These 5 Banks Offer the Best Customer Service

See which banks offer the best customer service so you can have a better banking experience.
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Today's banks are working hard to make their services convenient, easy, efficient and reliable to all their customers, using tools such as mobile apps, fraud protection and 24-hour support. Part of the push to keep account holders happy is to broaden customer service-oriented features.

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Bank of America: Best Big Bank for Convenience

Overall, Bank of America's reach coupled with its efforts to educate customers about mobile banking services makes this financial giant the best big bank for convenience and good customer service. With about 4,700 retail financial centers across the United States, Bank of America customers can take advantage of in-person customer service virtually anywhere.

Bank of America has gone a step further in its customer service strategy and now offers customers in-person education about the bank's mobile banking tools. Inspired by Apple's Genius Bar and Best Buy's Geek Squad, Bank of America now offers more than 3,000 digital ambassadors stationed at various branches to educate customers on how to take advantage of the bank's online and mobile banking services.

Additionally, Bank of America was ranked No. 1 for both mobile and desktop banking the past four years by Keynote Scorecards, which puts out annual and semi-annual reports that measure the digital strengths of financial services companies.

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©Ally Bank

Ally Bank: Best Bank for 24/7 Customer Service

Round-the-clock service is one of Ally Bank's standout customer service features. The online bank makes sure people can get in touch with customer service representatives through online chat and by phone in real time, as well as email. The continuously available customer service is popular with customers.

"Very professional and helpful," customer Jason L. wrote in an online review on the My Bank Tracker website. "They are available 24/7."

Customers not only appreciated the availability of the customer service of one of the best online banks; they also appreciated the swiftness in which their calls were answered.

"It really takes less than [three] minutes to be speaking with a real person," customer cdcarver1981 wrote in a review on the Credit Karma site. "You will never have to be transferred from person to person. Everything is so simple."

Related: 16 Times Banks Swooped Into Saved the Day

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Citibank: Best Bank for Fraud and Identity Theft Customer Support

Debit card fraud makes up 66 percent of loss in the banking industry; check fraud makes up another 32 percent of loss, and online banking and electronic transactions account for about 2 percent, according to the January 2016 report by the American Bankers Association.

Citibank goes above and beyond for its customers who have been victims of identity theft or fraud: It offers the best bank customer service for victims by assigning a dedicated Citi Identity Theft Solutions Specialist to work on each case. The bank's assistance includes helping customers keep their credit scores intact by contacting TransUnion, which will then put a fraud alert on file at all three major credit bureaus. Citibank will also continue to monitor your credit report and alert you of any status change until the case is closed.

Specialists will also walk customers through completing police reports and other required documentation. These specialists also offer information on how to contact your other creditors.

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TD Bank: Best Bank for In-Person Customer Service

Not everyone has the same schedule as most banks, so it's helpful when financial institutions have longer hours to accommodate a range of customers. TD Bank is one of those financial institutions focused on accommodating more of their customers by having longer hours and providing perks like free checks. According to the TD Bank website, the bank has the longest hours of any bank — opening earlier and closing later than their competitors.

Because its branches are open for more hours than most banks, TD Bank is the top choice for in-person customer service availability. TD Bank has about 1,300 branches in 15 states and Washington, D.C.

Find Out: These Banks Are Open on Sunday

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Chase: Best Bank for Financial Planning Support

Chase offers its customers the services of in-house financial advisors, a supportive feature that's not available at most banks. Open to all Chase account holders, this customer service feature is not only convenient but also helpful for people who might not have the time or resources to research and find financial help.

By offering a one-stop financial shop for customers, Chase sets itself apart from other banks. As a Chase account holder, you can receive a customized financial analysis as well as both banking and investment advice to help plan for your future.

Contact your local bank's customer service center to learn more about the services available to you. If you have been a loyal customer for a long period of time, you might find you are eligible for additional services or accommodations from your bank.

Keep Reading: 11 Must-Have Features All the Best Bank Accounts Offer

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Chase.

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About the Author

Natalie Campisi

Natalie Campisi is a Los Angeles-based writer and producer with more than 17 years of experience. She started her career as a journalist, reporting for dailies, the Associated Press and on Capitol Hill. She’s produced podcasts, commercials and online video content for everyone from tech startups to chocolatiers.

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