Frost Bank Promotions: Best Offers and Bonuses
Written by
Cynthia Bowman
Edited by
Melanie Grafil
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Frost doesn’t have any cash bonuses available this month, but the bank does offer other ways to save and earn money. You can qualify for fee waivers for personal checking accounts as well as interest rate discounts for select loans. Here are the details:
| Account Name | Monthly Service Charge | How To Waive |
|---|---|---|
| Frost Personal Account | $8 | – At least $100 in deposits per month – Maintain a $1,000 daily balance – Maintain $5,000 in combined balances across Frost deposit accounts – Fee waived automatically if under age 25 |
| Frost Plus Account | $15 | – Maintain $10,000 in combined balances across Frost deposit accounts – Have a Frost consumer real estate secured loan, including a mortgage |
| Frost Premium Account | $30 | – Maintain $250,000 in combined balances across Frost deposit and qualified investment accounts |
Frost Bank Personal Checking Account Fee Waivers
Checking account fees can eat up your balance in a hurry, so it’s always beneficial to find ways to avoid them. Here’s how you can have Frost Bank’s monthly checking account fees waived:
Frost Personal Account
- Bonus value: No bonus value
- Minimum deposit: None
- Expiration date: N/A
- How to claim: While there is no cash sign-up bonus available, you can still save money by qualifying for fee waivers. You must open a new Frost Personal Account and meet the qualifications to waive the $8 monthly service fee.
- When you’ll get it: N/A
- Terms and conditions
- Waived automatically if you’re under 25, or
- $100 in monthly direct deposits, mobile deposits, debit card transactions or Zelle credits, or
- $1,000 minimum daily balance, or
- $5,000 in combined balances across accounts.
- Fees: $8 monthly service charge, but waivable
Open your Frost Personal Account today.
Frost Plus Account
- Bonus value: No bonus value
- Minimum deposit: None
- Expiration date: N/A
- How to claim: Open a Frost Plus Account and meet the qualifying requirements to waive the $15 monthly service charge.
- When you’ll get it: N/A
- Terms and conditions: You must have at least $10,000 in combined balances across Frost Bank accounts and have a current Frost real estate loan, such as a mortgage.
- Fees: $15 monthly service charge, but waivable
Open a Frost Plus Account here.
Frost Premium Account
- Bonus value: No bonus value
- Minimum deposit: None
- Expiration date: N/A
- How to claim: Start by opening a Frost Premium Account and meet the qualifying requirements to waive the $30 monthly service charge.
- When you’ll get it: N/A
- Terms and conditions: Have $250,000 in combined balances across deposit and eligible investment accounts
- Fees: $30 monthly service charge, but waivable
Get started with a Frost Premium Account.
Earn Interest on CDs
Frost has a wide range of certificates of deposit that offer competitive interest rates — especially when compared to large national banks.
You can open a Frost CD with a deposit of $1,000 or more. CD terms range from 14 days to 24 months. The highest APY being offered currently is for its 90-day CD with a $500,000 or more deposit.
How To Open a Frost Account
To open a Frost Bank account, you can apply online or visit a branch. You’ll need to provide personal information such as your Social Security number and photo ID, along with an initial deposit, if applicable.
Are These Frost Bank Products Worth the Switch?
Check back each month for updates and new promotions as they are available. Frost bank is certainly worth a second look if you live in Texas, thanks to its competitive interest rates and low fees.
If you’re looking for cash bonuses, consider checking out other bank promotions that pay free money for opening new accounts.
Frost Bank Promotions FAQ
- Does Frost Bank offer sign-up bonuses for new checking accounts?
- At this time, Frost Bank is not offering sign-up bonuses on new checking accounts. However, you can still save by qualifying for fee waivers on monthly service charges from one of the checking account offerings, starting at $8 and up to $30.
- How can I waive the monthly fee on a Frost Bank personal checking account?
- You can waive the $8 monthly service fee on the Frost Personal Account if you have at least $100 in deposits every month. Or, if you maintain a $1,000 daily balance or keep $5,000 in all of your Frost accounts. The fee is automatically waived if you're under 25.
- Does Frost Bank offer discounts on auto loans?
- Yes. Frost Bank offers a 0.25% discount on auto loans. To do this, you must have automatic payments set up from your Frost checking or savings account.
More About Frost Bank
- Frost Bank Review
- Frost Bank CD Rates
- Frost Bank Routing Number
- Frost Bank Hours and Holiday Schedule
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
This article has been updated with additional reporting since its original publication.
