MCU Routing Number: How To Find Yours Quickly
Written by
Rudri Patel
Edited by
Elizabeth Constantineau
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Knowing your routing number is key for your financial transactions. You need your routing number for direct deposits, wire transfers, bill pay and ordering checks. Knowing your routing number will help you move through your financial to-do list quickly. Find out more about Municipal Financial Center Credit Union’s routing number.
MCU Routing Number
MCU uses primarily one routing number for its transactions:
| MCU Routing Number |
|---|
| 275981394 |
Your routing number is a nine-digit number that identifies your financial institution. Employers use this routing number to directly deposit your salary into your checking account. Also, the routing number is used for wire transfers, check processing and tax refunds and payments.
How To Find Your MCU Routing Number
There are a few ways you can find your routing number.
On a Check
One of the easiest ways to locate your routing number is by looking for it on your check. It is the first nine digits located at the bottom left corner of your check. The numbers that follow are usually your account number and check number.
Through Online Banking
If you can’t find your checkbook or a check isn’t handy, you can still find your routing number through online banking. Here are the steps:
- Visit MCU’s website.
- Login into your account.
- Click on “Setting” or “Account Details.”
- Your routing number should be listed along with your account number.
MCU’s routing number is also listed on the general website in the right-hand corner of the homepage.
By Contacting Customer Service
If you’ve forgotten your login information, you can also contact customer service to find out your routing number.
MCU’s customer service number is 262-634-6691. The customer service hours are Monday to Friday from 9:00 a.m. to 5:00 p.m. and Saturday from 9:00 a.m. to noon CST.
When asking for MCU’s routing number, you may be asked to verify your account number for verification purposes.
MCU Routing Numbers for Wire Transfers
MCU only handles domestic wire transfers. They do not offer international wire transfers. You will need a different routing number for domestic wire transfers.
| Transfer Type | Routing Number |
|---|---|
| Domestic Wire Transfer | 275082866 |
MCU Routing Number vs. Account Number: What’s the Difference?
The difference between the routing number and account number is simple.
- Routing Number. This number identifies your financial institution and makes certain funds are routed to and from the correct bank.
- Account Number. Your account number is a unique number that identifies your specific account at the bank.
You can find both your routing and account number on your check, online, or you can call customer service.
How To Use Your MCU Routing Number
There are several ways to use your MCU Routing Number. Here’s a look at three primary ways:
- Setting up direct deposit. Employers will want your MCU routing number to send your paycheck to your account. They will likely ask for your account number too.
- Making ACH transfers. You will need to provide your MCU routing number for automatic payments that are taken from your account.
- Paying bills online. If you set up bill pay from a third-party vendor or via MCU’s platform, the routing and account number will be requested.
FAQ
Here are the answers to some of the most frequently asked questions about MCU routing numbers.- Do all MCU accounts have the same routing number?
- Yes, MCU has the same routing number for all its accounts. The routing number is 275981394.
- How do I find my MCU routing number without a check?
- You can log in to your account and find it under "Settings" or "Account Details." You can also call customer service.
- Can I use the same routing number for wire transfers?
- No, MCU has a different routing number for its wire transfers. You cannot use the same routing number.
Taylor Bell contributed to the reporting for this article.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
