The Most Affordable City for Single People in Every State

The general cost of living in America tends to favor couples and families. So, affordability is one of the top financial considerations for single people compared to their counterparts. While cost of living is directly related to the local wages of the cities, other factors such as personal hobbies, preference to city or town life, and healthcare accessibility are also considered when deciding where to live.

Here, GOBankingRates has provided data on the cheapest cities in each state for single people if affordability is your top concern. Check it out.

Also, here are the best cities for middle-class families in every state.

• Cheapest city for single people: Selma 
• Population total: 17,875
• Household total: 7,456
• Household median income: $31,084
• Household average value June 2024: $62,019
• Livability: 56
• Expenditure monthly average cost: $1,554
• Mortgage monthly average cost: $367
• Monthly total cost of living: $1,921

• Cheapest city for single people: Kenai
• Population total: 7,477
• Household total: 2,870
• Household median income: $77,335
• Household average value June 2024: $310,376
• Livability: 55
• Expenditure monthly average cost: $1,807
• Mortgage monthly average cost: $1,838
• Monthly total cost of living: $3,645

• Cheapest city for single people: Douglas
• Population total: 16,301
• Household total: 4,476
• Household median income: $41,594
• Household average value June 2024: $163,587
• Livability: 69
• Expenditure monthly average cost: $1,581
• Mortgage monthly average cost: $969
• Monthly total cost of living: $2,549

• Cheapest city for single people: Forrest City
• Population total: 13,010
• Household total: 3,976
• Household median income: $36,368
• Household average value June 2024: $65,202
• Livability: 58
• Expenditure monthly average cost: $1,432
• Mortgage monthly average cost: $386
• Monthly total cost of living: $1,818

• Cheapest city for single people: Susanville
• Population total: 15,737
• Household total: 3,447
• Household median income: $52,997
• Household average value June 2024: $241,598
• Livability: 65
• Expenditure monthly average cost: $1,757
• Mortgage monthly average cost: $1,431
• Monthly total cost of living: $3,187

• Cheapest city for single people: La Junta
• Population total: 7,244
• Household total: 3,226
• Household median income: $50,799
• Household average value June 2024: $160,281
• Livability: 68
• Expenditure monthly average cost: $1,536
• Mortgage monthly average cost: $949
• Monthly total cost of living: $2,485

• Cheapest city for single people: Hartford
• Population total: 121,057
• Household total: 48,277
• Household median income: $41,841
• Household average value June 2024: $176,089
• Livability: 75
• Expenditure monthly average cost: $1,997
• Mortgage monthly average cost: $1,043
• Monthly total cost of living: $3,040

• Cheapest city for single people: Elsmere
• Population total: 6,194
• Household total: 2,282
• Household median income: $70,773
• Household average value June 2024: $230,094
• Livability: 75
• Expenditure monthly average cost: $1,827
• Mortgage monthly average cost: $1,362
• Monthly total cost of living: $3,190

• Cheapest city for single people: Palatka
• Population total: 10,471
• Household total: 4,317
• Household median income: $30,945
• Household average value June 2024: $206,309
• Livability: 55
• Expenditure monthly average cost: $1,593
• Mortgage monthly average cost: $1,222
• Monthly total cost of living: $2,814

• Cheapest city for single people: Americus
• Population total: 16,020
• Household total: 5,880
• Household median income: $36.498
• Household average value June 2024: $120,959
• Livability: 51
• Expenditure monthly average cost: $1,531
• Mortgage monthly average cost: $716
• Monthly total cost of living: $2,247

• Cheapest city for single people: Mountainview
• Population total: 3,627
• Household total: 1,150
• Household median income: $60,057
• Household average value June 2024: $334,312
• Livability: 53
• Expenditure monthly average cost: $2,304
• Mortgage monthly average cost: $1,980
• Monthly total cost of living: $4,283

• Cheapest city for single people: Aberdeen
• Population total: 2,611
• Household total: 741
• Household median income: $62,944
• Household average value June 2024: $248,303
• Livability: 71
• Expenditure monthly average cost: $1,445
• Mortgage monthly average cost: $1,470
• Monthly total cost of living: 2,915

• Cheapest city for single people: Danville
• Population total: 29,100
• Household total: 11,536
• Household median income: $42,424
• Household average value June 2024: $73,277
• Livability: 55
• Expenditure monthly average cost: $1,527
• Mortgage monthly average cost: $434
• Monthly total cost of living: $1,961

• Cheapest city for single people: Gary
• Population total: 69,136
• Household total: 27,612
• Household median income: $36,874
• Household average value June 2024: $81,093
• Livability: 72
• Expenditure monthly average cost: $1,670
• Mortgage monthly average cost: $480
• Monthly total cost of living: $2,150

• Cheapest city for single people: Keokuk
• Population total: 9,868
• Household total: 4,418
• Household median income: $47,571
• Household average value June 2024: $87,133
• Livability: 74
• Expenditure monthly average cost: $1,496
• Mortgage monthly average cost: $516
• Monthly total cost of living: $2,012

• Cheapest city for single people: Coffeyville
• Population total: 8,842
• Household total: 3,575
• Household median income: $41,220
• Household average value June 2024: $58,013
• Livability: 57
• Expenditure monthly average cost: $1,462
• Mortgage monthly average cost: $344
• Monthly total cost of living: $1,805

• Cheapest city for single people: Ashland
• Population total: 21,542
• Household total: 8,903
• Household median income: $51,250
• Household average value June 2024: $107,759
• Livability: 64
• Expenditure monthly average cost: $1,617
• Mortgage monthly average cost: $638
• Monthly total cost of living: $2,255

• Cheapest city for single people: Lake Providence
• Population total: 3,542
• Household total: 1,388
• Household median income: $25,614
• Household average value June 2024: $58,632
• Livability: 64
• Expenditure monthly average cost: $1,567
• Mortgage monthly average cost: $347
• Monthly total cost of living: $1,914

• Cheapest city for single people: Houlton
• Population total: 4,918
• Household total: 2,034
• Household median income: $50,625
• Household average value June 2024: $143,451
• Livability: 70
• Expenditure monthly average cost: $1,541
• Mortgage monthly average cost: $849
• Monthly total cost of living: $2,391

• Cheapest city for single people: Cumberland
• Population total: 19,041
• Household total: 8,343
• Household median income: $45,915
• Household average value June 2024: $148,065
• Livability: 78
• Expenditure monthly average cost: $1,542
• Mortgage monthly average cost: $877
• Monthly total cost of living: $2,418

• Cheapest city for single people: North Adams
• Population total: 12,937
• Household total: 5,816
• Household median income: $45,525
• Household average value June 2024: $245,107
• Livability: 56
• Expenditure monthly average cost: $1,611
• Mortgage monthly average cost: $1,451
• Monthly total cost of living: $3,063

• Cheapest city for single people: Beecher
• Population total: 9,085
• Household total: 3,695
• Household median income: $35,618
• Household average value June 2024: $42,035
• Livability: 60
• Expenditure monthly average cost: $1,712
• Mortgage monthly average cost: $249
• Monthly total cost of living: $1,960

• Cheapest city for single people: Virginia
• Population total: 8,415
• Household total: 3,960
• Household median income: $49,789
• Household average value June 2024: $129,187
• Livability: 60
• Expenditure monthly average cost: $1,536
• Mortgage monthly average cost: $765
• Monthly total cost of living: $2,301

• Cheapest city for single people: Clarksdale
• Population total: 14,769
• Household total: 5,849
• Household median income: $35,377
• Household average value June 2024: $47,733
• Livability: 61
• Expenditure monthly average cost: $1,494
• Mortgage monthly average cost: $283
• Monthly total cost of living: $1,776

• Cheapest city for single people: Kennet
• Population total: 10,383
• Household total: 3,992
• Household median income: $52,907
• Household average value June 2024: $103,012
• Livability: 60
• Expenditure monthly average cost: $1,544
• Mortgage monthly average cost: $610
• Monthly total cost of living: $2,154

• Cheapest city for single people: Cut Bank
• Population total: 3,061
• Household total: 1,168
• Household median income: $41,759
• Household average value June 2024: $178,905
• Livability: 72
• Expenditure monthly average cost: $1,476
• Mortgage monthly average cost: $1,059
• Monthly total cost of living: $2,535

