Here’s How to Grow Your Savings Up to 10x Faster Than Average

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You’re financially savvy. You track your spending, you’ve set up a savings account and emergency fund and you’re certainly no stranger to sales.
Still, you might wonder if you’re doing everything you can with your money. Unfortunately, if you’re using a traditional savings account, you’re probably not maximizing your full potential. Â
The average savings account only earns 0.41% APY (as of March 17, 2025, according to the FDIC). Luckily, there’s Raisin, a digital marketplace that finds top offers from FDIC-insured banks and credit unions with rates up to APY — that’s more than 10 times the national average.
How Raisin Can Help You Grow Your Savings Faster
Researching and comparing tons of accounts to find the best rates can be time consuming and overwhelming. That’s where Raisin can help. With just one login through your Raisin account, you can compare a variety of different high-APY offers, including high-yield savings accounts, CDs and money market accounts. Many of them have rates significantly higher than the national average.Â
For instance, in January 2025, Raisin users received an exclusive offer for a savings account with a APY through Western Alliance Bank — that’s more than 10 times the national average.
Not only can you use Raisin to compare, fund and manage your accounts, but there are also no fees and only a minimum deposit of $1. It’s a great option for anyone, no matter where you are on your savings journey.Â
Raisin has served its customers around the world for over a decade, and over a million users use its secure banking products to grow their savings much faster than the average account.
Shop for the Best RatesÂ
Many people end up setting up all their accounts at one banking institution out of convenience. In reality, you’ll likely need to open accounts across a variety of institutions to find the best rates.
That’s why the Raisin marketplace makes the process of viewing different products across banks simple and streamlined. All the information you need is right at your fingertips.Â
Using Raisin, you can directly compare rates from different banks in one simple dashboard. To get even more personalized information, you can use the Raisin savings account calculator to break down what you’d actually be saving and earning over time.Â
Through its relationships with some of the most respected financial institutions in the world, Raisin is also able to share special offers to users, like a high yield savings account with a APY through Western Alliance Bank.
To date, Raisin customers have earned over $2 billion in interest.
Keep Your Banking Information SecureÂ
Raisin uses a host of cybersecurity measures to keep your funds and your sensitive information locked down. The money you deposit into any of the savings accounts available on Raisin are held by a federally regulated financial institution, which should give you even greater peace of mind.Â
All you need to worry about is saving wisely and growing your savings. Raisin makes all of that easy and efficient.Â
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