Do all BECU accounts have the same routing number?

Yes. The routing number for all BECU accounts is 325081403.

How do I find my BECU routing number without a check?

If you don’t have a check, you can find your routing number by logging in to your account online or through the BECU mobile app. You can also call customer service at 800-233-2328.

Can I use the same routing number for wire transfers?

Yes, you will use the same routing number for wire transfers, bill payments , ACH transfers and more, as long as those transactions are within the U.S. If you’re wiring money internationally, you’ll also need the BECU SWIFT code: FW325081403.

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BECU Routing Number: How To Find Yours Quickly

February 18, 2025

4 min Read

Written by Miriam Caldwell

Edited by Amber Barkley

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Having the correct BECU routing number is essential for seamless financial transactions.

Whether you’re setting up direct deposit, paying bills, or initiating wire transfers, the routing number ensures your money gets to the right place without delays or errors.

BECU Routing Number

Unlike some banks and credit unions that have multiple routing numbers by region, BECU uses the same routing number nationwide:

BECU Routing Number
325081403

How To Find Your BECU Routing Number

There are a few ways to find a BECU routing number.

BECU only has one routing number, so you can simply refer to the number above or follow the steps below.

On a Paper Check

If you have BECU checks, the routing number is the first nine digits in the lower-left corner.

how to find your routing number on a check

Through Online or Mobile Banking

Log in to your BECU account on the website or mobile app. In your account details, you’ll find the routing number listed alongside your account number.

By Contacting Customer Service

Call BECU at 800-233-2328 during business hours (7 a.m. to 7 p.m. PST, Monday through Friday, and 9 a.m. to 1 p.m. PST on Saturdays). You can also visit their website anytime.

Be prepared to provide identifying information, like your name, account number and date of birth.

BECU Routing Number for Wire Transfers

A routing number is sufficient for domestic wire transfers, but international wires also require a SWIFT code. Here are the details you’ll need:

Transfer Type	Routing Number	SWIFT Code
Domestic Wire Transfer	325081403	N/A
International Wire Transfer	325081403	FW325081403

Routing Number: Identifies BECU within the U.S. banking system.
SWIFT Code: Identifies BECU to banks in other countries for international transfers.

BECU Routing Number vs. Account Number

Routing Number: Acts like an address for your financial institution.
Account Number: Specifically identifies your personal account at BECU.

Both numbers are typically required for direct deposits, wire transfers, and other electronic transactions. The account number follows the routing number on your checks and appears in your online or mobile banking dashboard.

When To Use Your BECU Routing Number

You’ll need your routing number any time you set up a transaction involving your bank account. Common examples include:

Direct Deposits: Have your paycheck sent straight to your account.
ACH Transfers: Move money between your bank accounts or into someone else’s.
Bill Payments: Arrange one-time or recurring payments for utilities, loans, and more.

Final Take to GO

Knowing your BECU routing number makes managing your finances easier and helps you avoid transaction delays. Whether you’re depositing paychecks or sending international wires, the routing number ensures your funds land where they need to go.

If you have any questions, contact BECU at 800-233-2328 or visit the BECU website for more information.

FAQ

Here are the answers to some common questions about routing numbers with BECU.

Do all BECU accounts have the same routing number?
- Yes. The routing number for all BECU accounts is 325081403.
How do I find my BECU routing number without a check?
- If you don’t have a check, you can find your routing number by logging in to your account online or through the BECU mobile app.
- You can also call customer service at 800-233-2328.
Can I use the same routing number for wire transfers?
- Yes, you will use the same routing number for wire transfers, bill payments, ACH transfers and more, as long as those transactions are within the U.S.
- If you’re wiring money internationally, you’ll also need the BECU SWIFT code: FW325081403.

More About BECU

The information is accurate as of Feb. 18, 2025.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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