How To Send Money From Chime® to Cash App

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Chime* is an online financial services company offering free checking and savings accounts1, and has become a favored option for many people. One convenience of having a Chime account is the flexibility to transfer money from your account to P2P payment services like Cash App. You can transfer money from Chime to friends with a Cash App account free of charge. But you will need a Cash App account to do so.

How To Send Money From Chime to Cash App

Imagine you’re at dinner and your friend wants to split the bill. They want to pay using their rewards credit card and they ask you to send them your portion using Cash App. But you have one problem: You had planned to use your Chime debit card2 since you don’t have funds in Cash App right now.

Fortunately, you can send money to your friend’s Cash App straight from your Chime account in a few easy steps.

How To Send Money From Chime to Cash App: Step by Step

  1. Link your Chime account to your Cash App account. Open Cash App and click “Add Bank.” Choose “Chime” from the icons on the screen.
  2. Login to your Chime account. You’ll need your login credentials for Chime to sign in.
  3. Send your funds through Cash App. The money will be deducted from your Chime account as soon as you send the funds.

Other Ways To Send and Withdraw Money From Chime

While sending money from Chime to Cash App is a straightforward process, there might come a time when you need to know a few other workarounds.

Make Your Money Work Better for You

Can You Send Money From Chime to Someone Without Chime?

You can send money from Chime to someone without Chime3 using popular P2P payment platforms like Zelle, Venmo, Cash App and PayPal.

You can also use Chime’s “Pay Anyone” feature to send money to people who don’t have a Chime account and don’t use other P2P services, either. You will need their phone number or email address.

They will get a notification that they’ve received money and will have 14 days to open a Chime account to claim their funds.

How Do You Withdraw Money From Chime Without a Card?

You can withdraw money from Chime by linking an external bank account and initiating a transfer. It can take 3 to 5 business days for the ACH transfer to be completed. At that time, you can withdraw the money from your other bank by using your bank’s debit card or by visiting a branch and filling out a withdrawal slip.

You may also withdraw money from Chime by making a purchase at a store that allows you to request cash back when you use your debit card.  

Final Take

There are times you might need to send money from Chime to Cash App, like when you are splitting dinner bills or paying rent. No matter the reason, learning how to send money from Chime to Cash App takes a few seconds and can be done in just a couple of steps.


Here are the answers to some of the most frequently asked questions about sending money with Chime.
  • How do you transfer money from Chime to a bank instantly?
    • You can use Zelle to transfer money from Chime to another bank account. However, you must have two Zelle accounts, each with a different mobile number or email address.
  • How do you transfer money from Chime?
    • You can transfer money from Chime to another bank account by linking your external bank account. Once you've connected accounts, click "Move Money," select "Transfers" and enter the logins for your other bank.
Make Your Money Work Better for You

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

*Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

1There’s no fee for the Chime Savings Account. Cash withdrawal and Third-party fees may apply to Chime Checking Accounts. You must have a Chime Checking Account to open a Chime Savings Account.

2Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

3Sometimes instant transfers can be delayed. The recipient must use a valid debit card to claim funds. Once you are approved for a Chime Checking Account, see your issuing bank’s Deposit Account Agreement for full Pay Anyone Transfers details. Please see the back of your Chime debit card for your issuing bank. See Terms and Conditions.


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