Best Cryptocurrency Stocks for January 2026

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Investors looking for cryptocurrency exposure in January 2026 face a familiar tradeoff: the upside of digital assets paired with high volatility and operational risk. For those who don’t want to hold coins directly, cryptocurrency stocks offer a way to participate in the crypto economy through traditional brokerage accounts.

These companies earn revenue from trading, custody, mining, payments or enterprise blockchain services. While their stock prices often move alongside major cryptocurrencies, performance ultimately depends on business fundamentals, balance sheets and execution.

What Are Cryptocurrency Stocks?

Cryptocurrency stocks are publicly traded companies whose revenue or assets are closely tied to the crypto ecosystem. This can include:

  • Crypto exchanges and custody providers
  • Bitcoin mining and infrastructure firms
  • Companies holding large crypto positions on their balance sheets
  • Payment platforms integrating digital assets

Unlike cryptocurrencies themselves, these stocks trade during market hours, report earnings and are subject to securities regulation.

Best Cryptocurrency Stocks to Watch in January 2026

The following companies represent some of the most established and widely followed ways to gain equity-based crypto exposure.

Company Ticker Primary Exposure Why It Matters
Coinbase Global COIN Trading, custody Direct beneficiary of retail and institutional crypto activity
MicroStrategy MSTR Bitcoin holdings One of the largest corporate bitcoin holders
Marathon Digital Holdings MARA Bitcoin mining Scale-driven mining operations with expanding capacity
Riot Platforms RIOT Mining & infrastructure Focus on energy efficiency and long-term mining economics
Block SQ Payments & crypto services Crypto integrated into consumer payment ecosystem

Each stock provides exposure in a different way, from transaction-driven revenue to balance-sheet-linked performance.

Spotlight: Exchange-Based Crypto Exposure

Crypto exchanges remain one of the clearest ways to benefit from broader adoption. Revenue tends to rise with trading volume, custody demand and institutional participation.

Unlike miners, exchanges are less sensitive to energy costs and network difficulty, though they remain exposed to regulatory changes and market sentiment. When crypto markets become more active, exchange operators often see outsized revenue growth.

Why These Cryptocurrency Stocks Stand Out in January 2026

Coinbase Global (COIN)

Coinbase remains one of the most direct ways to gain equity exposure to the cryptocurrency market because its revenue is closely tied to trading activity, custody services and institutional adoption. As crypto markets stabilized into late 2025, trading volumes and institutional participation improved, supporting more consistent fee-based revenue. Coinbase also benefits from regulatory clarity relative to smaller platforms, making it a common on-ramp for both retail and professional investors. For readers who want crypto exposure tied to activity rather than price alone, Coinbase offers a clear business-driven angle.

MicroStrategy (MSTR)

MicroStrategy functions as a leveraged proxy for bitcoin due to its large and ongoing bitcoin holdings. The company has continued to signal long-term conviction in digital assets, positioning its balance sheet as a strategic bet on bitcoin adoption. This approach can amplify gains during bull cycles but also increases volatility during pullbacks. It appeals most to investors who believe bitcoin will appreciate over time and are comfortable with higher risk in exchange for potential upside.

Marathon Digital Holdings (MARA)

Marathon is one of the largest publicly traded bitcoin miners, making it a key beneficiary when bitcoin prices rise and mining economics improve. The company has focused on expanding hash rate capacity and optimizing energy usage, which are critical factors in maintaining competitiveness after bitcoin’s halving cycles. Mining stocks like Marathon tend to outperform during strong crypto rallies but can struggle when prices or margins compress. This makes MARA best suited for investors seeking high-beta exposure to the crypto market.

Riot Platforms (RIOT)

Riot Platforms combines bitcoin mining with a growing focus on infrastructure and power management, which has become increasingly important as energy costs remain volatile. The company’s scale and emphasis on operational efficiency position it to better absorb changes in mining difficulty and electricity pricing. Riot’s strategy reflects a broader industry trend toward consolidation and efficiency rather than pure expansion. Investors looking for mining exposure with a longer-term operational focus may find Riot appealing.

