Credit Union Near Me

Looking for a nearby credit union? Follow these easy steps on your computer or smartphone.

Unlike investor-owned banks, credit unions are nonprofit organizations owned by its members. Credit unions typically pass on savings to customers in the form of affordable consumer loans, share certificates, student loans and retirement accounts. All member deposit accounts are insured for at least $250,000 by the NCUA, an independent federal agency that regulates and supervises federal credit unions.

If you need to find a credit union near you, you can use a computer or a smartphone to locate one quickly. Check out the chart to see how many branches — and in which states — 30 popular credit unions have. Once you learn how to find your nearest credit union, you can choose the best credit union for you.

Credit Unions Near You
Credit UnionBranchesStates With Branches
Alaska USA Credit Union logo 2017Alaska USA Federal Credit Union87Ariz., Ark., Calif., Wash.
Alliant Credit UnionAlliant Credit Union12Calif., Colo., Ill., Texas, Washington D.C
America First Credit Union118Nev., Utah
American Airlines CU logo 2017American Airlines Federal Credit Union47Texas
Boeing Employees Credit Union logo 2017BECU48S.C., Wash.
Bethpage Federal Credit Union logo 2017Bethpage Federal Credit Union33N.Y.
Citizens Equity First Credit Union logo 2017Citizens Equity First Credit Union26Calif., Ill.
Delta Community Credit Union logo 2017Delta Community Credit Union27Ga., Ky., Texas, Utah
digital federal credit unionDigital Federal Credit Union22Mass., N.H.
Ent Federal Credit Union logo 2017Ent Credit Union25+ local service centers; thousands of co-op shared locationsColo.
ESL Federal Credit Union logo 2017ESL Federal Credit Union20N.Y.
First Tech FCU logo 2017First Tech Federal Credit UnionN/AOre.
Golden 1 Credit Union75+Calif.
lake michigan credit unionLake Michigan Credit Union42Fla., Mich.
 Logix logo 2017Logix Federal Credit Union15Calif.
Mountain America Credit Union logo 2017Mountain America Credit Union85Ariz., Idaho, Nev., N.M., Utah
Navy FCU logo 2017Navy Federal Credit Union294Calif., D.C., Fla., Va.
Patelco Credit Union logo 2017Patelco Credit Union36Calif.
PenFedPenFedN/AD.C., Md., Va.
Pennsylvania State Employees Credit Union logo 2017Pennsylvania State Employees Credit UnionN/APa.
Randolph-Brooks Federal Credit Union logo 2017Randolph-Brooks Federal Credit Union55+Texas
San Diego County Credit Union42Calif.
schoolsfirst logoSchoolsFirst Federal Credit Union40+Calif.
Security Service Federal Credit UnionSecurity Service Federal Credit Union70Colo., Texas, Utah
Star One Credit Union logo 2017Star One Credit Union6Calif.
State Employee CU logo 2017State Employees Credit Union255N.C.
suncoast credit union logoSuncoast Credit UnionN/AFla.
Teachers Federal Credit Union logo 2017Teachers Federal Credit Union25N.Y.
United Nations FCU logo 2017United Nations Federal Credit Union3N.Y.
VyStar Credit Union logo 2017VyStar Credit Union118Fla.

How to Find a Credit Union Near You

You can use a search engine to find nearby credit union locations.

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Here’s how to use a search engine to find a nearby credit union:

  1. Use a search engine such as Google and type in the words, “credit union near me.”
  2. Review the search results to find nearby credit union locations.
  3. Visit a credit union’s website to determine if you are eligible to join — look for a page called “Membership” or “Join” and click on that for details.
  4. Confirm the credit union hours for the location you’d like to visit.

You can conduct this search on your smartphone, too — just follow the same steps with your iPhone or Android device. Once you find the institution you want, visit a local branch to open a credit union membership.

Find Out: What Is the Difference Between Banks and Credit Unions?

Use the NCUA Credit Union Locator Tool

The NCUA is a valuable resource for easy-to-understand information about credit unions. In addition, it offers an easy-to-use search tool to help you find a credit union within a five- to 50-mile area.

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You can search a credit union by address, credit union name or charter number. In addition, you can sort search results by member services offered, nearby ATMs, and drive-through and drive-up branches.

Related: Choose the Right Bank Account for You

Here’s how to find a credit union using the NCUA tool:

  1. Go to the NCUA website.
  2. At the top of the page, enter either the address, city and state — or ZIP code — of the area you want to search or the credit union name or charter number.
  3. In the next box, select the appropriate search type.
  4. If you want to narrow your search, click on “Refine your search” and check the boxes you want to include.
  5. Click on “Search” and view your results.

See: Banks Near Me

Who Is Eligible to Join a Credit Union?

Credit unions serve individuals with common interests or affiliations. Typically, members must live, worship or go to school a certain county or city, or work for certain companies. Some credit unions cater to particular industries — for instance, Schools First Federal Credit Union serves the educational community in Southern California. Although the rules of joining might seem prohibitive, most credit unions extend membership to family members of those eligible.

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Next Up: Advantages and Disadvantages of Credit Unions

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About the Author

Valerie Ashton is a writer based in Southern California, specializing in real estate, finance and aviation topics. Valerie is a commercial pilot, California real estate broker, certified paralegal and Notary Public. Her work has appeared in numerous publications in print and online.