The best travel credit cards out there give travelers rewards they can use toward airfare, hotels and more, but not all travel credit cards are created equal. If your destination is overseas, you might find yourself hit with a foreign transaction fee you didn’t expect, since many credit cards charge up to 3 percent on each transaction that’s initiated outside the United States. If you travel internationally, the best credit cards for you will have no foreign transaction fee.
Read on to learn about the best credit cards for international travel.
|Best Credit Cards With No Foreign Transaction Fees|
|Credit Card||Annual Fee||APR|
|Chase Sapphire Preferred Credit Card|
|$0 for the first year, then $95 per year||17.49% to 24.49%|
|United Explorer Card||$0 for the first year, then $95 per year||17.49% to 24.49%|
|VentureOne Rewards from Capital One||$0||0% APR for the first 12 months, then 13.74%, 19.74% or 23.74%|
|Bank of America Travel Rewards Credit Card||$0||0% APR for 12 months, then 16.74% to 24.74%|
|Bank of America Premium Rewards Credit Card||$95||17.74% to 24.74%|
|Quicksilver from Capital One||$0||0% APR for 15 months, then 14.74% to 24.74%|
|Discover it Cash Back||$0||0% APR for 14 months, then 13.74% to 24.74%|
|Discover it Miles||$0||0% APR for 14 months, then 13.74% to 24.74%|
|Information accurate as of July 9, 2018.|
Chase Sapphire Preferred Credit Card
This card offers 50,000 bonus points after you spend $4,000 on purchases in the first three months. You also get two points per dollar when you spend on travel and dining. Keep in mind that this card has a $95 annual fee after the first year, so you’d have to earn 9,500 points per year to break even.
Chase United Explorer Card
This credit card gives new cardholders 40,000 bonus miles after $2,000 in purchases in the first three months, plus a $100 statement credit after the first purchase. Double miles are awarded for purchases at restaurants and at hotels when you book directly through the hotel.
Related: 15 Best Debit Card Rewards Programs
VentureOne Rewards Card From Capital One
Holders of this credit card earn 1.25 miles for every dollar spent, with no limit. If you spend $1,000 within the first three months, you get 20,000 bonus miles.
Bank of America Travel Rewards Credit Card
This card offers 1.5 points per dollar with no limit or expiration. When you spend $1,000 in the first 90 days, you get 20,000 bonus points, which can be redeemed for a statement credit for travel.
Bank of America Premium Rewards Credit Card
With this credit card, you’ll earn two points for each dollar you spend on travel and dining and 1.5 points per dollar for everything else. When you charge at least $3,000 in the first 90 days, you get 50,000 bonus points. When you pay for airline incidentals like seat upgrades, baggage fees and in-flight services, you can get up to a $100 statement credit each year.
Quicksilver Card From Capital One
This credit card isn’t specifically a travel card, so the rewards are fairly simple: 1.5 cash-back points per dollar spent, with no limit, plus a $150 cash bonus when you spend $500 in the first three months.
Discover it Cash Back
This card offers big rewards, but you’ll have to work for them. You get 5 percent cash back at certain categories of merchants, like gas stations, grocery stores or wholesale clubs. The categories change every quarter, you have to activate the rewards each time and there’s a limit to the amount you can earn. But, you also get 1 percent unlimited cash back on everything else.
Discover it Miles
With this card, you get 1.5 miles per dollar on every purchase. Plus, they match all the miles you’ve received at the end of your first year.
Getting miles or cash back for your credit card purchases is great, but the best credit cards for international travel also have no foreign transaction fees. You can save yourself a lot of money by choosing one of these cards for both rewards miles or points and no foreign transaction fee.
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GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack, Inc., an online marketing company serving top-tier banks, credit unions, and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved, or otherwise endorsed by the companies included in the article. All fees and rates are subject to change at the issuers’ discretion, and some bonus offers might no longer be available on the issuers’ websites, depending on how you access the web page.