FNBO Bonus Offers and Promotions for 2025
Written by
Cynthia Bowman
Edited by
Melanie Grafil
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Unfortunately, FNBO Direct does not have promotions on new accounts at this time. However, you can still find competitive interest rates with no monthly service fees and an easy-to-use mobile and online experience.
Here’s a closer look at FNBO Direct’s checking and savings accounts so you can see which account suits your needs best.
FNBO Direct Savings Account Features
Here are some of the highlights of FNBO Direct’s savings account:
- Earns
- No monthly service fee
- No minimum balance required
- Account alerts
FNBO Money Market Account Features
Take a look at some of the best parts about FNBO Direct’s money market account.
- Up to
- No minimum to open an account
- First-class online security
- Easy transfers available
- Awarded Silver in GOBankingRates’ Best Money Market Accounts of 2025
While FNBO Direct is not offering bonuses on accounts now, checking periodically can help you take advantage of future promotions. Open an account today to take advantage of its competitive rates.
How To Open an FNBO Direct Account
Even though there’s no checking or savings account bonus offered this month, you still might want to open an account to take advantage of the perks and competitive interest rates.
Because FNBO Direct is an online bank, you’ll need to open an account online. The process takes about 10 to 15 minutes.
You’ll need to provide the following:
- Social Security or Tax ID number
- Driver’s license or state ID card
- Employment information, including contact info
- Loans or mortgage information to verify your identity
- Your current bank account and routing number to fund your account by scheduling an electronic funds transfer
How To Earn FNBO Direct Bonuses
You won’t need FNBO Direct coupons for every promotion — some months, bonuses may be tied to special offers, like loans for milestones in your life, buying your first home or starting your career after college.
In previous offers, good credit was required to qualify. If that applies to a future promotion you’re interested in, take steps to raise your credit score and make sure your credit file is accurate and up to date for the best chances of qualifying.
Final Take
Check back each month for updates and new FNBO bonuses as they are available. Even if there aren’t any current promotions that fit your needs, other banks are also offering promotions worth exploring.
FNBO Direct Bonus FAQ
Here are the answers to some of the most frequently asked questions about getting an FNBO Direct bonus.- Does FNBO Direct offer sign-up bonuses for new checking or savings accounts?
- At this time, FNBO isn't offering a sign-up bonus on new checking or savings accounts. Promotions have run in the past, however. It's good to check on the bank's website regularly to stay up-to-date on the latest offers available. FNBO Direct does continue to offer competitive interest rates on their accounts, as well as no monthly maintenance fees.
- Is FNBO Direct a good alternative to banks that offer bonuses?
- Yes. FNBO Direct is an online bank that boasts low fees and attractive interest rates. Even though there are no bonuses at this time, some competitors will offer a bonus, but have several requirements in order to be eligible for the bonus. Whereas FNBO Direct offers great value to its customers, thanks to the high APY offered on its savings and money market account.
- Â How can I find out when FNBO Direct offers a new promotion?
- Your best bet to find out when FNBO Direct features a new promotion is to check the website every so often. Or, you can keep tabs on the bank by following their social media accounts.
- Are there any other ways to earn rewards or perks with FNBO Direct?
- You can earn up to 3.25% on their High-Yield Online Savings Account, which is a very attractive APY. You can enjoy no monthly fees and no minimum balance requirements with this account as well.
More About FNBO Direct
Rates are subject to change; unless otherwise noted, rates are updated periodically. All other information on accounts is accurate as of Sept. 10, 2025.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
This article has been updated with additional reporting since its original publication.
