26 Ways To Eat Healthy Without Breaking the Bank

Shot of a mature woman preparing a meal in her kitchen at home.
PeopleImages / Getty Images

Eating healthy and staying within a budget are admirable goals. But sometimes it seems they are at odds. Wondering how to eat healthy on a tight budget? Healthy food can be expensive, but it doesn’t have to be, especially if you plan ahead. Here are 26 ways you can eat healthy on a modest grocery budget.

Tips To Get Started

1. Create a Grocery Budget

Once you’ve made the decision to eat healthier and stick to your budget,  you need to determine what that budget is. Dig out your bank or credit card statements and look at what you’ve spent on groceries over the past three months. Divide by three to get your average grocery spending.

Use your average as a basis to start with. If you know you’re spending too much, reduce it by 20% and start with that number. You may need to revisit this over time. It may be cheaper to eat unhealthily rather than healthy, but you can still make healthy eating on a budget work for you.

2. Compare Grocery Stores

Your nearest grocery store may not be the best one for you. Visit three or four local stores and compare their prices on things you actually buy. You may be surprised to find that one store is best for you, or you may need to work two stores into your weekly grocery shopping trip. If you plan to go to more than one store, make note of which items are cheaper at each store, so you’ll know what to buy where.

Make Your Money Work for You

Wondering what you can eat on a healthy budget? Just about anything, but you’ll need to shop smart.

Before You Go To the Grocery Store

3. Plan Your Meals

Planning out your meals for the week will help you with both of your goals: you’ll eat better because you’ll know what you’re having, and you’ll save money because you’ll only buy what you need.

4. Allow for Snacks

Factor healthy snacks into your plan. Having something on hand to grab between meals can help you stay on track. Not accounting for snacking can cause you to run out for something quick, unhealthy, and pricey, so it’s best to be prepared.

5. Make a Grocery List and Stick to it

Make sure you have a list – on paper or on an app, but not just in your head. Stick to the list but allow yourself some flexibility for sale items. For example, if you have navel oranges on your list but cara cara oranges are on sale, go for the sale price. If chicken breasts are on sale, buy those instead of the chicken thighs that are on your list; another plus is that chicken breasts tend to be leaner than thighs.

6. Use Coupons and Apps

If your grocery store of choice has an app or loyalty card that offers savings, be sure to use it. And watch for coupons you can use to buy what’s on your list. If you have a coupon for a sale item, that’s even better!

Make Your Money Work for You

7. Shop Your Stores’ Weekly Sales

Most supermarkets send out a flyer every week promoting the items they’ll have on sale the following week. Check out the sale items and try to work them into your meal planning. Make note of the sale items on your list. If you’re shopping at more than one store, a sale item at one store may be cheaper than the regular price at your usual store, so watch for that.

8. Have a Snack Before You Go

Shopping when you are hungry can lead to impulse purchases and poor choices. Have a healthy snack before you head out to the store so you won’t be tempted to dump extra items in your cart.

At the Grocery Store

9. Shop the Perimeter

Grocery stores typically have their produce, meat, dairy and frozen foods around the outside of the store. The center aisles usually house processed foods, along with paper goods and household products. Shopping the perimeter of the store instead of the inside aisles–unless you need toilet paper, of course–will help you stick to your list.

10. Buy in Bulk, but Be Smart

Large sizes of products are often a better deal, but before you reach for that five-pound bag of clementines, be sure you’ll eat them all before they go bad. If you’re throwing away spoiled food, you haven’t saved anything.

11. Buy the Store Brand

Name-brand products are often more expensive than the same product with the store’s label. But they may not be healthier or even tastier. Try the store brand when it’s available – if you don’t like it, you can always go back to the more expensive name brand.

Make Your Money Work for You

12. Weigh the Pros and Cons of Buying Organic

Organic foods are often pricier, and may not provide significant, if any, health benefits. Rather than paying more money for organic produce, buy locally grown fruits and vegetables.

13. Buy Fresh Produce in Season

Most fruits and vegetables are more plentiful in the summer months, which drives their prices down. Take advantage of this and buy your fresh strawberries in June or July. During the fall, look for squash and other root vegetables.

