Secret Food Stamps Loophole to Get Your Starbucks Fix with EBT

", frappuccino, Table, Wood, Coffee Shop, Cafe, Black Chairs, Green Logo, Coffee, Java Chip"
segray / Getty Images

Despite what you might have heard, it’s not really true that there’s a Starbucks on every street corner, but enough are around that you shouldn’t have any problem finding one in most American cities. If you walk into a Starbucks located in a grocery store or similar retailer, you might even be able to make purchases using your Supplemental Nutrition Assistance Program (SNAP) EBT card.

SNAP Schedule: When Can I Anticipate August 2022 Payments?
Find Out: Does McDonald’s Accept EBT SNAP/Food Stamps as Payment?

Although SNAP electronic benefits transfer card payments are not an accepted payment method at any of Starbucks’ corporate-operated stores, they are accepted at certain retailers that house Starbucks locations, according to the Frugal Reality website. It cited retailers such as Target, Safeway, Fred Meyer and others that accept SNAP EBT payments, formerly known as food stamps.

In these stores, you can usually use your EBT card to purchase SNAP-eligible items, though that might not always be the case. It’s a good idea to call ahead and find out the SNAP policy at your local grocery-based Starbucks location before heading out.

Make Your Money Work for You

There are also restrictions on the types of items you can buy with your EBT card, based on USDA guidelines on what is acceptable. For example, the USDA website says you can’t use SNAP benefits to buy foods that are hot at the point of sale. This means you can’t buy hot beverages or hot food at participating Starbucks locations.

Learn: Do Unused SNAP Benefits Roll Over Each Month?
Discover: Walmart Accepts EBT/SNAP Food Stamps As Payment — What Are the Restrictions?

However, you can buy cold beverages such as Frappuccino and non-heated food items such as pumpkin bread.

More From GOBankingRates

Share This Article:

Make Your Money Work for You

About the Author

Vance Cariaga is a London-based writer, editor and journalist who previously held staff positions at Investor’s Business Daily, The Charlotte Business Journal and The Charlotte Observer. His work also appeared in Charlotte Magazine, Street & Smith’s Sports Business Journal and Business North Carolina magazine. He holds a B.A. in English from Appalachian State University and studied journalism at the University of South Carolina. His reporting earned awards from the North Carolina Press Association, the Green Eyeshade Awards and AlterNet. In addition to journalism, he has worked in banking, accounting and restaurant management. A native of North Carolina who also writes fiction, Vance’s short story, “Saint Christopher,” placed second in the 2019 Writer’s Digest Short Short Story Competition. Two of his short stories appear in With One Eye on the Cows, an anthology published by Ad Hoc Fiction in 2019. His debut novel, Voodoo Hideaway, was published in 2021 by Atmosphere Press.
Learn More

Best Bank Accounts for September 2022

Untitled design (1)
Close popup The GBR Closer icon

Sending you timely financial stories that you can bank on.

Sign up for our daily newsletter for the latest financial news and trending topics.

Loading...
Please enter an email.
Please enter a valid email address.
There was an unknown error. Please try again later.

For our full Privacy Policy, click here.