Dollar Tree: What Are My Payment Options?

Davie, FL, USA - July 30, 2022: Dollar Tree RK Center Davie FL.
felixmizioznikov / Getty Images

Dollar Tree shoppers have several payment options they can use to complete their transactions. How you make a payment in-store may be different than how you pay if you shop online. It’s important to know the difference to ensure your payment goes through and your order is processed.

Here’s what the payment options are at Dollar Tree.

In-Store Dollar Tree Transactions

Credit, debit and EBT cards are accepted as forms of payment at Dollar Tree. You may use checks to make payments since all stores are equipped to process checks through electronic check acceptance.

If you have a Dollar Tree gift card, you may use it to complete your purchase. Dollar Tree also accepts coupons in stores. Shoppers are encouraged to visit their Terms & Conditions page to learn more about their In-Store Coupon Acceptance Policy.

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$1 Fee for Cash Back on Debit Transactions

According to Dollar Tree’s FAQ, the retailer charges a $1 surcharge on cash back transactions. It must be approved at the point of sale by the customer before the transaction is completed.

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What if you ask for cash back and do not receive it? Shoppers are encouraged to contact Dollar Tree’s Asset Protection department for extra assistance. 

How To Check Dollar Tree Gift Card Balances

Not sure how much money is left on your gift card? You can check the balance in-store at any of the store’s registers or call the number on the back of your card.

Online Dollar Tree Transactions

Online orders made through the Dollar Tree website accept American Express, Visa, Mastercard and Discover credit or debit cards. You may also pay using PayPal or PayPal Credit.

What Forms of Payment Are Not Accepted Online?

Dollar Tree does not currently accept payment in these forms:

  • Purchase orders
  • Coupons
  • Google Wallet
  • Apple Pay

When Does the Charge Appear on My Account if I Use a Credit or Debit Card?

After placing an order online, a pending authorization will be put on your credit or debit card account. This is for the full amount of your order. In your account, it will show up as a pending transaction. Your credit or debit card will be charged once the order has been shipped to your address.

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About the Author

Heather Taylor is a senior finance writer for GOBankingRates. She is also the head writer and brand mascot enthusiast for PopIcon, Advertising Week’s blog dedicated to brand mascots. She has been published on HelloGiggles, Business Insider, The Story Exchange, Brit + Co, Thrive Global, and more media outlets. 

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