14. For Out-of-Season Produce, Buy Frozen

If your favorite fruits and vegetables aren’t in season at the moment, don’t despair. Head for the frozen food aisle.  According to the USDA, frozen vegetables are as healthy as fresh, and may cost less. Frozen fruits are great for making healthy smoothies or mixing them in with yogurt for a healthy breakfast.

Good To Know

Frozen foods can be kept longer in the freezer, so you can always keep them on hand.

15. Avoid Buying Processed Foods

Processed foods represent a double whammy when it comes to eating healthy on a budget. They tend to be both more expensive and less nutritious. So, stay away from the crackers, chips, cookies and other processed foods at the grocery store.

16. Compare Unit Prices

It can be tricky to try to figure out which option is cheaper when you’re comparing different sizes of foods. That’s why grocery stores provide the unit price of each product on a sticker on the shelf. This sticker will show you how much an ounce or a gram of the product costs, regardless of the size of the container it comes in. Comparing unit prices can help you determine the best values.

Make Your Money Work for You

17. Buy Less Meat

Meat is pricey, and many of us eat too much of it. The USDA guidelines suggest 5.5 ounces of lean meat or protein each day if your suggested calorie intake is 2,000. That’s a lot less than many restaurant-sized portions of meat in a single meal and probably less than what you’re used to eating, even at home. In addition, non-meat proteins like lentils, beans, tofu, quinoa, or oatmeal can be a healthy and less expensive substitute.

Other Options Besides the Grocery Store

If it’s hard for you to stick to your list when you go to the store, or even if you just don’t like to shop, there are other options.

18. Shop Online

Buying your groceries online can help you reduce the number of impulse buys you make. You can also see how much you’re spending as you add items to your cart, which can help you stay within your budget. Plus, you can’t smell the muffins baking as you pass through the bakery aisle!

19. Try Community Supported Agriculture

With the recent emphasis on local produce, farmers have taken to selling their crops directly to consumers in many cases. Community Supported Agriculture, or CSA, is a way for consumers to buy local produce directly from the farm. It’s usually a subscription or membership service, so you’ll get seasonal produce throughout the growing season. You may even get some new vegetables or fruits you’ve never tried before!

Make Your Money Work for You

20. Buy Food That’s Less Than Perfect

You know all those stacks of perfect, shiny apples you see in the supermarket? News flash: not every apple comes off the tree looking like that. There is a lot of produce that’s not attractive enough for grocery stores to display, but it’s perfectly good to eat. It’s also cheaper. You can look on the discount rack at your local grocery store, or try subscription services like Misfits Market or Imperfect Foods.   

21. Grow Your Own

You may not have room for a full-fledged farm in your back yard, but you can grow some vegetables and herbs in containers on a sunny porch. In addition to cultivating a fulfilling hobby, you’ll get super fresh food at a really cheap price.

Now That Your Shopping Is Done

Planning the right meals and buying the right food is a great start. But you also have to prepare and consume the right foods to stick to your plan.

22. Cook at Home

Take-out food may be delicious, but it’s usually unhealthy and expensive. Plus, you just bought all those delicious, healthy groceries. So, make your meals at home.

23. Bring Your Lunch to Work or School

Just like grabbing take-out for dinner, going out for lunch shouldn’t be a habit if you’re trying to eat healthier on a budget. Bring your lunch from home so you can be sure it’s both healthy and economical.

24. Drink More Water

Water is free–or inexpensive if you’re a bottled water drinker–and good hydration is important to good health. Plus, drinking a lot of water will help you feel full faster if consuming fewer calories is part of your healthy eating plan.

Make Your Money Work for You

25. Meal Prep

Cooking at home can be time-consuming, but if you prepare several meals ahead of time you can cook once and eat for days. Making a variety of salads to bring to work or school for lunch will keep you from getting bored, and help keep you within your budget.

26. Use Leftover Ingredients

Reheating last night’s dinner for lunch is one thing, but use your imagination to see if you can create something new instead. The extra chicken and vegetables you have from dinner can become delicious soup for the next day. Just add a few additional vegetables and some broth, and you’re good to go. If you made extra quinoa for dinner, throw it into tomorrow’s salad for lunch.

Try to plan your meals so that you’re using up most ingredients within a few days since fresh foods have a short shelf life.

Eating healthy on a budget is a worthy goal, and it’s not impossible. With these tips and a little determination, you’ll be saving money and feeling better in no time.

More From GOBankingRates

Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.


See Today's Best
Banking Offers