Advertiser Disclosure
GOBankingRates works with many financial advertisers to showcase their products and services to our audiences. These brands compensate us to advertise their products in ads across our site. This compensation may impact how and where products appear on this site. We are not a comparison-tool and these offers do not represent all available deposit, investment, loan or credit products.
5 Health Clubs and Gyms That Offer Senior Discounts



Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 YearsHelping You Live Richer
Reviewed by Experts
Trusted by Millions of Readers
One of the biggest perks of getting older is that the price of just about everything drops. Seniors are eligible for discounts on stuff and services of all kinds — and their health and fitness is no exception.
A few big health club chains offer discounted memberships directly to seniors, but it’s actually quite rare. Many others, however, let seniors join at reduced rates or even for free through government programs, private health programs and insurance plans.
Whether their local health club offers discounts directly or indirectly, savvy seniors can save money on memberships that let them stay in shape, stay connected to their peers, learn about their bodies and have fun while they’re doing it. Here are a few gyms that let seniors get and stay fit without giving their wallets a workout.
SilverSneakers
When searching for large national or regional health club chains that offer senior discounts, you’ll notice that they’re few and far between. That’s partly because so many gyms that might have otherwise offered reduced rates to older Americans instead participate in the SilverSneakers program.
Available for free through many of the top Medicare Advantage plans, SilverSneakers allows eligible members to stay fit at more than 15,000 locations across the country. More than 70 classes are available, as are online workouts, personal training and healthy living discounts.
YMCA
All YMCA branches welcome seniors and most have senior-specific programs, classes and other offerings. Senior discounts are common, but not standard — it varies by location.
At the YMCA of Northwest Florida, for example, seniors pay $38.50 per month compared to $45 per month for adults ages 25-64.
The Y in neighboring Central Florida, however, charges seniors and younger adults the same price, but breaks the membership up into different tiers of differing costs, with the base membership costing $29 per month.
In-Shape
In-Shape has more than 45 locations across California, and they host monthly socials, pickleball tournaments and aqua classes just for seniors. They offer discounted and even no-cost membership to seniors through several different health care providers. You can use In-Shape’s site to check your eligibility for:
- SilverSneakers: Medicare
- ASH Silver & Fit: This private fitness program is independent of Medicare but it accepts many Medicare plans, Medicare eligibles and other seniors.
- Renew Active by UHC: UnitedHealthcare
- Peerfit Move: Medicare Advantage
Crossfit
For regular people trying to stay in shape, the word “crossfit” probably conjures images of chiseled, finely tuned athletes wincing in agony over box jumps, deadlifts and burpees — and there’s certainly plenty of that. But as Men’s Health pointed out in 2020, the brand has made real efforts to soften its hardcore image in a bid to attract seniors.
Individual Crossfit locations charge different rates. Many offer senior discounts, but some do not. Sumner Crossfit in Washington State, for example, charges seniors the same rate as college students — $115 for unlimited access. A standard unlimited membership is $155.
American Family Fitness
American Family Fitness has locations across Virginia. It participates in the Medicare SilverSneakers program, which is included with many Medicare Advantage programs at no extra cost. The health club chain has introduced SilverSneakers Fitness, a health and wellness program that includes senior-specific classes taught by specially certified instructors. SilverSneakers Classic focuses on strength and range of motion. SilverSneakers Splash takes place in shallow water.
More From GOBankingRates
Ashleigh Ray contributed to the reporting for this article.
Share This Article:
You May Also Like


This ChatGPT Thrift Store Shopping Hack Can Save Retirees $100 or More a Month
September 22, 2025
4 min Read

Here's How Much of Your Paycheck You Should Save Each Month, According to an Expert
September 23, 2025
4 min Read


We've Been Visiting Disney for Over 50 Years: 16 Insider Tips To Save Big
September 19, 2025
4 min Read








Best Ways To Save Your Money
Make your money work for you
Get the latest news on investing, money, and more with our free newsletter.
By subscribing, you agree to our Terms of Use and Privacy Policy. Unsubscribe at any time.

Thanks!
You're now subscribed to our newsletter.
Check your inbox for more details.



Sending you timely financial stories that you can bank on.
Sign up for our daily newsletter for the latest financial news and trending topics.
For our full Privacy Policy, click here.
Looks like you're using an adblocker
Please disable your adblocker to enjoy the optimal web experience and access the quality content you appreciate from GOBankingRates.
- AdBlock / uBlock / Brave
- Click the ad blocker extension icon to the right of the address bar
- Disable on this site
- Refresh the page
- Firefox / Edge / DuckDuckGo
- Click on the icon to the left of the address bar
- Disable Tracking Protection
- Refresh the page
- Ghostery
- Click the blue ghost icon to the right of the address bar
- Disable Ad-Blocking, Anti-Tracking, and Never-Consent
- Refresh the page