Here’s Your San Diego County Credit Union Routing Number

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Founded in 1938, San Diego County Credit Union is the largest locally owned financial institution in San Diego. SDCCU serves customers who live or work in counties throughout Southern California, including San Diego, Los Angeles, Orange, San Bernardino, Riverside, Santa Barbara and more.

Most members will likely need to know their SDCCU routing number when setting up fund transfers like direct deposits or bill payments. This guide will cover what you need to know about the SDCCU routing number and how to use it.

SDCCU Routing Number

San Diego County Credit Union’s routing number is 322281617.

This routing number is used for incoming domestic wire transfers. If you need to receive a foreign wire transfer, you’ll first need to use an account at a U.S.-based intermediary bank to receive the funds. From there, you can wire the funds to your SDCCU account using the same routing number as you would for incoming domestic wires.

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Sending a foreign wire transfer will require the SWIFT code of the beneficiary bank.

Where Can I Find My SDCCU Routing Number?

One way for an SDCCU account holder to locate their routing number is to look at the lower left corner of a paper check. The routing number is the first nine digits listed along the bottom.

Where Can I Find My SDCCU Account Number?

The account number is the string of 12 digits located to the right of the routing number at the bottom of a check. Both the routing number and account number are needed for certain types of payments and transfers.

San Diego County Credit Union account holders can also log in to the SDCCU online banking portal to find their account number.

What Are Routing Numbers Used For?

Routing numbers serve a variety of purposes for banks and other financial institutions. For example, they’re used as a form of identification and help direct money transfers to the correct account.

Banks and credit unions alike use routing numbers to perform various financial activities, including: 

  • Transferring money by check
  • Making a wire transfer or ACH payment
  • Depositing funds, such as paychecks or pension payments, into individual accounts
  • Setting up direct deposits or automatic bill payments from individual accounts
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Final Take

As almost any type of financial transaction can take place online, knowing the routing number associated with an account is crucial to navigating the world of electronic payments. SDCCU account holders can find their routing number on the paper checks for their account to help them set up direct deposits, pay bills and more.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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About the Author

Preston Hartwick has extensive experience writing for some of the leading companies in tech and finance, but his interests and portfolio also cover topics like gardening, design, health, and more. Preston’s writing is rooted in a research-driven approach, and he seeks to bring something new to every article.
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