GECU Routing Number: The Key to Smooth Transactions
Written by
Gabrielle Olya
Edited by
Nupur Gambhir
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Knowing your GECU routing number is useful when you want to sign up for a direct deposit or receive a wire transfer to your checking account. If you are a GECU customer or want to transfer money to a GECU account, you will need to have the routing number handy. Here’s what you need to know about the credit union‘s routing number and how to find it.
GECU’s Routing Number by State
GECU has one routing number for domestic transactions:
| GECU Routing Number |
|---|
| 312081089 |
How To Find Your GECU Routing Number
On a Check
If you have a GECU checking account, your routing number is printed at the bottom left of your check.
Here’s how to read your check:
- First set of numbers (leftmost) = Routing number
- The middle set of numbers = Your account number
- Last set of numbers = Check number
Through Online Banking
You can easily find your routing number through GECU’s website or mobile app:
- Log in to your GECU online banking account.
- Navigate to Account Details.
- Look for Routing and Account Numbers.
By Contacting Customer Service
If you need assistance finding your routing number, you can call GECU customer service:
- Customer service number: 1-800-772-4328
- Available: During business hours
Be sure to have your account details ready when calling.
GECU Routing Numbers for Wire Transfers
Wire transfers require specific routing numbers, and international transfers also need a SWIFT code to process the transaction.
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic Wire Transfer | 312081089 | N/A |
| International Wire Transfer | 312081089 | Contact GECU |
Note: GECU utilizes intermediary banks for international wire transfers. The specific SWIFT code and additional details may vary depending on the intermediary bank used. Therefore, it’s essential to contact GECU directly to obtain accurate and current information for your international wire transfer needs.
GECU Routing Number vs. Account Number: What’s the Difference?
Both your routing number and account number are essential for banking transactions, but they serve different purposes:
- Routing Number: Identifies the credit union and its location.
- Account Number: Uniquely identifies your personal bank account.
Both can be found on your checks, online banking account, or bank statements.
How To Use Your GECU Routing Number
Your GECU routing number is necessary for a variety of financial activities, including:
Setting Up Direct Deposit
Many employers require a routing number to set up direct deposit for your paycheck. You’ll need to provide your:
- GECU routing number
- Account number
- Employer’s direct deposit form
Making ACH Transfers
ACH (Automated Clearing House) transfers are commonly used for online payments and recurring transactions. Whether you’re transferring money between banks or paying bills, using the correct routing number ensures the payment goes through smoothly.
Paying Bills Online
When setting up online bill payments for utilities, credit cards, or other services, you’ll need to enter your GECU routing and account number to authorize payments directly from your checking account.
Final Thoughts
Knowing your GECU routing number is essential for managing your finances efficiently. Whether you’re receiving direct deposits, wiring money, or paying bills, using the correct number ensures smooth transactions. If you’re ever unsure, check your online banking account or call GECU customer service for assistance.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
