This Income Calculator Shows If You’re Actually in the Middle Class

attractive young woman using a income calculator on laptop at home.
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The Pew Research Center has released a calculator that shows you if you fall in the lower, middle or upper class by comparing your information — such as state, metro area, pre-tax household income, size of household, education level, age, race and marital status — to government data as recent as 2016. You can compare yourself to your demographic or input a different state to dream of a life where money stretches further.

The Pew Research Center reports that the American middle class stabilized in size and was better off in 2016 than it was in 2010 — welcome news after decades worth of reports of the disappearance of the middle class. Despite that major gain, the median income for the middle class as of 2016 has remained stagnant since 2000. What’s less encouraging is that the income gap between the middle and upper class is widening.

Financially, Americans fall in three economic buckets: 52 percent of adults lived in middle-income households, 29 percent in lower-income households and 19 percent in upper-income households.

How Your Income Compares to the Middle Class in Every State

See where you stack up against other Americans in your metro area and state. The state-by-state table below is based on using Pew’s income calculator with the following metrics:

  • The largest metro area, which is often, but not always, the capital of every state
  • The national median household income as of 2016 according to the Census: $57,617
  • The average number of people in a household as of 2010 according to the Census: 3
Make Your Money Work for You

Thinking of Moving? How Much You Need to Live Comfortably in 50 Major US Cities

Drilling into the data, wealth and cost-of-living disparities emerge. Connecticut’s largest metro area has the smallest percentage of middle income residents: 46 percent of Connecticut residents are in the tier associated with the national median income. On the other hand, 60 percent of people living in Honolulu is in the middle-class tier associated with the national median income.

Middle Class by State

State Largest City Percent of Adults in the Area Also in the Middle Income Tier
Alabama Birmingham 51
Alaska Anchorage 57
Arizona Phoenix 53
Arkansas Little Rock 54
California Los Angeles 47
Colorado Denver 55
Connecticut Bridgeport 46
Delaware Wilmington 51
Florida Jacksonville 55
Georgia Atlanta 53
Hawaii Honolulu 60
Idaho Boise 56
Illinois Chicago 51
Indiana Indianapolis 54
Iowa Des Moines 58
Kansas Wichita 58
Kentucky Louisville 55
Louisiana New Orleans 49
Maine Portland 54
Maryland Baltimore 52
Massachusetts Boston 50
Michigan Detroit 52
Minnesota Minneapolis 55
Mississippi Jackson 51
Missouri Kansas City 56
Montana Billings 56
Nebraska Omaha 56
Nevada Las Vegas 55
New Hampshire Manchester 59
New Jersey Newark 48
New Mexico Albuquerque 52
New York New York City 48
North Carolina Charlotte 54
North Dakota Fargo 55
Ohio Columbus 53
Oklahoma Oklahoma City 52
Oregon Portland 55
Pennsylvania Philadelphia 51
Rhode Island Providence 53
South Carolina Columbia 55
South Dakota Sioux Falls 58
Tennessee Memphis 52
Texas Houston 48
Utah Salt Lake City 59
Vermont Burlington 55
Virginia Virginia Beach 57
Washington Seattle 53
West Virginia Charleston 51
Wisconsin Milwaukee 54
Wyoming Cheyenne 57

Click to read about 31 cities where you can afford to live off less than $50,000.

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