If You Invested $1K in Microsoft 10 Years Ago, Here’s How Much Money You’d Have Today

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Microsoft (MSFT) stock has made a lot of people rich, especially if they invested in the early years. Stories abound of those who bought the initial public offering (IPO), or got in shortly thereafter and held on, and are now enjoying financial independence because of it. But the stock continues to perform, and investors are still making money with it.

Here’s how much money you’d have today if you invested $1,000 in Microsoft stock 10 years ago.

Also see whether Microsoft stock could reach $1,000.

Microsoft Stock Price Performance Since 2016

On Jan. 15, 2016, Microsoft stock closed at an adjusted price of $44.65 per share, according to Yahoo Finance data. Yahoo Finance’s adjusted prices take into account stock splits, dividends and capital gain distributions.

A $1,000 investment in 2016 at the adjusted price would have netted approximately 22 shares, assuming no fees or commissions. On Jan. 15, 2026, Microsoft stock closed at $456.66 per share. That marks a massive gain of over 900%, leaving investors with a total of $10,050.

Investors Would’ve Received Dividends Too

The value of Microsoft stock is not in its price appreciation alone. The company pays a quarterly dividend, which further increases an investor’s position.

In Microsoft’s fiscal 2016, it paid a quarterly dividend of $0.36. It continually raised that, now paying a $0.91 quarterly dividend.

Is Microsoft Stock Still a Good Investment?

With a massive gain over the past 10 years, Microsoft stock was clearly a good investment in 2016. But is it still, or is it too late to jump on the bandwagon?

Analysts don’t seem to think that it’s too late to invest in Microsoft. According to MarketWatch, 53 analysts rate the stock a “Buy,” while just nine gave it an “Overweight” rating and two rated it a “Hold.” The average price target is $629.56, with at least one analyst expecting it to go as high as $730 per share.

Microsoft is one of the so-called “Magnificent 7” tech stocks, which also includes Alphabet, Amazon, Apple, Meta Platforms, Nvidia and Tesla. Each of these companies has had a market capitalization of over $1 trillion at some point, according to Fidelity.

If you’re considering buying Microsoft, it’s a good idea to check to see how much you already own. Many of the most popular mutual funds — including target-date funds — have significant positions in Microsoft already. For example, the Vanguard 500 Index Fund Admiral Shares fund owns over $91 billion worth of Microsoft stock. Since Microsoft is the third-largest company in the S&P 500, any fund that is indexed to that will have a large position in Microsoft.

As always, before investing in any stock, it’s important to consider your own investment goals and risk tolerance.

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