Best Banks in Nevada
Written by
Rudri Patel
Edited by
Elizabeth Constantineau
The right bank in Nevada depends on what you’re looking for — whether it’s a low-fee checking account, a high-yield savings option or competitive certificate of deposit (CD) rates. Some people prefer a branch close to home, while others want the convenience of digital banking. GOBankingRates’ Best Banks by State for 2025 highlights both regional and national banks in Nevada, making it easier to find an account that fits your needs.
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GOBankingRates' editorial team is committed to bringing you unbiased bank reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our in-depth bank review methodology.
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TOP NEVADA BANKS AT A GLANCE
Bank/Institution
Savings APY
Notable Features
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Detailed Reviews of the Best Banks in Nevada
Nevada is filled with banking options, but some banks are better than others. Here are GOBankingRates’ picks for the best banks in Nevada.
Gold Winner: Washington Federal Bank
Washington Federal Bank has branches spread across nine U.S. states, with a strong focus on the southwest. It has eight branches in Nevada, with most of them near Las Vegas and Reno. The bank offers several financial products for consumers and businesses. Some of its accounts have competitive APYs, especially if you look at special promotions.
Best For
Low Monthly Fees
Mobile Banking
Wealth Management
Home Loans
Credit Cards
Competitive Tiered Rates
A standout account offering from Washington Federal is the High Yield Money Market account. The tiered APY goes up to APY, depending on your balance. You only need $1,000 in your account to avoid the $10 monthly service charge. This gives you more opportunities to boost your interest income.
Total Branch Locations
Over 200
Mobile App Rating
4.7 on the Apple App Store and 2.6 on Google Play
Other Products Offered
Checking, savings, money market, CDs, IRAs, home loans, accounts for kids, wealth management, business banking, credit cards
Pros
- The bank offers secured credit cards
- Low initial deposits for some accounts
- The High Yield Money Market account has competitive rates for a physical bank
Cons
- Branches are only located in the Southwest
- Low APYs for most savings accounts
- Most checking accounts do not come with free checks
Why We Like Washington Federal Bank
Washington Federal Bank has some financial products with competitive APYs. You can also open a secured credit card with the bank if you need to improve your credit score or establish credit history before applying for a mortgage.
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Silver Winner: Zions Bank
Zions Bank offers financial tools and services that help customers achieve their long-term goals. You can open checking and savings accounts, take out home loans and tap into additional financial solutions.
Best For
Auto Loans
Low Monthly Fees
Mobile Banking
IRA Options
Business Banking
Avoid Extra Fees With OnBudget Accounts
Zions Bank does not have any overdraft fees for its OnBudget Banking accounts. Avoiding this fee can help you save a lot of money.
Total Branch Locations
Over 110
Mobile App Rating
4.7 on the Apple App Store and 4.6 on Google Play
Other Products Offered
Checking, savings, money market, CDs, IRAs, home loans, auto loans, wealth management, business banking, insurance, credit cards
Pros
- Digital tools make it easier to manage your money
- Low minimum opening deposit for some accounts
- No overdraft fees
Cons
- Low APYs for savings accounts
- Some bank accounts do not let you waive the monthly service feeÂ
- Branches are mostly in the Southwest
Why We Like Zions Bank
Zions has no overdraft fees, plus a bunch of digital tools that make it easier to stay on top of your finances. With a wide range of account types, it can work as a one-stop solution for both personal and business banking.
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Bronze Winner: U.S. Bank
U.S. Bank is one of the largest financial institutions and has thousands of branches spread across the country. The bank was founded in 1863 and offers many accounts and tools that can help consumers and businesses achieve their goals.
Best For
Investment Management
Personal Loans
Corporate and Commercial Banking
Home Loans
National Banks
$25 Minimum Deposit for Checking Accounts
U.S. Bank provides services for everyday banking and specialty services like loans, investments and commercial banking. The U.S. Bank app is user friendly and there are approximately 2,200 ATMs across 26 states.
