Uber Visa Credit Card Review: Most Rewards for Dining and Travel
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The Uber Visa Card allows you to earn rewards with every purchase that can be redeemed for Uber credits, cash back or gift cards. The no annual fee card allows you to seamlessly swipe your way to free Uber rides and comes with other perks including mobile phone insurance and credit for streaming services. Keep reading this review to find out why it could be one of the best no annual fee credit cards.
| Uber Visa Card at a Glance | |
| Annual Fee | $0 |
| APR | 16.99%, 22.74% or 25.74%Â |
| Intro APR | N/A |
| Other Intro Offers | Earn $100 after spending $500 on purchases in the first 90 days |
| Rewards | 4% back on dining; 3% back on hotel and airfare; 2% back for online purchases; 1% back on all other purchases |
| Special Features | Mobile phone protection; $50 subscription streaming credit; no foreign transaction fees |
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In this review:
- What You Need to Know About the Uber Visa Card
- Best Features of Uber Visa Card
- Uber Visa Card Enables You to Earn Rewards With No Annual Fee
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What You Need to Know About the Uber Visa Card
Barclays’ Uber card allows you to earn rewards with every purchase — including 4 percent back on dining purchases — without paying an annual fee.
Best for:Â Uber customers who want to earn free rides and other rewards.
Best Features of Uber Visa Card
This rewards card from Barclays Bank can benefit anyone who rides with Uber — and even those who don’t — with its variety of reward redemption options. Since there’s no annual fee, you’ll truly get rewarded with every purchase, and the card comes with a number of other appealing perks.
Many Ways to Earn Rewards
Dining is the top category to earn rewards, with four points earned for every $1 spent at restaurants, takeout, bars and UberEATS, so it’s one of the best credit cards for restaurants. You also get three points for every $1 spent on hotel and airfare, including vacation home rentals, and two points for every $1 spent on online purchases including Uber, online shopping and video and music streaming services. All other purchases will earn you one point for every $1 spent.
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Many Ways to Redeem Rewards
Although this is an Uber card, the point to dollar value for redemption is equal whether you choose to redeem points for Uber credits, cash back or gift cards. One point is valued at $0.01, so 5,000 points can be redeemed for $50 in Uber credits, $50 cash back or $50 in gift cards.
Other Perks for Cardholders
In addition to earning rewards, the Uber Visa Barclays credit card comes with other perks including:
- Up to $600 for mobile phone damage or theft when you use your card to pay your mobile phone bill
- Up to a $50 credit for online subscription services after you spend $5,000 or more per year
- Access to exclusive events
- No foreign transaction fee credit card
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Uber Visa Card Enables You to Earn Rewards With No Annual Fee
If you’re looking for a rewards credit card with no annual fee, the Uber Visa Card could be a smart choice. It’s an especially good fit for people who spend the most on dining and travel, as these categories provide the greatest rewards points. It’s also one of the best credit cards for international travel because it has no foreign transaction fee. Like most reward cards, the APR can be high, so it might not be the best card for you if you won’t be able to pay off your balance in full.
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This content is not provided by the companies mentioned. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been reviewed, approved, or otherwise endorsed by Uber or Visa.
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