U.S. Bank Hours: Full Schedule and 2025 Holidays
Written by
Sean Dennison
Edited by
Joe Evans
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U.S. Bank® is one of the largest financial institutions in the country, offering personal, business and wealth management services to millions of customers nationwide.
If you’re planning a branch visit, making a deposit or handling transactions during a federal holiday, here’s everything you need to know about U.S. Bank hours and holiday closures for 2025.
Is U.S. Bank Open on Holidays?
Most U.S. Bank branches close on federal holidays, though customers can still access accounts through U.S. Bank Online Banking and the U.S. Bank Mobile App 24 hours a day.
| Day | Access |
|---|---|
| Federal Holidays | Branches closed |
| ATMs | Open 24/7 |
| Online & Mobile Banking | Available 24/7 |
| Customer Service | Automated support available |
The U.S. Office of Personnel Management lists 11 federal holidays each year, and U.S. Bank observes all of them. Even when branches are closed, digital banking tools keep your accounts accessible anytime.
U.S. Bank Normal Hours
U.S. Bank branch hours vary slightly by location, but most follow this schedule:
| Day | Hours (Local Time) |
|---|---|
| Monday through Friday | 9 a.m. to 5 p.m. |
| Saturday | 9 a.m. to 12 p.m. or 1 p.m. |
| Sunday | Closed |
You can log in to U.S. Bank’s online portal or mobile app anytime to view balances, pay bills or transfer funds.
According to an American Bankers Association survey, more than half of U.S. consumers are conducting their banking via mobile apps more often than any other method, making digital access key for holiday and after-hours convenience.
U.S. Bank 2025 Holiday Schedule
Here’s when U.S. Bank branches will be closed in 2025:
| Holiday | Date |
|---|---|
| New Year’s Day | Wednesday, Jan. 1 |
| Martin Luther King Jr. Day | Monday, Jan. 20 |
| Presidents Day | Monday, Feb. 17 |
| Memorial Day | Monday, May 26 |
| Juneteenth | Thursday, June 19 |
| Independence Day | Friday, July 4 |
| Labor Day | Monday, Sept. 1 |
| Columbus Day / Indigenous Peoples Day | Monday, Oct. 13 |
| Veterans Day | Tuesday, Nov. 11 |
| Thanksgiving Day | Thursday, Nov. 27 |
| Christmas Day | Thursday, Dec. 25 |
According to U.S. Bank’s 2024 Annual Report, the bank manages over $650 billion in assets and operates more than 2,000 branches across the U.S. Even during holidays, ATMs and mobile tools remain available for essential banking.
How To Bank With U.S. Bank After Hours or on Holidays
Even when branches close, you can still:
- Log in to U.S. Bank Online Banking at usbank.com
- Deposit checks using the U.S. Bank Mobile App
- Use ATMs to withdraw or deposit cash
- Schedule bill payments or transfers online
Transactions made after the cutoff times or on holidays will post the next business day.
According to Federal Reserve data, over 80% of consumer transactions are now completed electronically, ensuring continuous service even on holidays.
How To Contact U.S. Bank Customer Service
You can reach U.S. Bank customer support through multiple channels:
- Phone: 800-872-2657 (automated assistance 24/7)
- Online Chat: Available through the U.S. Bank Mobile App
- Mail: U.S. Bank, P.O. Box 64991, St. Paul, MN 55164
Live representatives resume regular service during standard business hours.
The Bottom Line
Whether it’s a weekend or a federal holiday, U.S. Bank customers can still manage their finances 24/7 through online banking, the mobile app and ATMs. Even when branches are closed, digital tools make it easy to pay bills, transfer funds and check balances anytime.
Next: Compare PNC Bank and Wells Fargo holiday schedules to see how their hours and online features compare.
FAQs About U.S. Bank Holiday Hours
Here are the answers to some of the most frequently asked questions about U.S. Bank's holiday hours and how it works:- Is U.S. Bank open on federal holidays?
- No. U.S. Bank branches are closed on all major federal holidays, although online and mobile banking services remain available.
- Can I deposit checks on holidays?
- Yes. You can submit deposits at any time, but they will be processed the next business day.
- Are ATMs open when branches are closed?
- Yes. All U.S. Bank ATMs operate 24/7 for withdrawals, deposits and balance inquiries.
- Can I reach customer service on holidays?
- Automated phone and chat support are available 24/7, while live service resumes the next business day.
- Does U.S. Bank follow the federal holiday schedule?
- Yes. U.S. Bank observes all standard federal holidays each year.
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Caitlyn Moorhead contributed to the reporting for this article.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
Schedules are subject to change and may vary by branch.
Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.
- Federal Reserve Bank of Atlanta "2023 Survey and Diary of Consumer Payment Choice: Summary Results"
- American Bankers Association "National Survey: Record Number of Bank Customers Use Mobile Apps More Than Any Other Channel to Manage Their Accounts"
- U.S. Office of Personnel Management "Questions and answers"
- U.S. Bank "Facts Sheet"
