Target Return Policy: Everything You Need To Know Before You Head Back

The exterior of a Target store building with people coming out and walking around on a bright sunny day
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Whether you’re returning a last-minute gift, a pair of shoes that didn’t fit, or just changed your mind, knowing how the Target return policy works can save you time and hassle.

Target’s policy is known for being one of the more generous ones in retail, but there are important details you should know — especially when it comes to time limits, receipt requirements and exceptions.

Here’s a complete guide to help you return or exchange with confidence.

Return Timeframes

Target offers a standard 90-day return window for most new, unopened items. However, return periods can vary depending on the item category and payment method.

Standard Return Window

  • 90 days for most items
  • 120 days if you paid with a RedCard
  • 1 year for Target-owned brands (like Cat & Jack, Good & Gather and Threshold)

Extended Holiday Returns

  • Items bought between Oct. 1 and Dec. 24 may be returned through Jan. 24 (or later, depending on the item)

Tip: Use your Target Circle account at checkout to make future returns faster, even without a receipt.

What Items Are Eligible for Return?

Most new and unused items can be returned or exchanged as long as they’re in saleable condition and within the return window.

Eligible Items:

  • New, unused items with original packaging
  • Opened electronics (within 30 days)
  • Target-owned brands (within 1 year)
  • Gifts with a gift receipt

Not Eligible for Return:

  • Opened airbeds
  • Digital downloads or pre-paid cards
  • Opened breast pumps, sexual wellness products or collectibles
  • Items past their return window

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Always check the product page or receipt for specific return exceptions before heading to the store.

Refund Options

Target offers several refund methods depending on how the item was purchased and whether you have the original receipt.

Refund Methods

  • Original form of payment (credit/debit card, RedCard, PayPal, etc.)
  • Target gift card for gift returns or no-receipt returns
  • Merchandise return card if no proof of purchase is available

Refund Timeline

  • In-store: Immediate refund or exchange
  • Online: 3 to 5 business days after the return is received and processed

Tip: Refunds to third-party payment apps (e.g., PayPal or Apple Pay) can take a bit longer.

In-Store vs. Online Returns

You can return Target items both in-store and by mail, depending on your preference and the item type.

Comparison Table

Feature In-Store Return Online Return
Speed Same day 3 to 5 business days
Cost Free Free with return label
Proof Needed Receipt or Circle ID Order number & label
Convenience Direct help from staff Done from home

Most in-store and online purchases can be returned at any Target location.

Common Return Issues & How to Solve Them

No receipt?

Target can look up your purchase if you use a Target RedCard or Target Circle account. Otherwise, you may be eligible for store credit.

Returning a gift?

Use a gift receipt or packing slip to get a Target gift card in the return amount.

Damaged or defective items?

Bring the item back within the return window or call Target Guest Services for help. Defective items are usually accepted–even if opened.

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Missed the return window?

Target may still accept the return for store credit, depending on the product and purchase history.

How To Start a Return

In Store

  1. Bring the item and proof of purchase (receipt, packing slip or Circle account)
  2. Visit the guest services desk at any Target location
  3. Choose a refund for the original payment or exchange the item

Online

  1. Log into your Target account and go to your Orders
  2. Select the item and click Return
  3. Choose your return reason and method (by mail or in-store)
  4. Print the prepaid return label (if mailing)
  5. Package and drop off at a carrier location

Items shipped back must be sent within the return window to be accepted.

Final Take to GO: Target’s Return Policy Is One of the Most Flexible Around

From electronics to groceries to baby clothes, Target’s return policy is made to make things easier for shoppers.

Whether you made your purchase in person or online, understanding the rules helps ensure you get the refund or exchange you need, without stress.

Quick Recap:

  • 90 days standard return window
  • 1 year for Target-owned brands
  • Free in-store and online returns
  • Refunds to original payment, gift card or merchandise return card
  • Target Circle and RedCard users get added benefits

Next time you’re unsure about a purchase, just remember: Target gives you plenty of room to change your mind.

Frequently Asked Questions (FAQs)

Here are the answers to some of the most frequently asked questions about the Target return policy:
  • How long does it take to get a refund from Target?
    • In-store: Usually the same day

    • Online: Typically 3 to 5 business days after the item is received

  • Can I return an online purchase in-store?
    • Yes! Most online purchases can be returned in-store with your order confirmation email or packing slip.
  • Can I return items without the original packaging?
    • Yes, but the item must be in good, unused condition. Packaging helps, especially for electronics or tech items.
  • What if I lost my receipt?
    • Target can find the transaction using your RedCard, credit card or Target Circle account.
  • Will I be refunded for shipping charges?
    • Only if the return is due to a Target error, such as receiving the wrong or defective item.

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Caitlyn Moorhead, Elizabeth Constantineau, and Chris Ozarowski contributed to the reporting for this article.

Information is accurate as of April 30, 2025.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.

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