If You Shop Online, Make Sure You Do This — It Could Put an Extra $200 in Your Wallet
Written by
Luke Rodas
Edited by
Nick Friedman
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Just about all of us do some shopping online. Whether you’re aimlessly scrolling through Amazon for things you probably don’t need or ordering essentials like groceries and toiletries, it’s hard to beat the convenience.
If you shop online, here’s an easy way to put an extra $200 in your wallet. Just use the Bank of America Customized Cash Rewards credit card. It will pay you up to 3% cash back for your online purchases.
How to Earn an Extra $200 This Year If You Shop Online
The Bank of America Customized Cash Rewards credit card is a rewards card designed to let you choose your own cash-back category each month — including 3% cash back for online purchases. Imagine earning 3% cash back on things you are already purchasing on the regular. You’re literally getting paid to shop.
The card is simple to use. After applying and being approved, you can choose to earn rewards in the online shopping category. Every time you make a purchase in this category, you’ll earn 3% cash back. In addition to this, you can also earn 2% cash back at grocery and wholesale stores and 1% on all other purchases.
The 3% and 2% cash-back offers apply to the first $2,500 in combined purchases each quarter in the choice category and at grocery stores and wholesale clubs, then you’ll earn unlimited 1% afterward.
Plus, the card also offers a $200 bonus if you make at least $1,000 in purchases within the first 90 days of opening your account. You can redeem your cash-back rewards as a statement credit deposit into a Bank of America checking or savings account or as a credit to a Merrill account.
Plus, there’s no annual fee, so you can maximize your earnings without worrying about extra costs associated with the card. You can also track your cash back, pay your bill and set up alerts to help you stay on top of your spending inside the app, and the card comes with security features, including $0 liability for fraudulent transactions, so you can continue to shop with peace of mind.
How to Get Started
If you are an avid online shopper like so many others, then the Bank of America Customized Cash Rewards credit card could be a game-changer for you. If you want to start earning 3% cash back just for buying the things you already need online, it’s easy to get started. Just apply and see how much cash back you can earn.
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