Newest Texas Capital Bank Promotions: Best Offers, Coupons and Bonuses August 2020

Texas Capital Bank promotion

Texas Capital Bank primarily serves business and private wealth clients through its offices in Austin, Dallas, Fort Worth, Houston and San Antonio. However, the bank also offers personal banking products, including deposit accounts, credit cards, CDs and IRAs. Like many banks, Texas Capital offers incentives like sign-up bonuses and rewards for new customers.

Too many Americans are missing out on this free money from banks. In a GOBankingRates survey, more than 75% of the respondents admitted they never compare banks before opening a new account. That can be a costly mistake. If you live in Texas and are shopping for a new bank, do some research before choosing one so you can take advantage of potentially lucrative deals.

Start by checking out the Texas Capital Bank promotions detailed in this guide.

Texas Capital Bank Promotions at a Glance

Texas Capital Bank has promotional offers for credit cards and savings accounts this month. Here’s a quick look:

Best Texas Capital Bank Promotions: August 2020
Account Cash Value of Bonus Expiration Date
Visa Signature Real Rewards Credit Card $25 None
Cash Rewards American Express Credit Card $25 None
Premier Rewards American Express Credit Card $100 None

Current Texas Capital Bank Promotions

For August, Texas Capital Bank is continuing promotions for select credit card accounts. There’s also an update and extension to the signup bonus for a Bask Bank savings account. Texas Capital Bank coupon codes are not required for any of these promotions.

Visa Signature Real Rewards Credit Card: $25 Value

With the Visa Signature Real Rewards credit card, you earn 1.5 points for each dollar you spend on eligible purchases — all with no cap on the total number of points you can earn. You can redeem points for merchandise, gift cards, travel and cash back. New cardholders also get 2,500 bonus points just for opening and using the card. Here are the details:

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  • Cash value: $25
  • Minimum spend to qualify: N/A
  • Expiration date: None
  • How to get it: Apply and get approved for a new Visa Signature Real Rewards credit card and then use it to make a purchase.
  • When you’ll get it: Six to eight weeks after you complete the first purchase
  • Terms and conditions: Cash advances and balance transfers are not considered purchases for this offer. You must get approved for the card to qualify.
  • Annual fee: None
  • Promotion page: Visa Signature Real Rewards credit card promotion bonus offer

Cash Rewards American Express Credit Card: $25 Cash Bonus

When you shop with the Cash Rewards American Express credit card, you earn up to 3% cash back in select categories. You’ll get 3% back on the first $6,000 you spend on gas, an unlimited 2% back on supermarket spending and 1% on everything else. Plus, new customers receive a $25 cash bonus after making the first purchase. Here are the requirements:

  • Cash value: $25
  • Minimum spend to qualify: N/A
  • Expiration date: None
  • How to get it: Apply and get approved for a new Cash Rewards American Express credit card and make a purchase with it.
  • When you’ll get it: Six to eight weeks after the first purchase posts to the account.
  • Terms and conditions: The cash bonus can be deposited directly into a checking or savings account or used as a statement credit. You must get approved for the card to qualify.
  • Annual fee: None
  • Promotion page: Cash Rewards American Express credit card promotion bonus offer

Premier Rewards American Express Credit Card Promotion: $100 Value

The Premier Rewards American Express credit card lets you earn points faster on everyday purchases. Cardholders receive four points for every dollar spent in restaurants, three points for airline purchases, two points at gas stations and one point on all other purchases. When you open a new account and meet certain requirements, you also receive 10,000 bonus points worth $100. Here’s how to earn them:

  • Cash value: $100
  • Minimum spend to qualify: $1,000
  • Expiration date: None
  • How to get it: Apply and get approved for the card, then make purchases totaling at least $1,000 within the first three months of getting the card.
  • When you’ll get it: Six to eight weeks after meeting the spending requirement
  • Terms and conditions: Applicants must be at least 18 years old and have a Social Security number. You’ll have to get approved for the card to qualify.
  • Annual fee: $99, waived the first year
  • Promotion page: Premier Rewards American Express credit card bonus offer

Past Texas Capital Bank Promotions

You may have missed out on these past promotions, but it can help to see previous Texas Capital Bank offers like the ones listed below.

Bask Bank Savings Account: 5,000 AAdvantage Miles

Texas Capital Bank offers personal savings accounts through Bask Bank, its division for online banking. One of the highlights of this account is the partnership with American Airlines that lets account holders earn AAdvantage miles to redeem for travel and merchandise or to donate to select organizations. When you open a new account, you receive 5,000 AAdvantage miles as a sign-up bonus. There are also additional opportunities to earn miles. Here’s how to get the sign-up bonus:

  • Cash value: Varies by how miles are used
  • Minimum deposit to qualify: $5,000
  • Expiration date: Expired
  • How to get it: Open a savings account and maintain a balance of $5,000 for 90 days within the first 120 days after opening the account.

How To Open a Texas Capital Bank Account

To open an account and take advantage of Texas Capital Bank promotions, you can visit a local branch or apply online for select accounts. Credit card accounts go through Elan Financial Services. You’ll be asked to provide the following information:

  • Name and contact information
  • Income and employment
  • Other accounts with Texas Capital Bank

You can open a Bask Bank savings account online. Just provide your name, contact information and Social Security number. When you open the account, you can fund it through a transfer from another account or by check.

Are Texas Capital Bank Promotions Right for You?

Bonuses and promotional offers are a great incentive when you find a bank that can meet your financial needs. It’s even better when the bonuses are practical for your lifestyle. If you use credit cards for frequent purchases or you’re a frequent flyer on American Airlines, the current Texas Capital Bank bonuses may be a good fit. Just remember that you’ll need a good credit score to get approved for the credit cards and take advantage of the bonuses.

This content is not provided by Texas Capital Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Texas Capital Bank.

This article has been updated with additional reporting since its original publication.

About the Author

Cynthia Paez Bowman is a personal finance writer with degrees from American University in international business and journalism. Besides writing about personal finance, she writes about real estate, interior design and architecture. Her work has been featured in MSN, Brex, Freshome, MyMove, Emirates’ Open Skies magazine and more.