I Asked ChatGPT If It’s Cheaper To Own an EV or a Hybrid in 2025: Here’s What It Said

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Owning a gas-powered vehicle typically costs more money than its electric counterpart, but what about when you compare electric vehicles (EVs) to hybrids?

EVs often promise lower fueling and maintenance costs, while hybrids have a more affordable purchase price. When asked which one was cheaper, ChatGPT said it’s not as straightforward as you might think.

Here’s a price comparison between EVs and hybrids, according to ChatGPT.

Purchase Price

The biggest car expense is its initial purchase price. ChatGPT pointed out that hybrids are generally cheaper to buy. The difference in price is largely due to battery costs, which make up almost a third of the price of a new EV, according to the Stanford Report.

Data from Kelley Blue Book shows that the cheapest starting price for an EV is $26,795, while hybrids start at $21,900.

Fuel and Energy Costs

EVs offer much lower fuel costs compared with hybrids, ChatGPT said. A hybrid combines a gas engine with an electric motor and a small battery, while electric-only vehicles rely solely on a larger battery and an electric motor.

According to Consumer Reports, the annual fuel cost for a hybrid is $300 to $800 less than that of a gas-only car, while EV owners pay about $1,300 less. Based on this data, EV owners pay roughly $500 to $1,000 less per year on fuel compared with hybrid drivers.

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Maintenance

ChatGPT pointed out that EVs usually have lower maintenance costs due to fewer moving parts. EVs don’t need oil changes, but they do need brake pad replacements, although not as often due to regenerative braking. The highest maintenance cost is the battery; however, many manufacturers provide a warranty for the first eight years or 100,000 miles, CarEdge reported.

On the other hand, hybrids still have internal combustion components, so you’ll still need regular oil changes and part replacements on roughly the same maintenance schedule as gas-powered cars.

On a per-mile basis, EV maintenance and repairs are typically 40% lower than comparable gas vehicles, reported the National Resources Defense Council.

Incentives and Tax Credits

According to the IRS, buyers of new EVs can currently get up to $7,500 in federal tax credits, while used models may be eligible for $4,000. This also applies to plug-in hybrids. Standard hybrids do not qualify for the tax credit.

These tax credits can improve EV affordability, but they’re set to expire on Sept. 30, 2025, under President Donald Trump’s Big Beautiful Bill.

Total Cost of Ownership

ChatGPT cited data compiled by Business Insider on the cost to own certain vehicles in the first five years. According to the data, the cost of owning a Tesla Model Y, the bestselling EV in the U.S., had a five-year cost of $34,500, which included interest charges on the loan, insurance, maintenance, tax and fees, and repairs. Including the purchase price, the total came to $91,000.

The total cost for a Toyota Rav4 hybrid was about $64,300 over five years, about the same as for the gas version. This also included the original purchase price of $35,000.

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ChatGPT’s final verdict was that hybrids are generally cheaper to own in 2025, especially over the first five years, but EVs can catch up in the long run if buyers take advantage of tax credits and lower fuel and maintenance costs.

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