Get at Least $800 in Value from this Credit Card Signup Bonus

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Andrew Lisa Updated on October 22, 2021
Andrew Lisa is GOBankingRates.com’s credit card expert. His work has been featured by Time, MSN, Fortune and many more publications.

Bottom Line:

  • Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
  • Easy, secure online application — Click APPLY NOW to apply online

If you’ve been flirting with the Citi® Premier Card but you weren’t sure if there was room in your wallet for one more, it might be time for a new wallet. Citi Premier has long been a top-tier travel card, but its current 80,000-point signup bonus is the juiciest incentive that we’ve ever seen Citi give away. Although this deal should be just about impossible to resist for anyone planning a trip, the bonus delivers big stacks of spendable, no-strings cash that you’d be crazy to turn down even if you’re not going anywhere.

Citi Premier Delivers $800 To Spend Your Way

GOBankingRates is recommending this card at this moment because 80,000 ThankYou® points are good for $800. We also like that you have to spend only $4,000 in the first three months to cash in.

Citi’s famously flexible rewards program doesn’t make you run an obstacle course to turn points into the stuff you want to buy and the places you want to go. There are a few ways to bring your $800 bonus to life:

  • Choose from a large selection of gift cards
  • Spend your points directly at Amazon or BestBuy.com
  • Convert points to a statement credit against your Citi bill
  • Receive cash as a direct deposit or a snail mail check, if you prefer
  • Share your points with another Citi cardholder or donate them to charity

Let Citi Take You on Vacation

As you can see, just about everyone can profit from the Premier Card, but travelers are the ones who will gobble up this $800 value. That’s because you can redeem your points for airfare, hotels, cruises and other travel expenditures. You can even transfer your points into your favorite participating airline’s loyalty program, like those run by JetBlue, Singapore Airlines, American Airlines and Virgin Atlantic. It doesn’t cost anything and you can transfer as few as 1,000 points.

For an idea of just how far your bonus points will take you, consider that Virgin Atlantic converts ThankYou® points into its own points program on a one-to-one basis — 80,000 remains 80,000. Destinations like Tel Aviv, New York and Barbados start at 20,000 Virgin points or less. Las Vegas and Los Angeles cost 30,000. Tickets to St. Vincent start at 40,000 points — your bonus there would be good for airfare for two.

Even Without the Bonus, Premier Is One Fine Card

The bonus represents an extra-large heaping of gravy, but the Premier Card‘s fundamentals made it popular long before this best-ever incentive. First of all, there are no foreign transaction fees — a must for any top-shelf travel card. Also, you get $100 off a hotel stay of $500 or more every year.

There is a $95 annual fee, but the sign-up bonus makes light work of that nuisance — and the bonus is hardly the only way to rack up ThankYou® points. You get 3x points at restaurants, supermarkets, gas stations and, of course, for airfare and hotels — 1x points everywhere else.

In short, Premier was already a great card before Citi sweetened the pot with a best-ever $800 bonus. If you’re planning a trip, or even if you’re not, it’s hard to imagine that you’ll find a card offering more for less right now than Citi Premier.

  • Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

How To Apply

If you’re interested and want to learn more or find out if you’re approved, head to this page to apply. However, if your credit score is below 670, you might want to look into a different card, as applicants without good or excellent credit scores aren’t likely to get approved for this card. You’ll need your basic information like your name, contact information, Social Security number and income. Once you fill out the online application, you could find out your approval in seconds.

Interested and want to find out if you’re approved? You could get a decision in 60 seconds or less. Why wait? APPLY NOW

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(Ratings are based on 16,673 cardmember reviews between 4/6/2016 and 11/5/2020)

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Citi Premier Delivers $800 To Spend Your Way

GOBankingRates is recommending this card at this moment because 80,000 ThankYou® points are good for $800. We also like that you have to spend only $4,000 in the first three months to cash in.

Citi’s famously flexible rewards program doesn’t make you run an obstacle course to turn points into the stuff you want to buy and the places you want to go. There are a few ways to bring your $800 bonus to life:

  • Choose from a large selection of gift cards
  • Spend your points directly at Amazon or BestBuy.com
  • Convert points to a statement credit against your Citi bill
  • Receive cash as a direct deposit or a snail mail check, if you prefer
  • Share your points with another Citi cardholder or donate them to charity

Let Citi Take You on Vacation

As you can see, just about everyone can profit from the Premier Card, but travelers are the ones who will gobble up this $800 value. That’s because you can redeem your points for airfare, hotels, cruises and other travel expenditures. You can even transfer your points into your favorite participating airline’s loyalty program, like those run by JetBlue, Singapore Airlines, American Airlines and Virgin Atlantic. It doesn’t cost anything and you can transfer as few as 1,000 points.

For an idea of just how far your bonus points will take you, consider that Virgin Atlantic converts ThankYou® points into its own points program on a one-to-one basis — 80,000 remains 80,000. Destinations like Tel Aviv, New York and Barbados start at 20,000 Virgin points or less. Las Vegas and Los Angeles cost 30,000. Tickets to St. Vincent start at 40,000 points — your bonus there would be good for airfare for two.

Even Without the Bonus, Premier Is One Fine Card

The bonus represents an extra-large heaping of gravy, but the Premier Card‘s fundamentals made it popular long before this best-ever incentive. First of all, there are no foreign transaction fees — a must for any top-shelf travel card. Also, you get $100 off a hotel stay of $500 or more every year.

There is a $95 annual fee, but the sign-up bonus makes light work of that nuisance — and the bonus is hardly the only way to rack up ThankYou® points. You get 3x points at restaurants, supermarkets, gas stations and, of course, for airfare and hotels — 1x points everywhere else.

In short, Premier was already a great card before Citi sweetened the pot with a best-ever $800 bonus. If you’re planning a trip, or even if you’re not, it’s hard to imagine that you’ll find a card offering more for less right now than Citi Premier.

  • Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

How to Apply

If you’re interested and want to learn more or find out if you’re approved, head to this page to apply. However, if your credit score is below 670, you might want to look into a different card, as applicants without good or excellent credit scores aren’t likely to get approved for this card. You’ll need your basic information like your name, contact information, Social Security number and income. Once you fill out the online application, you could find out your approval in seconds.

Interested and want to find out if you’re approved? You could get a decision in 60 seconds or less. Why wait? APPLY NOW

This content is not provided by Citibank and the companies mentioned. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Citibank and the companies mentioned.

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