Total Branch Locations
Over 2,200
Mobile App Rating
4.8 on the Apple App Store and 4.7 on Google Play
Other Products Offered
Everyday banking, investment management, corporate and commercial banking, home, vehicle and personal loans
Pros
- Diverse product offerings
- Extensive branch and ATM network
- 24/7 customer service
Cons
- Low interest rates on savings accounts
- Monthly maintenance fees
- High overdraft fees
Why We Like U.S. Bank
U.S. Bank offers a wide range of banking products, including checking, savings, loans and investment services, making it a one-stop solution for financial needs. It has an extensive branch and ATM network and a user-friendly app.
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Best Banks
Checking Accounts
Savings Accounts
CD Account Rates
Money Market Accounts
Research Methodology
To discover the Best Banks by state, GOBankingRates analyzed the top institutions (excluding online banks and neobanks) by state branch locations. To determine rankings, GOBankingRates looked at the following factors: (1) total assets as sourced from the FDIC; (2) checking product minimum deposit; (3) monthly checking fee ratio (percentage of the minimum to avoid fees compared to the monthly fee itself); (4) savings product minimum deposit; (5) savings product APY; (6) Bauer rating (out of 5 stars); (7) products/services offered (auto loans, mortgage loans, credit cards, investment services and insurance); and (8) the average mobile app rating between the Google Play (Android) and Apple stores. All factors were then scored and combined, with the lowest score being the best. Factors (1), (2) and (4) were weighed 0.5 times, factor (5) was weighed 2.5 times and factor (7) was weighed 1.5 times. All products and offerings had to be available as of Nov. 8, 2024, to be considered. Rates are subject to change; unless otherwise noted, rates are updated periodically. All other information on accounts is accurate as of Aug. 21, 2025.
To qualify as one of the Best Banks in the state, the institution needed at least five branch locations in the respective state, with some exceptions for larger and/or smaller states.
How To Choose One of the Best Banks in Nevada
When looking for a new bank in Nevada, think about how it will fit into your everyday needs. Brick-and-mortar banks can be convenient if you want local service and easy ATM access, while online banks often lead the way on higher APYs. Nevada’s mix of large cities and rural areas also means your decision may depend on whether you value in-person service, digital tools or a combination of both.
Here are some of the most important factors to consider when comparing and choosing a bank in Nevada:
- Location: Nevada has both urban hubs like Las Vegas and Reno and smaller rural communities. Make sure the bank you’re interested in has nearby branches or a strong ATM network if in-person banking is important to you.
- Availability: Some banks in Nevada offer extended hours or weekend service, while others may have limited access outside standard business hours. Online and mobile banking can help fill these gaps.
- Bank health: Some banks prefer to remain small and local, but others are limited from expanding nationally because they aren’t raising enough assets or generating enough profit. Look at your bank’s financials to ensure they’ll be there for the long haul.
- Rewards and promotions: Many top Nevada banks compete for new customers by offering promotional CD rates, cash bonuses or perks tied to checking accounts. Compare these offers to make sure you’re getting the most value.
- Account offerings: Some banks are limited in terms of their product lines, so be sure that the bank you’re considering offers everything you’ll need.
Conclusion
Nevada residents can choose from many high-quality banks, but some are better than others. It’s important to determine your financial goals and assess what you want from your banking experience before committing to a financial institution. The top banks in Nevada that made GOBankingRates’ list can serve as a good starting point for your search.
FAQs About Banking in Nevada
Here's more information to help you find the best Nevada bank for your needs.- What is the best bank for high-yield savings in Nevada?
- Washington Federal Bank has the most competitive APYs among the best Nevada banks on this list. However, you can get a higher yield with digital banks like Varo.
- Which banks have the most ATMs in Nevada?
- Wells Fargo currently has the most ATMs in Nevada. Large national banks usually have the most locations in any state.
- Are there any banks in Nevada with no monthly fees?
- You can find many banks in Nevada that do not charge monthly fees. Their basic checking accounts usually have no monthly fees, while their higher-tier bank accounts have low monthly fees that you can easily waive.
More Resources for Banking
Best Banks
Checking Accounts
Savings Accounts
CD Account Rates
Money Market Accounts
Marc Guberti contributed to the reporting for this article.
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