Huntington Bank Savings Account Interest Rates Of January 2025
Written by
Karen Doyle
Edited by
Joe Evans
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With interest rates in flux, it’s a good time to see what your bank is paying and see if you can do better. Here are the interest rates on savings and money market accounts at Huntington Bank for January 2025.
Huntington Relationship Savings
The Relationship Savings account at Huntington Bank pays the highest interest rate the bank offers on a savings account on balances over $5,000.
The interest rate you will earn on the Huntington Relationship Savings account depends on your balance and other Huntington accounts, if any.
| Relationship Rate | $0.01 to $4,999.99 |
$5,000 to $2,000,000.99 |
$2,000,001 to $99,999,999,999.99 |
|---|---|---|---|
| Non-Relationship Rate | |||
| With Huntington Perks or Platinum Perks Checking | |||
| With Private Client Account |
Customers who also have a Huntington Perks Checking or Huntington Platinum Perks Checking account or a balance of at least $2,500 pay no monthly maintenance fee. Everyone else pays $10 per month.
Huntington Premier Savings
The Huntington Premier Savings account pays APY on all balances. The minimum opening deposit is $50. If you have an average daily balance of $300, or if you also have a personal checking account at Huntingdon, you’ll pay no monthly maintenance fee. Otherwise, the maintenance fee is $4 per month.
Huntington Relationship Money Market Account
The Huntington Relationship Money Market account offers promotional interest rates in January 2025. These rates depend on your balance, and on which, if any, companion checking account you have.
| Relationship Rate | Up to $24,999.99 | $25,000 or more |
|---|---|---|
| Non-relationship rate | ||
| Huntington Perks Checking | ||
| Huntington Platinum Perks | ||
| Private Client |
If you maintain an average daily balance of $25,000 or more, or if you have a Perks or Platinum Perks Checking account, you will pay no monthly maintenance fee. If your balance falls below that and you don’t have the requisite checking account, the monthly maintenance fee is $25.
Huntington SmartInvest Money Market Account
If you have a Huntington SmartInvest Checking account, you can open a SmartInvest Money Market Account as well.
The SmartInvest Checking account requires that you have at least $100,000 in total relationship balances, including checking, savings, money market, CD, and IRA accounts at Huntington National Bank or Huntington Financial Advisors. You must also have a Managed Investment account through Huntington Financial Advisors or Huntington Private Bank.
| Relationship Rate | Up to $9,999,999.99 | $10,000,000 or more | Total Balance Required |
|---|---|---|---|
| SmartInvest Tier 1 | Up to $999,999.99 | ||
| SmartInvest Tier 2 | $1,000,000 or more |
Huntington Money Market Account IRA
The Huntington Money Market IRA account can be opened with a deposit of just $1. The account pays APY on any balance and has no monthly maintenance or annual custodial fee. Unlike other Huntington Bank savings accounts, you must open a Money Market IRA at a branch.
Huntington Bank FAQ
We understand you may have questions about banking with Huntington. This FAQ section is designed to provide quick and easy answers to your most common inquiries. Explore our FAQ section to learn more about how Huntington Bank can help you achieve your financial goals.- What is Huntington Bank's savings account interest rate?
- Huntington Bank has several different savings accounts. Your interest rate will depend on which account you have, whether you have other Huntington Bank accounts, and what your balance is. Rates as of January 9, 2025 are on their website.
- What is the current CD rate at Huntington Bank?
- Huntington Bank offers CDs for 5- and 9-month terms. Rates as of January 9, 2025 are on their website.
- What is Huntington's money market interest rate?
- Interest rates on money market accounts at Huntington Bank vary depending on your balance, the type of account, and whether you have other accounts at Huntington Bank. Rates as of January 9, 2025 are on their website.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
