.
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