ChatGPT Stock: How To Invest and What To Know in 2025

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Investing in artificial intelligence might sound complex, but you don’t need to be an AI expert to get in on the action. As technology keeps advancing, AI stocks are becoming a bigger part of the investment world — and they could play a role in your long-term portfolio.

ChatGPT is the big name in AI right now, so naturally, investors are eager. Unfortunately, OpenAI — the company behind ChatGPT — is not publicly traded, so you can’t invest in it directly. But that doesn’t leave you without AI investment options.

Can You Buy ChatGPT Stock?

No, you can’t directly invest in ChatGPT or OpenAI. But you can gain exposure through companies like Microsoft, ETFs or funds that hold stakes in OpenAI or benefit from generative AI.

Why Can’t You Buy ChatGPT Stock?

OpenAI, the company behind ChatGPT, is privately held. It’s not listed on any stock exchange, which means individual investors can’t purchase shares directly. Until it goes public through an IPO, investing in partner companies is the only option.

How To Invest in ChatGPT Stock Indirectly

Although you can’t directly invest in OpenAI, you can still gain some access to ChatGPT’s growth.

• The easiest way is to invest in companies that collaborate with or fund OpenAI, such as Microsoft.
• Microsoft invested its first $1 billion in OpenAI in 2019, followed by an additional $10 billion in 2023. That was enough to give it a 49% ownership interest.
• Another option is to invest in a mutual fund like Cathie Wood’s ARK Venture Fund (ARKVX).
• As of March 31, 2025, OpenAI was the fund’s 7th-largest holding, comprising 2.81% of assets.

Of course, your “ownership” of OpenAI through these methods is extremely diluted. However, while OpenAI remains a private company, this is likely as close as an individual investor can get.

ChatGPT Investment Options at a Glance

Want a quick comparison of how to invest in ChatGPT-related companies? Here’s a look at the major players:

How To Buy AI Stocks: 3 Simple Steps

ChatGPT and OpenAI are not the only games in town when it comes to AI investments. Here’s how you can buy other AI stocks.

Step 1: Open a Brokerage Account

This is the easiest step. If you’ve already got a brokerage account, you’re set. If not, you’ll have to open one. This can be done completely online and only requires basic personal and financial information, such as the following:

• Your name
• Address
• Date of birth
• Social Security number
• A funding source

Step 2: Research AI Companies

Before you buy any stock, you should take the time to research and evaluate its prospects. Especially with high-flying stocks like AI companies, it’s important to separate emotion and hype from the actual financials and prospects of a company.

If you need help with this type of analysis, consider speaking with a financial advisor.

Step 3: Make Your Investment

Once you’ve selected the stocks you want to own, simply decide how much you want to invest and enter your order(s).

Best Stocks To Gain Exposure to ChatGPT

Check out these options to get involved in the AI wave.

Tech Giants Leading AI Development

Some of the most well-known tech giants in the world have exposure to AI, including the following:

• Microsoft (MSFT)
  • Microsoft has invested billions of dollars in OpenAI.
  • At the forefront of AI research, shaping the future of technology.
  • This partnership has already led to AI-powered versions of Bing and the Edge browser.

• Nvidia (NVDA)
  • Nvidia is a valuable semiconductor company and a leading producer of graphics processing units.
  • Since it requires so much intense processing power, it goes hand in hand with AI technology.
  • Nvidia is set up to be a key component of the success and growth of ChatGPT.

• Alphabet (GOOG)
  • Google has introduced Bard, which is a direct AI competitor to ChatGPT.
  • Uses its Language Model for Dialogue Applications.
  • Any advances ChatGPT makes will only drive Google to advance the Bard AI further.

• Amazon (AMZN)
  • Developed Amazon Textract to extract text from scanned documents.
  • Uses AI and machine learning across many of its services.
  • Considered an accessible gateway AI investment.

• Meta Platforms (META)
  • Introduced Cicero, an intent-generated AI.
  • Considered to be a complement to ChatGPT rather than a direct competitor.
  • Meta’s Cicero is still in its early stages but is growing in potential.

AI-Centric Companies

Although big tech gets all the headlines, numerous smaller companies are also focused on AI and machine learning.

• Tss Inc. (TSSI): Has a market cap of $136 million and integrates AI into its data service center business.
• iRhthym Technologies (IRTC): With a market cap of $3.1 billion, it uses a powerful AI system to detect and diagnose irregular heart rhythms, according to Kiplinger.

These are just a couple of the many smaller companies that are at the forefront of emerging AI tech.

Top AI ETFs for ChatGPT Exposure

If you don’t want to pick your own individual AI stocks, consider investing in an ETF that tracks an AI-related index. Some examples include:

• Xtrackers Artificial Intelligence and Big Data ETF (XAIX)
• Roundhill Generative AI & Technology ETF (CHAT)
• ARK Innovation ETF (ARKK)
• Global X Artificial Intelligence & Technology ETF (AIQ)

Before You Choose an AI ETF

Make sure you understand each ETF’s objective and fee structure. While many AI ETFs invest in similar companies, they can differ in strategy, risk level and expense ratio — which can all impact your returns.

Diversified Tech ETFs

A diversified tech fund can be an easy way to gain exposure to AI stocks, as many of the biggest players in AI are also the largest tech companies in the world.

For example, the iShares U.S. Technology ETF (IYW), a $16.6 billion fund, reads like a who’s-who in terms of AI companies. It includes companies such as:

• Alphabet
• Microsoft
• Nvidia
• Broadcom
• Salesforce
• Oracle

Many of the largest tech ETFs have a similar list of top holdings, making them a convenient option for investors looking to tap into AI.

Benefits of ETFs

Exchange-traded funds carry a number of advantages, which is why they are so popular. With one single purchase, you can instantly have access to a portfolio of tens or hundreds of different stocks. These low-cost and liquid stocks can be passively managed or actively managed.

• Passively managed: They track an underlying index.
• Actively managed: Professional money managers make stock selections on your behalf.

How To Find AI-Focused Funds

Most AI-related ETFs make some mention of “AI” or “technology” in their name, and that’s a good place to start. But to find winning investments, you’ll have to dig deeper than simply picking a name.

Each ETF company publishes its investment objectives, portfolio composition and past performance. You can use this information to help determine if an ETF might be a good fit for you.

What Makes ChatGPT and OpenAI Unique?

The way that ChatGPT naturally processes language and concepts makes it both groundbreaking and user-friendly.

• Advanced Natural Language Processing
  • Built on large language models using supervised and reinforcement learning.
  • Known as “generative AI.”
  • Performs a wide range of AI tasks, such as:
    • Answering questions
    • Solving mathematical problems
    • Writing essays
    • Translating languages
    • Generating complex codes

• Industry Partnerships
  • Microsoft owns a large stake in OpenAI.
  • OpenAI is part of a $500 billion AI infrastructure initiative, “Stargate,” alongside SoftBank and Oracle.

• Broader AI Applications
  • OpenAI is governed by a nonprofit, with a mission to ensure AI benefits all of humanity.
  • Long-term goals include solving global challenges in:
    • Healthcare
    • Education
    • Environmental protection.

Final Take

You can’t invest directly in ChatGPT stock — but Microsoft, Nvidia and AI-focused ETFs provide indirect exposure to its growth. Keep an eye out — if OpenAI ever goes public, it could one of the most anticipated IPOs in tech history.

Caitlyn Moorhead contributed to the reporting for this article.

Information is accurate as of April 4, 2025.

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