• Cheapest city for single people: Falls City
• Population total: 4,124
• Household total: 1,893
• Household median income: $40,222
• Household average value June 2024: $88,915
• Livability: 79
• Expenditure monthly average cost: $1,599
• Mortgage monthly average cost: $526
• Monthly total cost of living: $2,125

• Cheapest city for single people: Hawthorne
• Population total: 2,739
• Household total: 1,120
• Household median income: $55,847
• Household average value June 2024: $130,165
• Livability: 72
• Expenditure monthly average cost: $1,593
• Mortgage monthly average cost: $771
• Monthly total cost of living: $2,364

• Cheapest city for single people: Berlin
• Population total: 9,485
• Household total: 3,638
• Household median income: $41,638
• Household average value June 2024: $188,930
• Livability: 65
• Expenditure monthly average cost: $1,511
• Mortgage monthly average cost: $1,119
• Monthly total cost of living: $2,630

• Cheapest city for single people: Bridegetown
• Population total: 26,895
• Household total: 6,918
• Household median income: $44,440
• Household average value June 2024: $236,011
• Livability: 74
• Expenditure monthly average cost: $1,724
• Mortgage monthly average cost: $1,398
• Monthly total cost of living: $3,121

• Cheapest city for single people: Tucumcari
• Population total: 5,206
• Household total: 2,251
• Household median income: $34,424
• Household average value June 2024: $80,595
• Livability: 63
• Expenditure monthly average cost: $1,414
• Mortgage monthly average cost: $477
• Monthly total cost of living: $1,891

• Cheapest city for single people: Jamestown
• Population total: 28,679
• Household total: 12,510
• Household median income: $39,507
• Household average value June 2024: $119,822
• Livability: 68
• Expenditure monthly average cost: $1,507
• Mortgage monthly average cost: $710
• Monthly total cost of living: $2,217

• Cheapest city for single people: Roanoke Rapids
• Population total: 15,143
• Household total: 6,318
• Household median income: 45,732
• Household average value June 2024: $115,881
• Livability: 56
• Expenditure monthly average cost: $1,585
• Mortgage monthly average cost: $686
• Monthly total cost of living: $2,271

• Cheapest city for single people: Jamestown
• Population total: 15,850
• Household total: 6,771
• Household median income: $53,389
• Household average value June 2024: $197,202
• Livability: 71
• Expenditure monthly average cost: $1,493
• Mortgage monthly average cost: $1,168
• Monthly total cost of living: $2,661

• Cheapest city for single people: Youngstown
• Population total: 60,048
• Household total: 25,449
• Household median income: $34,295
• Household average value June 2024: $61,036
• Livability:  81
• Expenditure monthly average cost: $1,519
• Mortgage monthly average cost: $361
• Monthly total cost of living: $1,880

• Cheapest city for single people: Altus
• Population total: 18,711
• Household total: 7,403
• Household median income: $56,620
• Household average value June 2024: $97,371
• Livability: 65
• Expenditure monthly average cost: $1,509
• Mortgage monthly average cost: $577
• Monthly total cost of living: $2,086

• Cheapest city for single people: Baker City
• Population total: 10,110
• Household total: 4,244
• Household median income: $54,063
• Household average value June 2024: $251,821
• Livability: 76
• Expenditure monthly average cost: $1,535
• Mortgage monthly average cost: $1,491
• Monthly total cost of living: $3,026

• Cheapest city for single people: Mahanoy City
• Population total: 3,548
• Household total: 1,358
• Household median income: $37,440
• Household average value June 2024: $41,664
• Livability: 68
• Expenditure monthly average cost: $1,649
• Mortgage monthly average cost: $247
• Monthly total cost of living: $1,896

• Cheapest city for single people: Central Falls
• Population total: 22,359
• Household total: 7358
• Household median income: 43,097
• Household average value June 2024: $343,389
• Livability: 64
• Expenditure monthly average cost: $1,910
• Mortgage monthly average cost: $2,033
• Monthly total cost of living: $3,942

