5 Quiet Luxury Items That Even the Middle Class Can Afford
Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 Years
Helping You Live Richer
Reviewed
by Experts
Trusted by
Millions of Readers
Quiet luxury doesn’t mean you have to blow a paycheck on a logo-plastered bag. In fact, the whole point of quiet luxury is that it whispers elegance through quality fabrics, clean design and timeless details without screaming for attention. And yes, you can absolutely get that vibe on a middle-class budget.
We pulled together top finds that look and feel far more expensive than they actually are, from cozy cashmere layers to versatile outerwear.
Cashmere Fringe Scarf
- Price: $39.97
Nordstrom Rack is a reliable store when you want luxury wardrobe picks without the luxury price. And this cashmere fringe scarf is an instant luxury vibe. The neutral plaid designs and fringe are timeless and elevate even the cheapest coat. Since it’s cashmere, it’ll last for years with the proper care, making this a worthwhile investment. It’s the perfect choice if you want standout accessories rather than a closet full of trends.Â
Braided Triple Metal Keeper Belt
- Price: $39.99 (originally $88)
A leather belt with subtle hardware is an easy upgrade to your favorite jeans, dresses and blazers. Madewell’s braided metal keeper belt reads sophisticated and intentionally styled. As an added plus, it’s on sale right now for 55% off. Unlike other gaudy designer belts, this one doesn’t put a logo front and center, which is essential to the quiet luxury theme.
Single-Breasted Long Coat
- Price: $99.90
If you’re building your capsule wardrobe, there’s nothing like a versatile trench coat to make your outerwear well-rounded. This single-breasted long coat from Uniqlo is well-suited for Fall and Winter, featuring a water-repellent fabric and an adjustable hood that can be tucked away into the coat lining. Leave it open on a breezy Fall day for a classic look or pull out the hood and fasten the buckle when colder weather sets in. At $99.90, this trench coat is a steal compared to a similar one at Aritzia, which costs $248 and still beats it in terms of functionality.Â
Mongolian Cashmere Midi Skirt
- Price: $99.90
Plush, cozy cashmere doesn’t just look expensive, it feels expensive. It’s one of those fabrics that you don’t want to buy fake at the risk of extensive pilling or a scratchy feel. But this Mongolian cashmere midi skirt from Quince gives you the luxury style without the luxury price. It’s amazingly soft, pilling-resistant and made from 100% grade A Mongolian cashmere, so you know it’s real.
ZW Collection Asymmetric Dress
- Price: $79.90
A little black dress is always the right call when you don’t know what to wear. And this asymmetric dress from Zara adds visual interest to the standard LBD in the form of an intriguing silhouette. This dress punches above its weight at just $80 compared to similar versions that cost nearly $200.Â
Editor’s note: Pricing and availability may vary depending on location.
Written by
Edited by 


















