Best Loyalty Rewards Programs for Your Wallet

If you tend to shop at the same grocery, department or drugstore, you should look into its loyalty rewards program or see if the store has a credit card that offers rewards for frequent purchases. Depending on the program, you could be entitled to savings in the form of discounts, coupons and more.

Click through to learn about 20 loyalty rewards programs that can save you money on your next shopping trip.

1. CVS ExtraCare Rewards

The CVS ExtraCare rewards program provides members with ExtraSavings and ExtraBucks Rewards, allowing them to save money with coupons that are generated based on their shopping history and earn money back in rewards.

Members get 2 percent back in ExtraBucks Rewards on everyday purchases. And if you join the CVS ExtraCare Pharmacy & Health Rewards program, you can get $5 in ExtraBucks Rewards after filling 10 prescriptions.

In terms of accessibility, CVS offers an app and an ExtraCare card, which you can use online as well. And the next time you go to CVS, visit the drugstore's ExtraCare Coupon Center where you can scan your card to see coupons and special offers.

Related: 9 Ways to Save Money at CVS

2. Walgreens Balance Rewards Program

Saving money at Walgreens is easy with this rewards programs. Walgreens' Balance Rewards program allows shoppers to save money on the purchases they already make, such as photos and prescriptions. Collect points, and turn them into savings of up to $50 off future Walgreens purchases. With access to members-only offers and electronic coupons, rewards for healthy choices and special sales prices, this free rewards program offers a number of benefits to its members.

3. Bloomingdale’s Loyallist Rewards Program

Bloomingdale's Loyallist rewards program members enjoy multiple perks, including but not limited to:

• Free shipping with no minimum purchase required
• Points for every dollar spent
• Double points for shoes, cosmetics and fragrances
• A $25 Reward Card for every 5,000 points earned

Signing up is free, and points can be collected via in-store shopping and online shopping. But, you can also accumulate points out of the Bloomingdale's store if you shop with a Bloomingdale's American Express card.

4. Neiman Marcus InCircle

Become a member of Neiman Marcus' InCircle, and start earning points today. InCircle is a seven-tiered program with different benefit levels. The more money you spend annually, the more benefits you can get.

All InCircle members earn two points for every dollar charged on purchases — except for President's Circle members, who earn five points. Once 10,000 InCircle points are reached, members receive a $100 Point Card to use toward future purchases. Higher-tiered rewards members can also receive complimentary gift packaging, free two-day online shipping, double points and an InCircle concierge, among other benefits.

5. Gilt Insider Program

Gilt connects users with dramatic sales on tons of items — from designer clothing, accessories and kids' items to furniture, home art and even travel — helping shoppers save as much as 70 percent, according to its site.

By joining the Gilt Insider loyalty program, members can earn points by shopping or referring friends. For example, you can get 5 points per $1 spent and 25 points per referral. These points can then be redeemed for exclusive sales, early access to sales, a free gift on your birthday, VIP customer service, wait list priority and more.

6. My Best Buy

You can save money at Best Buy if you join My Best Buy, which offers points to members for Best Buy purchases, free shipping on purchases of $35 and up, access to special sales and the ability to track rewards with the Best Buy mobile app.

By joining My Best Buy, you can get one point for every $1 spent. And once you get 250 points, you'll get a $5 reward certificate. And if you're elite member, you can get a 10 percent point bonus on top of the rewards; Elite Plus member get a 25 percent bonus.

The program is free to join. But the more money you spend, the more points and rewards you'll qualify for. In fact, in order to become an Elite member, you must spend at least $1,500 annually online or in-store. Become an Elite Plus member by spending at least $3,500 annually.

7. Macy’s Star Rewards

Macy's Star Rewards program ranks cardholders based on their spending levels throughout the year, but all cardholders receive Macy's Star Pass mailings year-round and additional surprise savings offers at the register. Higher-level members can also get birthday offers, priority customer service and exclusive online shipping offers.

Macy's also lets you link your Macy's credit card or Macy's American Express Card to the Plenti rewards program, which lets you earn even more points.

8. Nordstrom Rewards

Earn and redeem points for spending money with Nordstrom Rewards. Members get two points for every dollar spent at Nordstrom, Nordstrom Rack and HauteLook. Every 2,000 points collected will get you a $20 Nordstrom Note.

But with four different levels of rewards, the benefits increase with the amount spent. If you spend at least $10,000 per year, for example, you can get VIP access to in-store events, such as a private fall-fashion shopping event with drinks, appetizers and more.

9. Sephora Beauty Insider Program

You can score tons of savings at Sephora if you sign up for its Beauty Insider Program. This loyalty rewards program is simple: You earn points on all purchases you make at Sephora retail stores, Sephora online and in Sephora locations in JCPenney stores. You receive one Beauty Insider point of every dollar spent when you provide your registered email address at checkout.

Once you accumulate enough points for Beauty Rewards — which are usually deluxe product samples — you can add the reward to your online shopping basket or at the Sephora register if you're shopping in-store.

