Credit Cards

A credit card can be a helpful financial tool when you use it responsibly, or it can lead to overwhelming debt when you abuse it. Credit cards are great for building credit, handling big expenses and earning rewards, but it's important to pay the balance in full and on time, or you'll face interest charges and fees. Finding the best offers can help you keep your balance under control, which is essential to making a credit card helpful, not harmful, to your financial situation.

Average interest rates tend to fluctuate over time, but generally range anywhere between 13 percent and 23 percent, depending on your FICO score, so having very good — or very bad — credit can make a big difference.

Many credit card companies also offer generous rewards in the form of points, cash back or airline miles. Be sure to compare many offers from a variety of companies before making a decision.

Open a High Interest CD

Most Read Credit Cards Articles

Myth or Truth: 4 Surprising Facts About Personal Loans

Put your financial knowledge to the test.

Read More »

Best Credit Card Offers, Deals and Bonuses

Check out these cash back and travel rewards to pick a credit card with a great bonus offer that suits your needs.

Read More »

How to Cancel a Credit Card Without Hurting Your Credit Score

Here are strategies to minimize the impact of closing a credit card.

Read More »

6 Screening Methods Credit Card Companies Are Using

Here's how credit card companies are deciding whether or not to approve your application.

Read More »

10 Best Credit Cards for Students

Compare your credit card with the ones on this top 10 list to make sure you're getting all the perks available to you.

Read More »

6 Things You Should Always Put on a Credit Card

Don't fear your credit card — it can save you money when you make these purchases.

Read More »

7 Best Ways to Use Credit Card Rewards Points

From earning cash back to making extra student loan payments, here's how to best use your credit card rewards.

Read More »

Chase Credit Card Comparison: How the New Chase Sapphire Reserve Card Stacks Up

The Chase Sapphire Reserve card offers huge sign-up bonus points. Find out if the card is right for you.

Read More »

How to Find Low Credit Card Rates

After you’ve cleaned up your credit and are considered to be a prime credit customer, locating low credit card rates is all about comparison. Just because you qualify for the first card you apply for doesn’t mean it’s the best one for you. Before filling out a credit card application, perform a credit card rates comparison that examines several cards from several companies.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


Featured In: