UFCU Routing Number: How To Find Yours Quickly
Written by
Gabrielle Olya
Edited by
Elizabeth Constantineau
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University Federal Credit Union provides members with a number of products and member services including UFCU online banking, UFCU mobile banking, credit cards, loans and insurance.
Routing numbers are used to identify banks when they need to connect or “talk” with other banks. If you’re completing a task such as sending a wire transfer, signing up for automatic bill pay or arranging direct deposit, you’ll need your bank’s routing number. Keep reading to learn more about the UFCU routing number.
UFCU Routing Number
There is just one routing number for University Federal Credit Union:
| UFCU Routing Number |
|---|
| 314977405 |
How To Find Your UFCU Routing Number
It’s easy to find your bank’s routing number. You can follow these three methods.
On a Check
If you need to find your UFCU routing number, you can find it at the bottom of a personal check.
Through Online Banking
You can quickly find your UFCU routing number by logging into your online banking account or mobile app. Follow these steps:
- Go to the UFCU website or open your UFCU mobile app.
- Log in with your username and password.
- Navigate to the Account Details or Settings section.
- Your routing number should be displayed along with your account number.
By Contacting Customer Service
If you don’t have access to online banking or a check, you can call UFCU customer service at 800-252-8311. You can speak to a representative during these hours for help with your routing number:
- Monday – Friday: 8 a.m. to 5 p.m. CST
- Saturday: 10 a.m. to 2 p.m. CST
UFCU Routing Numbers for Wire Transfers
If you want to wire money, you will need to provide your routing number. Some institutions have a different number for receiving wire transfers, but UFCU uses the same routing number: 314977405.
This number can be used to receive domestic wire transfers. However, UFCU no longer offers outgoing international transfers.
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic wire transfer | 314977405 | 314977405 |
| International wire transfer | N/A | N/A |
UFCU Routing Number vs. Account Number: What’s the Difference?
Your UFCU routing number is a nine-digit code that identifies the credit union when processing payments. This number is the same for all UFCU members.
Your account number, on the other hand, is unique to just you. Each checking or savings account will have a different account number. Both numbers work together to ensure your funds are directed to the correct place.
How To Use Your UFCU Routing Number
You’ll need your routing number for various banking transactions, including:
- Setting up direct deposit.
- Making ACH transfers.
- Linking your account to payment apps like Venmo or PayPal.
- Transferring funds between UFCU checking and savings accounts.
FAQ
Here are the answers to some of the most frequently asked questions UFCU routing numbers.- Do all UFCU accounts have the same routing number?
- Yes, UFCU uses just one routing number for accounts -- 314977405.
- How do I find my UFCU routing number without a check?
- You can find your routing number online, through your online banking portal or mobile app. You can also check on your monthly bank statement.
- Can I use the same routing number for wire transfers?
- Yes, you can use the same UFCU routing number for wire transfers.
Arielle Moscati contributed to the reporting for this article.
Information is accurate as of Feb. 26, 2025.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