10. REI Membership

Although there is a $20 fee for a REI lifetime membership, the cost might be worth it if you frequent the outdoor gear and apparel store. By becoming a member, you can get 10 percent back on eligible purchases as part of the REI annual dividend, which occurs every March. Plus, you'll have access to members-only offers on gear and clothing, gear rental discounts, shop services discounts, adventure travel savings and more.

11. The League by Sports Authority

Join The League by Sports Authority for free, and you can earn one point for every dollar spent on qualifying purchases during an earning period. Once you reach 100 points, you earn a reward, which will be a coupon for discounts on future purchases. You can use your Sports Authority rewards to purchase items at Sports Authority locations and S.A. Elite by Sports Authority retail stores.

12. Home Depot Pro Xtra Loyalty Program

Pro Xtra, the Home Depot Pro loyalty program, is ideal for contractors and DIY-ers. Members will save on paints, stains and primers, and have access to online-only offers, bulk pricing on numerous items and more.

And, like with many loyalty rewards programs, Home Depot's Pro Xtra Paint Rewards program has a tiered system that rewards you based on how much money you spend:

• Spend $2,000 and save 10 percent
• Spend $4,000 and save 15 percent
• Spend $7,500 and save 20 percent

13. JCPenney Rewards

With the free JCPenney Rewards program, purchases turn into points for future savings. You can earn one JCPenney Rewards point for every $1 spent on qualifying purchases — just make sure you use a JCPenney credit card. If you don't have a JCPenney credit card, you can still get one point for every $2 spent with a different payment method.

Once you reach a total of 200 points, JCPenney will send you a $10 Reward certificate. In addition, members can earn Perk Rewards for shoe and bra purchases.

14. GapCard

Earn rewards with the GapCard at Gap, Old Navy, Banana Republic and Athleta. You'll receive five points for every $1 spent in Gap brand stores and online. And, you can get one point for every $1 spent everywhere Visa is accepted.

Additional perks include 10 percent savings every Tuesday at Gap and Gap factory stores, a birthday gift every year, a 15 percent first purchase discount and other exclusive offers.

15. DSW Rewards

Join the DSW Rewards program for free, and earn points for every dollar spent. Once enough points are earned, members receive a $10 certificate to use on their next shopping trip. DSW Rewards members also receive special birthday offers, access to Double Points events and more.

You can earn even more benefits if you join DSW Rewards Premier, which requires members to spend at least $600 per year. But as a Premier member, you have access to free, next-day shipping. Plus, you can even earn five more points per dollar spent at the shoe retailer, among other benefits.

16. AMC Stubs

Love going to the movies? For a small fee — currently, it's $12 a year — AMC Stubs is the perfect rewards program for loyal movie-goers. Members receive free size upgrades on popcorn and soda, a $10 AMC Stubs Reward for every $100 spent, no online ticketing purchase fees and easy account access with the AMC mobile app.

17. Papa John’s Papa Rewards

With Papa John's Papa Rewards, members get one point for every $5 spent. After 25 points, you're eligible for a large, three-topping pizza, free of cost — simple as that.

But you're not limited to pizza. You can also earn free sides and desserts:

• Garlic knots: 10 points
• 10-inch cheese sticks: 10 points
• Chocolate chip cookie: 10 points
• Large, two-topping pizza: 20 points
• Large, three-topping pizza: 25 points
• Specialty/LTO: 30 points

18. Safeway Reward Points

Safeway's Reward Points loyalty program allows you to earn points by shopping at the supermarket chain with your Safeway Club Card and using the points for discounts on gas at designated stations. Earn 100 points to save 10 cents per gallon, earn 200 points to save 20 cents per gallon, earn500 points to earn 50 cents per gallon, and earn 1,000 to save $1 per gallon. Here's how you can earn points at Safeway:

• You can get 1 point for every $1 spent on groceries
• You can get 1 point for $1 spent on pharmacy items
• You can get 2 points for every $1 spent on qualifying gift cards

19. National Car Rental Emerald Club

Join the Emerald Club at National Car Rental, and receive exclusive benefits to improve your car rental experience. With an Emerald Club membership, customers bypass the rental counter, as well as choose their own car and their own rewards. Other benefits include but are not limited to:

• No second-driver fees
• Free rental days: For every qualified car rental, receive one rental credit until you reach seven credits.
• Priority service in Europe, Latin America and the Caribbean

20. Target RedCard

And finally, the Target REDcard: a vital credit card rewards program for those who shop at Target regularly. It's free to join, and cardholders will save 5 percent on everyday purchases.

In addition to instant savings, cardholders will also receive free shipping and 30 extra days for returns. Simply link your checking account to a Target debit card — all purchases will simply be taken out of your bank account, without any fees or hidden catches. You'll also be able to withdraw up to $40 from your bank account at checkout.

Keep Reading: 25 Ways to Save Money at Target

About the Author

Sarah Brooks

Sarah Brooks is a personal finance writer and blogger covering everything from getting out of debt and saving money to earning more money and growing your wealth. She graduated from Arizona State University with a degree in finance and is currently living in Charlotte, N.C., with her husband and two daughters.

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