Here’s Your MACU Routing Number
Written by
Cynthia Measom
Edited by
Nupur Gambhir
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Bank routing numbers vary according to the location where your bank account was opened. Routing numbers are used to set up direct deposit arrangements, make electronic payments, transfer funds and reorder checks.
Read on to find Mountain America Credit Union‘s routing number and other important facts about routing numbers.
Here’s your MACU routing number:
| Mountain America Credit Union Routing Number |
| 324079555 |
Unlike some banks that have multiple routing numbers by state, MACU keeps it simple with just one routing number for all accounts.
This number is used for direct deposits, electronic payments, and domestic wire transfers. If you’re sending or receiving an international wire transfer, though, you’ll also need MACU’s SWIFT code (more on that later).
How To Find Your MACU Routing Number
If you need to confirm your routing number, here are a few easy ways to find it:
On a Check
Your routing number is printed on the bottom left corner of your check–it’s the first set of nine digits before your account number.
Through Online Banking
No check? No problem. You can find your routing number online by:
- Logging into your MACU online banking account.
- Navigating to the account details section.
- Finding the routing number listed alongside your account number.
By Contacting Customer Service
Still unsure? Just call Mountain America Credit Union’s customer service and ask. Make sure to have the following ready:
- Your account number
- Any verification details they might need
MACU Routing Numbers for Wire Transfers
Wire transfers require a specific routing number and, for international transfers, a SWIFT code. Here’s what you need to know:
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic Wire Transfer | 324079555 | N/A |
| International Wire Transfer | 324079555 | MACUUS44 |
If you’re receiving an international wire transfer, the sender’s bank will require both the routing number and SWIFT code.
MACU Routing Number vs. Account Number: What’s the Difference?
It’s easy to confuse these numbers, so let’s break it down:
- Routing number – Identifies MACU and directs transactions to the right place.
- Account number – Uniquely identifies your personal or business account within MACU.
Both numbers can be found on your checks, but the routing number always comes first.
How To Use Your MACU Routing Number
Now that you know your routing number, here’s how you can use it:
- Set up direct deposit – Get your paycheck automatically deposited into your MACU account.
- Make ACH transfers – Send or receive payments electronically.
- Pay bills online – Schedule automatic payments for utilities, rent, and more.
- Wire transfers – Transfer funds domestically or internationally.
Having your routing number handy will make banking much easier and ensure your transactions go through without delays.
If you’re ever unsure about which routing number to use, check your online banking account, your checkbook, or contact MACU directly. It’s always better to confirm than deal with a delayed transaction.
Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site might be compensated through the bank advertiser Affiliate Program.
