Roth IRAs

Roth IRAs are individual retirement accounts in which you deposit money that has already been taxed so you can make tax-free withdrawals from the account when you retire. Unlike traditional IRAs, you can withdraw money from Roth IRAs whenever you want, but you might be penalized if you make withdrawals before age 59 ½. Roth IRAs come with income restrictions, so make sure to do your research to find out if this type of retirement account is right for your financial situation and tax bracket.

If you haven’t planned for retirement yet, you need to get started. The longer you wait, the harder it will be to maintain your lifestyle after you leave the workforce. Browse GOBankingRates for articles on Roth IRAs and other retirement accounts. You’ll find all the expert advice you need to jump-start your retirement savings and get your finances in order.

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