4 Key Reasons To Think Twice About How You Approach Crypto in 2026
Written by
Nicholas Morine
Edited by
Jenna Klaverweiden
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While the simple purchase of various cryptocurrencies might be the most common way to buy in, it’s not the only way to approach crypto.
Earning crypto via various processes can allow you to grow your crypto portfolio without exclusively buying in. Here are several reasons to consider earning crypto this year.
Also see three crypto niches that could make you money in 2026.
It’s a Painless Way To Learn About Digital Assets
Earning crypto allows you to learn about the market and its players without risk.
“Earning crypto allows people to learn how digital assets work over time, rather than jumping in solely because of price momentum,” Will Reeves, CEO of Fold, told GOBankingRates, pivoting to note that earned crypto also might add a sense of stability to an otherwise volatile market.
Staking Crypto Reinforces the Network
Staking — or acting as an economic backer of a particular crypto network by locking in a certain amount of your crypto holdings in exchange for rewards — acts a means of reinforcing the validity of any given network by providing reliable consensus. That means, in simplest terms, you’re earning while also reinforcing the cryptocurrency you’re staking, showing faith beyond a single buying transaction.
There are potential pitfalls, though: “A major potential risk is slashing, where a validator loses a portion of its staked tokens for non-compliance with the blockchain’s rules,” the Digital Economy Initiative noted to the SEC’s Crypto Task Force in April 2025. However, it also noted that while slashing was a risk, it was rare.
Mining New Cryptocurrencies Can Be a Wise Risk-Reward Consideration
While the mining industry, particularly around bitcoin, has become much more exclusive, there are still avenues for solo miners to invest their time and electricity profitably. And while it could be cost-prohibitive to mine major coins, you might be able to use your existing hardware to accrue several up-and-coming coins without splashing out any more capital.
As Koinly noted, the mining of most major coins is not recommended without investing in an application-specific integrated circuit rig designed explicitly for that purpose. On the other hand, casual mining of up-and-coming coins or less popular cryptocurrencies can be a fun, interesting and perhaps profitable venture for those interested.
“Earning crypto lowers the barrier to entry for people who are curious but hesitant to invest upfront or worry about buying at the wrong time,” Reeves said.
Engagement Rewards Mean You Can Get in at Little to No Cost
Engagement rewards are an emerging form of crypto access provided by several platforms, allowing you to get in the crypto game at little to no cost — and with a gradual build toward greater holdings.
“Crypto that’s accumulated gradually often feels more like savings than a speculative trade, which can encourage more disciplined behavior,” Reeves said.
Editor’s note: This article is for informational purposes only and does not constitute financial advice. Investing involves risk, including the possible loss of principal. Always consider your individual circumstances and consult with a qualified financial advisor before making investment decisions.
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