Golden 1 Routing Number: How To Find Yours Quickly

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If you bank with Golden 1 Credit Union and need to transfer money, pay a bill or set up a direct deposit, you’ll want to know your Golden 1 routing number. Keep reading to learn what routing number to use and how to find your routing number in seconds.

Golden 1 Routing Number

Golden 1 Credit Union has two routing numbers. The right one for you will depend on whether you’re using a personal or business account.

Golden 1 Routing Numbers
Personal banking: 321175261
Business services: 121182852

How To Find Your Golden 1 Routing Number

There are a few ways you can find the Golden 1 routing number. You can reference the numbers above or you can try these alternative methods.

On a Check

If you have a Golden 1 checking account, you can find your routing number on a check — the check routing number is the first nine numbers in the lower left corner.

How to find ABA Routing Number

Through Online Banking

You can find your routing number through online banking by following these steps:

  1. Log in to your Golden 1 online banking account.
  2. Navigate to your account details or settings.
  3. Your routing number will be listed alongside your account number.

By Contacting Customer Service

You can also call Golden 1 at any time at 877-465-3361 to find the routing number for your account.

If you are confused about which number to use, you should consider calling Golden 1 because this number could mean the difference between your money going into the right or wrong account.

Golden 1 Routing Numbers for Wire Transfers

Golden 1 Credit Union allows you to send and receive domestic and international wire transfers. You’ll need to supply the routing number, bank address, your name and account number.

International wire transfers typically require a SWIFT code as well. Golden 1 Credit Union is not part of the SWIFT network, however. If you’re receiving an international wire transfer, the sending institution should use a U.S. correspondent bank to process the transaction.

For outgoing wire transfers, members should contact Golden 1 customer service to explore alternative transfer options.

Transfer Type Routing Number SWIFT Code
Domestic wire transfer 321175261 N/A
International wire transfer Contact Golden 1 N/A

Golden 1 Routing Number vs. Account Number: What’s the Difference?

A routing number identifies the specific financial institution and location at which you have an account. This number directs where the funds should go when sending or receiving money.

Your account number, however, is unique to you and tells Golden 1 where to deposit or withdraw funds within the credit union.

How To Use Your Golden 1 Routing Number

Your Golden 1 routing number is used in a few ways, including:

  • Direct deposits: Use your routing number to set up automatic deposits for payroll, Social Security benefits or other earned income sources.
  • Automatic bill payments: Link your Golden 1 account to pay recurring bills.
  • Peer-to-peer transfers: Some digital platforms like Zelle or Venmo may require a routing number to link your bank account.

FAQ

Here are the answers to some of the most frequently asked questions about Golden 1 routing numbers.
  • Do all Golden 1 accounts have the same routing number?
    • Golden 1 Credit Union has two routing numbers:
      • Personal banking: 321175261
      • Business services: 121182852
  • How do I find my Golden 1 routing number without a check?
    • You can find your Golden 1 routing number in a few ways:
  • Can I use the same routing number for wire transfers?
    • Yes, Golden 1's routing number for personal banking accounts can be used for domestic wire transfers. The routing number is 321175261.

Information is accurate as of Feb. 19, 2025. 

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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