• Cheapest city for single people: Bennettsville
• Population total: 6,975
• Household total: 2,749
• Household median income: $37,891
• Household average value June 2024: $87,296
• Livability: 53
• Expenditure monthly average cost: $1,480
• Mortgage monthly average cost: $517
• Monthly total cost of living: $1,997

• Cheapest city for single people: Huron
• Population total: 14,179
• Household total: 5,489
• Household median income: $57,702
• Household average value June 2024: $179,991
• Livability: 70
• Expenditure monthly average cost: $1,506
• Mortgage monthly average cost: $1,066
• Monthly total cost of living: $2,571

• Cheapest city for single people: Tiptonville
• Population total: 3,832
• Household total: 936
• Household median income: $26,898
• Household average value June 2024: $95,167
• Livability: 59
• Expenditure monthly average cost: $1,480
• Mortgage monthly average cost: $564
• Monthly total cost of living: $2,044

• Cheapest city for single people: Vernon
• Population total: 10,018
• Household total: 3,748
• Household median income: $47,528
• Household average value June 2024: $93,105
• Livability: 61
• Expenditure monthly average cost: $1,464
• Mortgage monthly average cost: $551
• Monthly total cost of living: $2,015

• Cheapest city for single people: Vernal
• Population total: 10,041
• Household total: 3,327
• Household median income: $58,869
• Household average value June 2024: $269,898
• Livability: 76
• Expenditure monthly average cost: $1,546
• Mortgage monthly average cost: $1,598
• Monthly total cost of living: $3,145

• Cheapest city for single people: Newport
• Population total: 4,431
• Household total: 1,988
• Household median income: $53,026
• Household average value June 2024: $254,348
• Livability: 55
• Expenditure monthly average cost: $1,704
• Mortgage monthly average cost: $1,506
• Monthly total cost of living: $3,210

• Cheapest city for single people: South Boston
• Population total: 7,942
• Household total: 2,936
• Household median income: $49,654
• Household average value June 2024: $139,585
• Livability: 75
• Expenditure monthly average cost: $1,463
• Mortgage monthly average cost: $827
• Monthly total cost of living: $2,290

• Cheapest city for single people: Othello
• Population total: 8,582
• Household total: 2,554
• Household median income: $63,824
• Household average value June 2024: $334,815
• Livability: 68
• Expenditure monthly average cost: $1,469
• Mortgage monthly average cost: $1,983
• Monthly total cost of living: $3,452

• Cheapest city for single people: Clarksburg
• Population total: 15,977
• Household total: 6,650
• Household median income: $46,595
• Household average value June 2024: $114,424
• Livability: 82
• Expenditure monthly average cost: $1,618
• Mortgage monthly average cost: $678
• Monthly total cost of living: $2,296

• Cheapest city for single people: Marinette
• Population total: 11,065
• Household total: 5,087
• Household median income: $54,969
• Household average value June 2024: $181,423
• Livability: 75
• Expenditure monthly average cost: $1,417
• Mortgage monthly average cost: $1,074
• Monthly total cost of living: $2,492

• Cheapest city for single people: Rawlins
• Population total: 8,287
• Household total: 3,165
• Household median income: $70,054
• Household average value June 2024: $202,214
• Livability: 70
• Expenditure monthly average cost: $1,658
• Mortgage monthly average cost: $1,197
• Monthly total cost of living: $2,855

Methodology: For this study, GOBankingRates found the most affordable city for a single person in each state. First GOBankingRates found the cost of living for cities across the country as sourced from Sperling’s BestPlaces. For each city the average expenditure cost for a single person was calculated by using the cost of living indexes and the national average expenditure costs for single person as sourced from the Bureau of Labor Statistics Consumer Expenditure Survey for Single People. The average single family home value from June 2024 was sourced from Zillow Home Value Index and, assuming a 10% down payment and using the national average 30-year fixed mortgage rate, the average mortgage cost was calculated for each city. Using the mortgage and expenditure costs, the monthly average cost of living was calculated. The cheapest city with all data points was recorded for this study. The total population, total households and household median income were all sourced from the US Census American Community Survey. The livability index was sourced from AreaVibes and included as supplemental information. The cities were sorted to show the most affordable cities for single people. All data was collected on and is up to date as of July 16, 2024.