Block (SQ)

Block provides indirect cryptocurrency exposure through its payments ecosystem, particularly via consumer-facing crypto features integrated into its platforms. Unlike pure-play crypto companies, Block benefits from diversified revenue streams that can cushion volatility during weaker crypto markets. Its approach reflects a broader trend of embedding digital assets into everyday financial tools rather than treating crypto as a standalone product. This makes Block a more balanced option for readers who want crypto exposure without relying solely on market cycles.

Mining Stocks: High Risk, High Sensitivity

Bitcoin mining companies operate in a capital-intensive environment. Profitability depends on:

  • Bitcoin prices
  • Network difficulty and hash rate
  • Energy costs and access to power
  • Hardware efficiency

Mining stocks can outperform during strong crypto rallies but often experience sharp drawdowns during downturns. These stocks tend to suit investors with higher risk tolerance and longer time horizons.

Corporate Bitcoin Treasury Stocks

Some companies hold large amounts of bitcoin as a treasury asset. Their stock prices can act as a leveraged proxy for bitcoin’s movement.

This structure introduces additional considerations:

  • Exposure is concentrated rather than diversified
  • Stock performance can exceed or lag bitcoin depending on capital strategy
  • Volatility is typically higher than diversified crypto ETFs

Crypto Stocks vs Owning Cryptocurrency

Feature Crypto Stocks Cryptocurrency
Trading hours Market hours 24/7
Custody Broker-held Self-custody or exchange
Regulation Securities regulation Varies by jurisdiction
Income potential Possible dividends None
Volatility High Very high

Crypto stocks trade with some upside potential for operational stability and regulatory oversight.

Who Cryptocurrency Stocks Are Best For

Best fit

  • Investors who want crypto exposure without managing wallets
  • Retirement accounts that can’t hold digital assets directly
  • Long-term investors focused on adoption trends
  • Those who prefer equity research and disclosures

Less ideal

  • Short-term traders seeking pure price tracking
  • Investors uncomfortable with large swings
  • Those seeking stable income or capital preservation

Key Risks to Consider

Crypto-linked equities carry layered risks:

  • Market volatility tied to crypto prices
  • Regulatory and compliance uncertainty
  • Operational risks at the company level
  • Dilution from share issuance

These stocks work best as satellite positions, not core portfolio holdings.

Cryptocurrency Stocks vs Crypto ETFs

Crypto ETFs generally track asset prices more directly. Stocks, by contrast, reflect business execution, margins and competitive positioning.

Some investors use stocks for upside optionality and ETFs for broader exposure.

Final Take to GO

For January 2026, cryptocurrency stocks remain a viable way to gain exposure to the digital asset economy without directly holding coins. Exchange operators offer revenue-based participation, miners provide leveraged upside and diversified fintech platforms add stability.

Used thoughtfully, crypto stocks can complement a diversified portfolio — but position sizing and risk awareness remain critical.

Cryptocurrency Stocks FAQ

  • What are cryptocurrency stocks?
    • Cryptocurrency stocks are publicly traded companies whose business operations or balance sheets are closely tied to digital assets and blockchain technology.
  • Are crypto stocks safer than cryptocurrencies?
    • Crypto stocks are still volatile, but they operate under securities regulations and financial reporting rules that may reduce certain risks compared with holding digital assets directly.
  • Do crypto stocks move with bitcoin prices?
    • Many crypto stocks are correlated with bitcoin and other cryptocurrencies, but company earnings, costs and strategy also affect performance.
  • Can cryptocurrency stocks be held in retirement accounts?
    • Yes. Because they are traditional equities, crypto-related stocks can typically be held in IRAs and other retirement accounts.
  • Who should avoid investing in crypto stocks?
    • Investors seeking low volatility, predictable income or capital preservation may prefer other asset classes.

Information on promotions is accurate as of Jan. 8, 2026. Additional requirements may apply. Offers and terms are subject to change.

Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.

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