Synchrony Routing Number: How To Find Yours Quickly
Written by
Sean Dennison
Edited by
Joe Evans
Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 Years
Helping You Live Richer
Reviewed
by Experts
Trusted by
Millions of Readers
You might not think about routing numbers much, but they’re crucial components of the banking world. Banks and their customers are constantly using routing numbers, which are essentially bank identifiers for various electronic funds transfers, like direct deposits of paychecks. Thus, it’s not a bad idea to know your bank’s routing number.
Your Synchrony Bank Routing Number: The Key to Smooth Transactions
A routing number is a nine-digit security feature that identifies the bank it’s assigned to. Whenever you use a routing number, you are confirming that your bank — and your account — is involved in a financial transaction, like receiving a wire transfer or paying an online bill.
Your routing number can be used for direct deposits, wire transfers and bill payments.
Synchrony Bank Routing Number By State
Synchrony’s routing number is: 021213591.
Unlike some banks that have multiple routing numbers based on state or transaction type, Synchrony Bank simplifies this process by using a single routing number nationwide.
How To Find Your Synchrony Bank Routing Number
On a Check
If you have a Synchrony Bank check, the routing number is located at the bottom left corner. It’s the first nine-digit number, followed by your account number and the check number.
Through Online Banking
Log in to your Synchrony Bank account through their website or mobile app. Navigate to your account information or details section, where the routing number is typically listed.
By Contacting Customer Service
If you’re unable to locate your routing number through the above methods, you can contact Synchrony Bank’s customer service for assistance. They can provide you with the routing number and answer any other questions you may have. You can reach them at 1-866-226-5638.
Synchrony Bank Routing Numbers for Wire Transfers
For wire transfers, it’s crucial to use the correct routing information to ensure your funds are transferred accurately and promptly.
Below is the information you need for a domestic or international wire transfer. You will also need a SWIFT code for international transfers.
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic Wire Transfer | 021213591 | N/A |
| International Wire Transfer | 021213591 | SYFNUS33 |
Synchrony Bank Routing Number vs. Account Number: What’s the Difference?
While both routing and account numbers are essential for banking transactions, they serve different purposes:
- Routing Number: This nine-digit number identifies the financial institution (in this case, Synchrony Bank) and is used to direct transactions to the correct bank during processes like direct deposits, wire transfers, and bill payments.
- Account Number: This is a unique number assigned to your individual bank account. It specifies your personal account and is necessary for ensuring that funds are deposited into or withdrawn from the correct account.
How To Use Your Synchrony Bank Routing Number
You’ll need your Synchrony Bank routing number for a variety of everyday banking tasks, including:
- Setting Up Direct Deposit: Provide your employer or other entities with Synchrony Bank’s routing number and your account number to have funds deposited directly into your account.
- Making ACH Transfers: For electronic transfers between banks, use the routing number along with your account number to ensure the funds are transferred correctly.
- Paying Bills Online: When setting up bill payments through Synchrony Bank’s online banking platform or directly with service providers, you’ll need to provide the routing number and your account number to facilitate the transactions.
Information is accurate Feb. 6, 2025.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.
- Synchrony Bank "website"
- Synchrony Bank "4 Ways to Transfer Money from One Bank to Another"
- Synchrony Bank "FAQ"
- Synchrony Bank "Contact Us"
