4 Questions To Ask Yourself Before You Buy New Clothes, According to ‘Reformed Shopaholic’ Christina Mychas

Two women shop for dresses in a clothing store.
pixelfit / iStock/Getty Images

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.

20 Years
Helping You Live Richer

Reviewed
by Experts

Trusted by
Millions of Readers

Do you struggle to stick to your clothing budget? According to Capital One Shopping Research, clothing is the most common area of impulse buying, even more so than impulse food purchases.

YouTuber Christina Mychas, a wardrobe stylist and reformed shopaholic, recommends asking yourself four questions before you purchase any item of clothing. Mychas teaches the Minimalist-ish Method, which promotes intentional spending without deprivation

While Mychas’ questions are specifically for clothes shopping, you can also use them to make mindful spending decisions in other areas. The more intentional you are with your budget, the more likely you are to achieve your financial goals.

‘Is It a Hell Yes?’

Since overcoming her overspending, Mychas says she has no time or money to accept wardrobe purchases she feels lukewarm about. Her advice is to say no if you’re feeling any hesitation about a clothing purchase.

If you have difficulty distinguishing between a “hell yes” and a “maybe,” try using the 24-hour rule: This rule states that whenever you want to make an unplanned purchase, wait 24 hours before buying. The urgency to buy will often be gone by the next day. If not, and if the item is still a must-have, go ahead and spend.

‘Am I Happy To Spend This Money?’

Mychas believes fashion is a form of expression, so clothing isn’t necessarily a waste of money if the purchase is intentional — you’ve thought about it and determined you can afford it.

Today's Top Offers

Emotional shoppers may want to use caution when asking this question. A LendingTree survey revealed that stress, excitement and happiness are the top three feelings that drive emotional shoppers to spend. So separating your excitement about the item you want to buy from the happiness spending often provides may be challenging.

Following Mychas’ advice can help keep your emotional impulse shopping in check and minimize the guilt that often follows these purchases. 

‘Am I Shopping Out of Boredom?’

Another emotion that drives impulse shopping is boredom. Mychas acknowledges that online shopping was once a hobby for her and actually made her feel productive.

If you find yourself browsing online clothing or other shopping sites when bored, ask yourself a follow-up question: How else can I better spend my time? 

PenFed Credit Union suggests you “redirect yourself to a healthier choice.” Come up with a few alternative activities you can turn to when you feel the urge to fill your time shopping.

‘Do I Own Something Similar?’

If you know you spend more than you should on clothing, an easy way to cut back is to avoid buying new items that are similar to those that are already in your wardrobe. Once again, thinking about the purchase before buying can help you transition from impulse to intentional spending.

Mychas says, “If you slow down and start to ask yourself some of these questions before buying, then I think you’ll start to feel a lot better and more intentional about the purchases that you do make.”

Today's Top Offers

BEFORE YOU GO

See Today's Best
Banking Offers

Looks like you're using an adblocker

Please disable your adblocker to enjoy the optimal web experience and access the quality content you appreciate from GOBankingRates.

  • AdBlock / uBlock / Brave
    1. Click the ad blocker extension icon to the right of the address bar
    2. Disable on this site
    3. Refresh the page
  • Firefox / Edge / DuckDuckGo
    1. Click on the icon to the left of the address bar
    2. Disable Tracking Protection
    3. Refresh the page
  • Ghostery
    1. Click the blue ghost icon to the right of the address bar
    2. Disable Ad-Blocking, Anti-Tracking, and Never-Consent
    3. Refresh the page