5 Small Holiday Splurges That Won’t Break Your Retirement Budget
Written by
Seychelle Thomas
Edited by
Rebekah Evans
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You’ve earned the right to enjoy the holidays without torching your retirement savings in the process. “Treat yourself” in December should never mean “stress yourself” in January. These five holiday splurges deliver high-impact comfort, convenience and a touch of quiet luxury while keeping your long-term money goals firmly intact.
Classic Christmas Gift Basket
- Price: $89.99
Let them know you’re thinking about them without breaking your budget by sending a Christmas gift basket from Harry and David. They’ll enjoy seasonal delights like chocolate truffles, yogurt-covered peppermint tree pretzels, raspberry shortbread cookies, gouda cheese and Royal Riviera pears. There’s also an option to include a bottle of wine for an additional fee. You’ll get to take the guesswork out of holiday shopping and stay under a $100 budget.
Paralux Global Carry-On Spinner
- Price: $319.99
Samsonite is a trusted luggage brand that delivers on style and functionality. The Paralux carry-on spinner is no exception. It’s lightweight, has an easy-access front pocket, comes with removable packing cubes and fits the carry-on size guidelines for most airlines. Although it’s a splurge, it pays for itself each time your luggage arrives intact after traveling and your back doesn’t ache from lugging it around the airport.
Diptyque Winter Scents Candles
- Price: $78
There’s nothing like the scent of myrrh, pine or spices during the holidays. It lends a sense of coziness and warmth to your home that adds to seasonal decor. The Diptyque winter scents collection has 11 luxurious scents to choose from, with popular options including wood fire, pomander, pine tree and amber. The classic 6.5-ounce size costs $78 and has an estimated burn time of 50 hours.
Dollhouse Engravable Gold Heart Locket
- Price: $238
A personalized gift is always heartwarming for the ones you love. Give them jewelry they’ll never want to take off with this custom engravable gold heart locket from Catbird. Engrave the 14-karate yellow gold heart with an initial or name for an additional $8. It makes for a breathtaking heirloom and it’s currently on sale for $47 off the original price.
J.Crew Toscana Coat
- Price: $138.50 (originally $348)
Treat yourself to a winter coat that doesn’t compromise on style or quality. This J. Crew Toscana coat is made from 80% Italian wool and keeps you warm without feeling bulky. The high neckline helps defend from blustery winter winds and the gold detailing adds flair to its simple silhouette. It’s also on sale at 60% off the original price, which brings this nearly $350 coat to less than $140.
Editor’s note: Pricing and availability may vary.
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