How to Log In to Your Bank Account Online

Follow these simple steps to locate and set up your online bank account login.

Being able to access your bank account online makes it a cinch to check account balances, make an online bill payment and transfer funds from one account to another. If you aren’t already taking advantage of online banking, learn how to log in to your bank account from a computer, tablet or phone. Online banking is accessible 24 hours a day, making the days of waiting for your local bank to open obsolete.

Logging In to Your Bank Account Online From a Computer

Signing on to your bank account from a desktop computer or a laptop can be the ideal login method if you have documents you’d like to print out. Here are the steps you’ll need to follow to begin using your online account from a desktop computer or laptop:

  1. Head to your bank’s website homepage so you can create an account.
  2. Look for the “Sign In” button. Next to it should be a link with the words “Sign Up” or “Enroll.” Click on that.
  3. Double-check that you have been directed to a secure login page. If it is secure, you’ll see the “https” rather than “http” at the beginning of the website address, also known as the URL.
  4. Type the required information into the provided fields. For most banks, you’ll need to provide your bank account number, your Social Security number or both. Some banks also require your email address and debit card or account number.
  5. Read any privacy statements and agreements and then check the box labeled “Accept.”
  6. Create your user ID and password by typing them in the appropriate boxes. You might be asked to retype your password to ensure there are no mistakes.
  7. Click “Create Account.”
  8. Go back to the bank’s homepage and click on the box to “Sign In” or “Log In.”
  9. Enter your user ID and password in the provided boxes and click “Log In.”
  10. You will now have access to your account.

More From Your Money

Related: How to Withdraw Cash From Online Banks Like Ally and Discover

How to Log In to Your Bank Account From Your Mobile Phone

Mobile banking is ideal if you’re on the go. Using your smartphone, you’ll be able to make a mobile deposit, utilize bill pay, check your account status, update your personal information, transfer funds and more. Follow these steps to log in to your bank account from your smartphone:

  1. Search the mobile banking apps from either the Apple Store, Google Play Store, Blackberry World, Amazon Store or Windows Store until you find the one for your bank. Your bank might have a link on its website to where you can download the app without searching an app store.
  2. Download the app and then tap its icon on your smartphone to bring up the bank app’s homepage.
  3. Follow steps No. 2 through No. 10 in the desktop instructions listed above for creating and logging in to your online account.

See: How to Deposit Cash to an Online Bank

What to Do If You Forgot Your Password

More From Your Money

There are times when you might forget which password you used to set up your account, especially if you have several bank accounts. If this happens, you can easily retrieve your password by following these steps:

  1. Visit your bank’s homepage and click on the “Log In” button.
  2. Under the password text box, you should see a link with text such as “Forgot your password?” Click it.
  3. Select your account type and enter your user name, as well as the last four digits of your Social Security number. Your bank might ask for different identifying information, such as your email address. Once you’ve entered the requested information, click “Continue.”
  4. Answer any security questions you might have set up beforehand and press “Continue.”
  5. Create a new password in the provided box and re-enter it in the box immediately below.
  6. Click “Save changes” and use your new password along with your user name to sign in to your account.
  7. If you keep a document with user name and password information, update it with your new password for future reference. Make sure that information is stored securely to prevent your account from being compromised. For example, don’t keep it written on a piece of paper in your wallet because you could lose your wallet.

More From Your Money

You can also call the bank’s toll-free number if you need any further assistance. A representative can quickly walk you through the steps or unlock your account if you’ve tried too many incorrect passwords. Once you’ve been given access to your account, you can immediately begin taking care of your financial needs.

More on Using Your Bank Login

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

More From Your Money

About the Author

Alicia Bodine

Alicia Bodine is a New Jersey-based writer specializing in finance, travel, gardening and education. With more than 13 years of experience, her work has appeared in, Livestrong, eHow, USA TODAY, GlobalPost, and wiseGEEK.

Read More

Untitled design (1)
Close popup The GBR Closer icon

Sending you timely financial stories that you can bank on.

Sign up for our daily newsletter for the latest financial news and trending topics.

Please enter an email.
Please enter a valid email address.
There was an unknown error. Please try again later.

For our full Privacy Policy, click here.