30 Places to Obtain a Cashier’s Check Nearby

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If you’re searching for a cashier’s check near me, you likely need a secure payment method for a major purchase, like a home, car or rental deposit. Unlike personal checks, cashier’s checks are guaranteed by the bank, making them a trusted form of payment.

In this guide, we’ll break down the top 30 places to get a cashier’s check, their costs, and what you need to bring. Plus, we’ll explore alternative options if you don’t have a bank account.

Where To Get a Cashier’s Check Near You

There are several places where you can obtain a cashier’s check, including banks, credit unions and select retailers.

Here’s a breakdown of your options:

1. Banks and Credit Unions

Most major banks and credit unions offer cashier’s checks to account holders. Some even allow you to request them online.

If you need a cashier’s check urgently, visit a local branch rather than requesting it online.

2. Retailers and Check-Cashing Services

Some retailers and check-cashing locations may offer cashier’s check alternatives, like money orders.

• Walmart: Offers money orders (not cashier’s checks) through MoneyGram.
• 7-Eleven: Sells money orders but no cashier’s checks.
• Western Union: Provides money orders as an alternative to cashier’s checks.
• Kroger: Many locations offer money orders but no official cashier’s checks.

If a cashier’s check isn’t required, a money order may be a more affordable, safe and accessible alternative.

3. Online and Mobile Banking Options

Some banks allow you to order a cashier’s check online and have it mailed to you. Here are a few options:

• Chase Online: Order a cashier’s check via online banking (may take a few days to arrive).
• Wells Fargo Online: Allows cashier’s check requests through mobile banking.
• Ally Bank: Offers checks via mail, though not instant cashier’s checks.

Online requests may take longer, so if you need a cashier’s check the same day, visit a branch.

4. Alternatives for Non-Account Holders

If you don’t have a bank account, here are a few ways to get a cashier’s check alternative:

• Post Office (USPS): Money orders up to $1,000 are available.
• Western Union: Available at grocery stores and convenience stores.
• Prepaid Debit Cards: Some prepaid card providers allow you to purchase money orders.
• Check-Cashing Stores: Locations like Money Mart and ACE Cash Express offer money orders instead of cashier’s checks.

Some banks may issue a cashier’s check to non-account holders if you bring cash. Call ahead to confirm.

30 Banks and Credit Unions That Offer Cashier’s Checks

If you’re searching for a cashier’s check near me, your best bet is a bank or credit union. Most financial institutions offer cashier’s checks, but the fees vary depending on your account type and membership status.

To help you find the best option, we’ve compiled a list of 30 banks and credit unions that issue cashier’s checks along with their fees.

Best Banks for Cashier’s Checks With Low or No Fees

If you’re looking to get a cashier’s check for free or at a lower cost, consider these financial institutions:

• Best Overall for Free Cashier’s Checks: Alliant Credit Union (Completely free for members)
• Best for Low Fees: Citizens Bank ($3), ESL Federal Credit Union ($5), SchoolsFirst FCU ($5)
• Best for Premium Banking Customers: Chase, U.S. Bank, and KeyBank (Free for select high-tier accounts)
• Best for Credit Union Members: Navy Federal, Golden 1, PenFed and SECU (Low fees for members)

If you have a premium checking account, many banks waive the cashier’s check fee, so be sure to check your account benefits before paying a fee.

Cost of Cashier’s Checks by Location

Cashier’s check fees vary by provider. Here’s how they compare:

If you have a premium checking account, your bank may waive cashier’s check fees. If you somehow lose your cashier’s check, you’ll need to be prepared for fees there too.

What You Need To Bring When Getting a Cashier’s Check

Before heading to a bank or retailer, make sure you have the following:

• Valid ID: (Driver’s license, passport, or state ID).
• Recipient’s Name: (The name of the person or business receiving the check).
• Check Amount: (Ensure you have the exact amount, including fees).
• Payment Method: (Funds must be available in your bank account or paid in cash at select locations).

Double-check spelling and amount details — errors can delay transactions.

Final Thoughts to GO: Finding a Cashier’s Check Near You

A cashier’s check is a secure and trusted form of payment, but finding the best option nearby depends on your bank, fees and urgency. If you have a bank account, your best bet is to visit your bank or request a check online. If you don’t have an account, consider a money order as a reliable alternative.

Visit your local bank, credit union or retailer today to get a cashier’s check near you!

Joe Evans, Melanie Grafil and Kellan Jansen contributed to the reporting for this article.

Data is accurate as of Feb. 12, 2025, and is subject to change.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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