Rachel Cruze: This Savings Hack Could Slash Your Grocery Bill

A woman with a full grocery cart looks at her receipt and her smartphone.
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Managing household expenses, especially groceries, can be a daunting task. Rachel Cruze recently shared a helpful method that can significantly cut down grocery bills. This simple hack involves eliminating nonessential grocery items and could save you thousands of dollars annually. Here’s what Cruze said about this approach and how it can benefit your budget.

Understanding the Basics of the Savings Hack

The essence of Cruze’s method is straightforward: focus on buying only what is necessary for preparing actual meals. Avoid unnecessary snacks and luxury items. This approach not only trims your grocery bill but also promotes healthier eating habits, as it reduces impulsive snacking.

Evaluating Essentials vs. Non-Essentials

To illustrate this method, Cruze revisited her own grocery list, categorizing items as essential or non-essential. Essentials included ingredients for specific meals, like shredded cheese for a chili recipe or Greek yogurt for breakfast.

Non-essentials were items that didn’t contribute to a meal, like extra chips or soda. By cutting out these non-essentials, she calculated a potential savings of about $1,449.60 annually, a substantial amount for any household.

“Maybe this reset challenge could be a great way to save some money on non-essential food items that you really don’t need,” said Cruze during an episode of The Rachel Cruze Show.

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The Impact on Health and Budget

Besides the financial benefits, this method encourages healthier eating. By focusing on meal ingredients, you’re less likely to buy processed snacks, leading to a more balanced diet. This holistic approach to shopping can improve both your physical health and financial wellness.

A Challenge for Your Budget

Cruze challenges households to rethink their grocery shopping habits. By using leftovers creatively, like turning leftover celery into a snack with peanut butter or using bread slices for croutons, you not only save money but also minimize food waste. This method requires a bit of creativity and planning but can be highly rewarding.

“We always talk about grocery shopping being one of those places [to cut back],” said Cruze during her show. “What if you challenge yourself to use the leftover ingredients from your main meal as snack options for an entire month? For example, let’s say you don’t use the entire stock of celery that you put in your chicken soup recipe. Maybe you chop that up into pieces and put it with peanut butter. That could be a great after-school snack.”

Implementing the Hack in Your Routine

To start, analyze your recent grocery lists and identify non-essential items. Plan your meals for the week and make a grocery list based on these meals. Be strict with your list while shopping, avoiding impulse buys. Remember, every non-essential item left on the store shelf is money saved.

If you’re looking for tools to aid in budgeting, consider apps like Every Dollar, which Cruze personally recommends. These tools can help track spending and keep your grocery budget in check.

The Takeaway

Cruze’s grocery savings hack is a simple yet effective method to reduce your grocery bill significantly. By focusing on essential items and being creative with leftovers, you can not only save money but also lead a healthier lifestyle. It’s a challenge worth accepting for anyone looking to improve their financial health.

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Editor's note: This article was produced via automated technology and then fine-tuned and verified for accuracy by a member of GOBankingRates' editorial team.

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